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  1. suppose a couple has S$150k and 4 kids below 10 now, and hoping by the time the kids reach 18, to have saved at least 120k per kid for their uni education....if the kids decide to pursue such a path... (else the couple promise themselves to blow it on a fast car then). what would be a safe option for the couple? they would NOT like to consider the following: stocks - they have a reverse midas touch property - their view is its not the right time now as its peaking all suggestions are appreciated. Thank you
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