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Need some advise i had a accident on sun midnite wif a jb bike at orchard .That Malaysian biker beat the red light and smash to my car my front part and side was badly damage. Tp was call in after that police report was made and I know will be a trouble one wif a Malaysian plate.there was a taxi uncle giving info to the Tp at that time as witness that that malaysian bike beats the red light as my car had no in car cam. Yestday went to axs work shop the person told me they do not do claim against malaysia plate and he advise me will be a troublesome one. He advise me to claim from insurance 1st and of cuz my ncd. 40% will be gone and higher premier next year. He inform me that once tp close the case proven I am not at fault than axs will try to fight and claim against that Malaysian biker but will tk maybe years any bro here have better advise or had encounter this kind of claim before pls let me know thanks in advance
