Yu’e Bao (余额宝) is an investment product offered through the Chinese e-commerce giant Alibaba Group Holding Ltd.'s third-party payment affiliate, Alipay.com Co.
Alipay began offering Yu’e Bao, which means “leftover treasure,” last June. Alipay users can put their money into the product, which invests in funds. There is no minimum amount, and customers can withdraw their cash anytime. Yu’e Bao funds are managed by Tianhong Asset Management Co.
This seem more acceptable than the bitcoin. . .
https://financeprod.alipay.com/fund/index.htm