Just something to share with all brothers/sisters here..
Yesterday, when down to Ubi to collect something, and at the same time go down to ADSM to have my car situation accessed.
I got a sharp ding on my right rear panel just 1 cm from the rear door (BM's quoted me $260 earlier for the repair and then advised me it's not worthy to do?!!!)
I also reversed into a pole accidently and got my rear bumper 'bumped up' right at the middle. There was also scratches on the right of my rear bumper.
Spoke to Yong of ADSM, very nice guy, easy going, can discount somemore...3 hours later ..my car is as good as new. and for the price of much less then what BM quoted me for that one ding....