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Help has arrived for drivers marked as 'high risk' to obtain a insurance policy thanks to a new insurance scheme by award-winning online insurer DirectAsia.com. Drivers identified as 'high-risk' based on their past records can find it difficult or even impossible to get car insurance. Drivers are marked high-risk once they have met with two or more at-fault accidents or have made numerous claims on their insurance. Thankfully there is help now. Thanks to award winning and innovative online insurance company, DirectAsia.com, a new 'SOS Car Insurance' is recently introduced aimed for the benefit of 'high risk' motorists. DirectAsia.com prides for being an innovative insurance company especially when it comes to improving road safety. With this in mind, any driver who makes a claim on their SOS insurance will be asked to attend a Refresher Driving Course for a day. Insurance is compulsory for drivers in Singapore thus it is near impossible for 'High-risk' drivers to obtain one given their 'unsafe' history. Some drivers transfer the ownership of their car to their spouse and under circumstances can get you penalized with a 0% No Claims Discount on top of transferring all remaining loans relating to the car. DirectAsia.com believes in giving people a second chance and removes the hassle to get drivers back on the road within the shortest period of time. In a win-win situation, any 'high-risk' driver who decide to claim under DirectAsia.com will be asked to attend a Driving Refresher Course which not only benefits yourself but the rest of the driving community. If you choose not to sit through the course, DirectAsia.com may cancel your policy. Considering its only a one day refresher course, its not that difficult is it? Besides the course is not punishment but a form of assistance to help you. Simon Birch, CEO of DirectAsia.com, says, "At DirectAsia.com we understand that accidents happen and it's sometimes beyond your control. Not everyone has a perfect driving record. That's why we've come up with SOS car insurance, a policy that gets motorists back in the driving seat and back on the road in no time." "Of course, this is not only beneficial to the driver but also the rest of the driving community. We think you'll agree that as far as everyone's safety is concerned a driving refresher course makes perfect sense. And once again we're delighted to be the first insurance company in Singapore to offer this product. Another first for DirectAsia.com!"