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hi guys, we all heard in news that some pple buy used car and later found that previpus loan not settled and later car kenna repossessed by finance company. is there a way to find out if a car got no outstanding loan and that the seller or dealer has paid in full for it? otherwise the buyer may get a double whammy, pay downpayment and later car kenna towed away because previpus loan not settled. is there a websitr or source to check and confirm since dealers can say what they like?

Background. I was involved in an incident yesterday. A car, Honda Accord cut into a single lane entry in front of me into PIE entrance towards Jurong. He cut in really late and by the time he made his move he had passed the white road separator. I drove defensively, braked, let him pass, honked at him and raised my arms in protest. The driver then went berserk and jammed brake in front of me. I crashed into him and a Van crashed into me. THe crashed happened after 20 metres of the entrance, so I had already let him into the entry and was not being a jerk. He intended the accident and the accident happened. The lucky thing is: the vehicle behind me is not a motorcyclist or there could be mortality. Could anyone advise how I can prove his intent without video recording? The Van driver behind me witness the incident and is willing to be my witness. Is he a strong witness? Facts. 1) The dent in front of my car is far far worse than behind. From a physics POV, it could discount the possibility that it was the car behind crashing into me that caused my car to ram into the Honda Accord. 2) I really want this guy to suffer for his deeds. 3) Prior to the incident, the guy cut dangerously into my lane (left most) outside Changi Hospital I let him passed but gave him a short honk because he cut in too close too fast and there were a cyclist in front of him in the lane he is cutting in. That may have upset him, but I stayed in my lane while he cut into the right lane. 4) As a result, because he is a serial lane cutter, he realized he is in the wrong lane and cut in dangerously that led to the whole event.

Evidently Obama is not too popular with many Americans. NB. If you forward this, PLEASE REMOVE my e-mail address and name before you send it on. Thank you. Barrack Obama walks into the Bank of America to cash a check. As he approaches the cashier he says "Good morning Ma'am, could you please cash this check for me"? Cashier: "It would be my pleasure sir. Could you please show me your ID"? Obama: "Truthfully, I did not bring my ID with me as I didn't think there was any need to. I am President Barrack Obama, the president of the United States of America!!!!" Cashier: "Yes sir, I know who you are, but with all the regulations, monitoring, of the banks because of imposters and forgers, etc I must insist on seeing ID" Obama: "Just ask anyone here at the bank who I am and they will tell you. Everybody knows who I am" Cashier: "I am sorry Mr. President but these are the bank rules and I must follow them." Obama: "I am urging you please to cash this check. " Cashier: "Look Mr. President this is what we can do: One day Tiger Woods came into the bank without ID. To prove he was Tiger Woods he pulled out his putting iron and made a beautiful shot across the bank into a cup. With that shot we knew him to be Tiger Woods and cashed his check. Another time, Andre Agassi came in without ID. He pulled out his tennis racquet and made a fabulous shot whereas the tennis ball landed in my cup. With that spectacular shot we cashed his check. So, Mr. President, what can you do to prove that it is you, and only you, as the President of the United States?" Obama stood there thinking, and thinking and finally says: "Honestly, there is nothing that comes to my mind. I don't have a clue. I can't think of a single thing." Cashier: "Will that be large or small bills, Mr. President?"

Ex-Toyota lawyer says documents prove company hid damaging information By Deborah Feyerick and Sheila Steffen, CNN STORY HIGHLIGHTS Lawyer kept internal documents that he says could be damaging to Toyota Biller says he quit because of what he alleges were "criminal acts" by Toyota He said Toyota settled one lawsuit to avoid divulging information Los Angeles, California (CNN ) -- When former in-house defense attorney Dimitrios Biller resigned from his top post at Toyota, he walked out with something potentially more valuable than his nearly $4 million severance package. He took some 6,000 internal documents, including memos and e-mails potentially damaging to his former employer. "Not potentially, they are. They are very damaging," Biller said. Biller, now entangled in litigation with the auto giant, defended the company in product liability and negligence cases from 2003 to 2007. He says he quit because of what he alleges were "criminal acts" by Toyota -- specifically, withholding information the company was legally required to turn over to plaintiffs' lawyers during litigation. "There is a regular pattern and practice of not producing memos, minutes, reports, and e-mails," Biller said. "These documents can be used to establish liability against Toyota in product liability and negligence cases." The documents -- some of which were reviewed by CNN -- were sent by Biller to Toyota officials. There are numerous references to so-called "Books of Knowledge," highly confidential information on design, safety systems and testing records allegedly generated by Toyota engineers on everything from roll-overs and roof safety to sudden unintended acceleration. The chairman of a U.S. House committee investigating Toyota seems to agree with Biller, saying Toyota engaged in a "systematic disregard for the law and routine violation of court discovery orders in litigation." Rep. Edolphus Towns, D-New York, whose committee subpoenaed Biller's documents, said "The material, I must admit, is very, very disturbing." Toyota defends its actions, saying, "We are confident that we have acted appropriately with respect to all product liability litigation." Yet so far, the company has fought to keep the documents confidential and away from court cases -- like Pennie Green's. The Texas native was 17 and driving to see a movie with her cousin when her life instantly changed. "I didn't make it," she said. A car turned in front of Green and, with no time to react, her 1997 Camry swerved, rolled over and landed upside down. "When I opened my eyes, my nose felt like it was almost touching my belly button I was so curled up." Green never walked again. In 2005 she filed suit against Toyota, claiming the roof was defective because it didn't withstand the weight of the car like it should have. Biller defended Toyota in that rollover case, brought by Green's lawyer, Jeff Embry. "We certainly requested everything that had any relevance to our case at all and, in fact, we had to go to the court to have Toyota ordered to provide their information," said Embry, who added Toyota provided just enough information to show Toyota vehicles "met the minimum standards." Green's case settled in 2006 for $1.5 million. Included in Biller's documents is an e-mail he said he sent to his bosses summarizing negotiations. It says, "TMS [Toyota Motor Sales USA] concluded that it would be better to pay a premium to settle this case and avoid producing the 'Books of Knowledge.'" Embry said he had no idea how close he'd come to uncovering Toyota's alleged secrets. "I think they were very careful to keep design information, very important information in Japan, out of reach of our system as much as possible," he said. Although Toyota calls the materials "trade secrets," Embry said, "That doesn't mean that you get to keep them a secret from the court system." So why, if Biller knew a judge had ordered all information produced, didn't he produce it? He said he tried but was stopped by a superior who told him, "You have to protect the client at all costs." "Even if that includes," Biller asked, "committing criminal acts or violating the law?" The answer, Biller said, was yes. Did he break the law? "No, I did as much as I could as a lawyer for a client to not break the law," he said. "I wrote e-mail after e-mail, memo after memo, explaining the legal obligations Toyota and its affiliates needed to fulfill." In response to Biller's documents and his allegations, Toyota spokeswoman Cindy Knight released this statement: "Mr. Biller continues to make inaccurate and misleading allegations about Toyota's conduct that we strongly dispute and will continue to fight against vigorously." Before leaving Toyota four years ago, Biller had a nervous breakdown caused, he said, by stress. Still, he said, he is confident his e-mails left a trail showing he tried to change Toyota. "The documents speak for themselves. I know what happened. I know exactly what happened. I know the names of the people who were responsible for it. I know where the skeletons are hidden." As for Pennie Green, if a judge finds Toyota did hide documents, she said, "all I want is justice for that. They just need to take responsibility for their actions." Embry has filed a motion in Texas with the state's 18th District Court to investigate whether Toyota unlawfully withheld evidence in Green's case and should be held in contempt. So far Toyota has fought successfully to keep Biller's documents sealed and Biller from testifying. http://www.cnn.com/2010/US/03/10/toyota.wh...dex.html?hpt=T1

DBS to investigate claims of mis-selling of Lehman-related products By Nicholas Fang, Channel NewsAsia | Posted: 13 October 2008 2046 hrs Photos 1 of 1 Development Bank of Singapore SINGAPORE: DBS has said it would take responsibility if customers are able to give evidence of mis-selling in relation to products affected by the collapse of Lehman Brothers. In such cases, the Singapore lender said it would work with the customers on compensation on a case-by-case basis. In a statement out on Monday, DBS said customers who bought its High Notes 5 product in Singapore and Constellation Structured Retail Notes in Hong Kong will know the final valuation of the products by the end of the month. The valuation is determined by the market and DBS has warned that some customers could lose their entire investment. The bank's managing director and head of consumer banking group, Mr Rajan Raju, said over 300 customers had approached the Investor Care Centre in Singapore to express concerns about their investments