Lately had seen too many complaint in this forum, seem like many of us are unhappy about CPF, Life, property, Car and Money. Come across this article ( see link below) which is very enlightening. Hope you fine some happiness in you life no matter who you are😄 http://drwealth.com/2014/12/10/singaporeans-are-unhappy-and-poor/?utm_medium=DISPLAY&utm_source=OUTBRAIN&utm_campaign=NOV2014&utm_content=ARTICLE24_LIFESTYLE