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There's been some hype around these 2 stocks lately from earnings. I've got enough money to invest in just one, can't decide between the two. (p.s. I hold bit of Tesla, looking to diversify and for cheaper EV stocks)

Parked some in unit trusts ard 3 years back but find the returns quite CMI - average onli ard 3%. Juz curious if any bros got good tips on what to invest in wif ur surplus SRS funds?

With the currency still at a low level, is it time to exit Japan property market and go with Australia in Sydney and Mel ?

Starting a thread for noob questions you always wanted to ask, but didn't dare to or didn't know how to. Let me start the ball rolling. Why does property appreciate? Does it not experience wear and tear like any other material possession? Is it because of demand vs supply and inflation?

just now i was in Toa Payoh central when i was waylaid by an AIA agent having their road show. to cut to the chase, he told me that from middle of Sep 18, we cannot use the CPF SA to invest anymore ... is this true ?

i thinking of buying 1,000 sgd, ya i poor man lah. lol anyone buy opet coin liao ma?

Hi Am a noob in ppty, only got 1 ppty....HDB. Anyway, thinking of getting one landed at Penang to retire cos wife nag nag about life here and wanted to retire in a lesser pace with her siblings and relatives there. Anyone bot landed in Penang? Went there a few times over past few years and it seems there's some appreciation. But am a noob in ppty so all views welcome.

Hi all, Needed some advices as me and my wife couldn't decide which way to go. I shall tell my story in point form. 1. Currently living in a 5 room flat in woodlands. 2. Bank loan left 8 years to clear about $52K. 3. Applied for a 4 room BTO flat and was lucky enough to have slected a flat next to Bedok Mall and opposite Bedok MRT. 4. We had paid the the $2k option fee. 5. Pending to pay $52k(10% downpayment) + $15k(3% stamp fee). These 13% going to cost us about $67K. 6. We have $50k cash on hand. Another $15k from my wife CPF. 7. Wife just became PR 2 years ago. Therefore her CPF OA was little. 8. My CPF OA was used to service the bank loan of our current flat. 9. The amount was just enough to service the monthly loan. 10. New BTO flat in Bedok TOP 2021. 11. Selling our current Woodlands flat in 2021 need to pay HDB $50k levy. 12. Expected bank loan left around $30k in 2021. 13. I am using a safe amount to calculate. Let's say we only managed to sell our Woodlands flat for $400k in 2021. Minus levy and leftover bank loan. we can get back $320k from our Woodlands flat. 14. I knew out of the $320k that i get back. About half need to goes back to my CPF OA. But these money that went back to CPF OA will be used to pay for our New Bedok flat in 2021. 15. New flat left $470k after the downpayment. HDB able to grant us about $150k loan. 16. Therefore we have no problem for the new flat. We only need to save another $50k - $70k to renovate our new flat in 2021. Option 1 1. Thinking of investing our $50k cash on hand on oversea property. Wife is from china Hainan Dao. 2. We are thinking of buying a small condo unit about 40 square meter that cost about 400k - 500k RMB. 3. Why small unit? We only have $50k SGD on hand. Plus small unit maybe easier to rent out to single professional. 4. Downpayment needed about 30%. Therefore downpayment for an average 40 square meter condo unit about 120k - 150k RMB which is about $24k - $30k SGD. Option 2 1. Shall we go ahead with the Bedok BTO flat? (We like the location very much as it is next to Bedok Mall and opposite Bedok MRT). Capital gain from the new flat will be much better as compare to other flat that is not near to mall and mrt. OPtion 3 1. Apply for another 4 room BTO in other location which cost around 280K. I believe after selling our current 5 room flat in Woodlands. We should have enough cash for other investment. Hope that the expert here will give us some advises. Thanks in advance!

Do you prefer Made in Thailand or Malaysia Toyota?

Hi Chaps, I am interested to know more property investment members on the forum and discuss about your your property investment approaches, how you manage your property etc. Just a sharing thread where everyone can tap on each others experiences/know how. Feel free to chip in or even if you are not vested but want to find out more. I am currently vested in residential and industrial properties, I will kick off with the below. What I look for in no particular priorities - Focus mainly on districts 3, 5, 10, 11 - Areas with upcoming MRT stations - Old properties with unused plot ratio - Areas near schools or business parks. Issues faced till date - Termites - Air Con breakdowns - Stuff stolen on property belonging to tenants - Bad maintenance by the tenant Keen to find out more about - Retail Property investment - Overseas investments - Property Auctions - Medical Suites - Districts you believe with upcoming potential

Recently saw this very new stock... Went to recee abit. . . Polaris Ltd., formerly CarrierNet Global Ltd., a holding company. The Company is engaged in active in the distribution and retail of mobile phones, consumer electronics, and related services and accessories. The Company’s business consists of four subsidiaries, of which three are wholly owned and one is a joint venture: Polaris Device Pte. Ltd., which is regional mobile handset distributor; Polaris Network Pte. Ltd., which is a M1 distributor with a network of M1 retail shops in Singapore offering mobile handsets and services; Polaris Telecom Pte. Ltd., which is a SingTel distributor with a network of SingTel retail shops in Singapore offering mobile handsets and services, and Polaris KKC Holdings Pte. Ltd. (70%:30% joint venture between Polaris Ltd. and Koko Capital Ventures Ltd), which operates a network of e-city retail shops in Myanmar offering mobile phones, tablet computers and related accessories. In March 2014, it announced that it has incorporated Polaris Digimedia Pte. Ltd. https://www.google.com/finance?q=SGX:5BI Think can buy and keep?

Hi All..... I need feedback on this company Nuradee Bros....if not convenient can PM me.... my dad wants to lump all his hard earned savings into an investment by this company...Please help if u have any advice

TOKYO—Japan's $1.26 trillion public pension fund will likely announce a boost to stock and foreign-bond investments in early autumn, the head of its investment committee said Tuesday, potentially sending tens of billions of dollars into new markets. A shuffle at the world's largest pension fund would achieve one of Prime Minister Shinzo Abe's objectives and could help invigorate Japan's economy, which is beginning to emerge from a decadeslong era in which investors mostly avoided risk. "I personally think that we need to complete [the new portfolio] in September or October," Yasuhiro Yonezawa, head of the Government Pension Investment Fund's investment committee, said in an interview. "There's no reason to be slow." Mr. Yonezawa outlined a tentative plan for a portfolio shift that would raise the allotments of the fund's assets to go into domestic stocks, foreign bonds and foreign stocks by five percentage points in each category. The aim is twofold: to boost returns to ensure Japanese retirees get the payouts they expect, and to stimulate risk-taking at home by funneling money into growing Japanese businesses. That is in tune with the prime minister's pro-growth "Abenomics" policies. Since taking office in late 2012, Mr. Abe has exhorted the pension fund to rethink its long-standing conservative investment strategy. Currently, domestic stocks and foreign stocks are each targeted to get about 12% of the fund's investment. Under the baseline scenario outlined by Mr. Yonezawa, those figures would rise to 17% each, while the portion allotted to foreign bonds would rise to 16% from 11%. Domestic bonds would fall to 40% from 60%, and the portfolio would likely include a new category for alternative investments in areas such as infrastructure, he said. Mr. Yonezawa said he and two other members of the eight-member investment committee would begin to craft a new portfolio this week. The figures could change based on the group's discussions, he said, adding that the three members would discuss whether to carry out the reshuffle before or after the announcement set for this autumn. The changes could raise uncertainty for tens of millions of Japanese who count on steady pension payouts in retirement. With its traditional focus on Japanese sovereign debt, the fund has performed relatively well in recent years despite extremely low debt yields, in part because the country's deflationary environment was good for bonds. "The [Government Pension Investment Fund] shouldn't be used as a tool for short-term-oriented intervention in asset markets. It's not a piggy bank for short-term policy purposes. Each penny of the GPIF is pension money," said Nobusuke Tamaki, a former fund official who now teaches at Otsuma Women's University. The new focus is essentially a bet on inflation, which Mr. Abe and Japan's central bank have pledged to create. "Until now, it wasn't too good to invest in Japanese stocks, when there wasn't Abenomics," Mr. Yonezawa said. "But recently, Japanese companies are changing, and I think things are getting better." He said Japanese firms were getting a higher return on equity and shifting toward stronger corporate governance. The Japanese pension fund is like Social Security in the U.S. in that it collects money from payroll taxes and uses the cash for payments to retirees. But, unlike Social Security, which puts its funds in nontradable Treasury securities, the Japanese fund can invest in a range of assets, including stocks and bonds from both Japanese and foreign issuers. The fund has invested conservatively, giving a 60% weighting to domestic bonds. It has operated on a shoestring budget out of a single office in Tokyo with fewer than 80 employees. By comparison, the second-largest pension fund in the world—Norway's $770 billion Government Pension Fund Global—is run by an organization with about 370 employees. Reports of changes to the Japanese fund lifted the Tokyo stock market last week, with investors aware that even a shift of a percentage point could send $10 billion flowing in a new direction. But the Nikkei Stock Average remains down for the year as foreign investors question whether Mr. Abe's program will be enough to jolt Japan's economy out of its doldrums. While the Japanese pension fund's changing priorities could push up the value of some foreign assets, the money would likely be so diversified that its impact would be diluted. Even before the new portfolio is completed, the fund has made significant changes in recent months. In February, it said it would start its first joint infrastructure-investment program, through which it would work with other investors to fund projects such as power plants, gas pipelines and railways in developed countries. The fund has started a new four-person division dedicated to nonlisted assets such as infrastructure, private equity and real estate, people with knowledge of the organization say. The fund has traditionally hired large asset managers such as BlackRock Inc., but in April it unveiled a new roster of managers for its portfolio of Japanese stocks and brought on some little-known names. One of the new managers, Seattle-based Taiyo Pacific Partners, has sponsored annual retreats for 25 to 35 Japanese chief executives for the past five years with the hope that improving management will translate into better shareholder returns. In one group activity at the retreat, Japanese managers work together under hot conditions to pound unfinished metal into samurai swords. Fund managers are interested in seeing whether the pension fund will continue to diversify its roster of asset managers, although some say the fund's paltry management fees don't make the business worthwhile. The pension paid a little more than $200 million, or about 0.02% of its portfolio, for outside managers in the fiscal year that ended in March 2013.

Looks like China car is going to be every where but different names... http://www.todayonline.com/business/dongfeng-eyes-se-asia-s14b-peugeot-citroen-deal

Wondering what to invest with just $5,000, i know not a lot but put in bank the interest is really pathetic =( so i would rather go invest something. I have been investing in Silver but now the price drop like s--t -.- So any advice???

Seems like Johor is going to fun place, rumor going to be twice the size of legoland. What's happening to Singapore. Why all the interesting investments going to Johor, even Peter Lim chose to invest the race track in Johor. Must add another set annual passes to my collections. http://www.straitstimes.com/breaking-news/...e-park-20130109 Six Flags Entertainment to invest $484m in Iskandar theme park NUSAJAYA, JOHOR (THE STAR/ANN) - United States-based theme park operator Six Flags Entertainment is planning to invest between RM1.2 billion (S$484 million) and RM1.5 billion to set up a theme park in Iskandar Malaysia. Sources told StarBiz that the theme park, which will be double the size of Legoland Malaysia and the company's first theme park in Asia, would offer more than 40 rides. According to Wikipedia, Six Flags Entertainment is the world's largest amusement park corporation based on quantity of properties and the fifth most popular in terms of attendance. It maintains 19 properties throughout North America consisting of theme parks, thrills parks, water theme parks and family entertainment centres. Iskandar Investment (IIB) president and chief executive officer Datuk Syed Mohamed Syed Ibrahim, said an announcement would be made by an investor within the next six months on the matter.

Wow. New and modern way of believing god. Did GOD tell them so? The gov must be worrying this growing particular group. Mega-Chaurches

How the heck did he get my mobile? Someone from overseas call my mobile trying to interest me with a investment idea, saying this counter has very good potential to rise up moderately(ok he knows who would believe had he said phenomenon). I return question him if he is so confident why did he call me, he could have dump and even borrow every $$$ he have? He replied to share and share alike, even citing religion practice.

I had slogged in a low paying s--t job for the past 7 years, I do not buy expensive cars so I can save more money, I finally saved up about $300K. I decided to keep $100K as my emergency fund and retirement fund which I will not touch. So I am left with $200K to invest, I hope and wish to grow this money into $400K in the next 3 years, since I heard that there are many experts and gurus here, I sincerely seek your advice to grow my $200K. Trolls, please do not flame me, this is my real life story and I heard that they are many rich people here so I am just seeking advice.

Today Straits Times reported that USD on low at 1 USD to 1.22 SGD and many buy currency for investment or spending abroad as rate hits S$1.22. One advice if you are just buyng to spend on holiday than it's ok.. if it is for investment.. please think again.. In case you still do not understand what is happening around the world.. Please read the 2 topic I posted not too long ago. http://www.mycarforum.com/index.php?showto...p;#entry3736919 http://www.mycarforum.com/index.php?showto...p;#entry3732497 After reading through carefully.. hope you people understand why USD keep dropping and dropping.. and infact.. the currency will never bounce back to what it is in year 2007 anymore.. USD will keep drop till the US currency crisis comes and that's it.. I am writing this to made people who still do not understand what is going on.. to make sure these people do not make big mistake in investment.. I want help you all and not to see one by one end up.. lose alot of $ in near future.. Good luck..

Tudou IPO soon, says CEO 15 Sept 2010 Today SHANGHAI - Tudou.com, China's second-largest online video website, plans an initial public offering soon to raise funds to compete against market leader Youku.com in the world's biggest Internet market. "It's something that's inevitable. It should happen fairly soon. I can't talk about specifics," chief executive Gary Wang, the 37-year-old founder of Shanghai-based Tudou, said of a possible IPO in an interview yesterday. Tudou will sell shares in a "Western market," he said on Bloomberg TV, without elaborating. Tudou and Youku both have said they must invest in bandwidth to broadcast videos and in copyright for professional content that the companies say makes up about 70 per cent of their sites. Youku commands about 18 per cent of China's online-video market, while Tudou has about 13 per cent, according to a survey published by Analysys International, a Beijing-based research firm. "Youku and Tudou share a similar strategic layout and operation mode," according to the Sept 9 Analysys report. While both offer user-generated content, they are also "purchasing film copyrights actively so as to widen the gap with other independent online-video websites," the report said. Tudou started its website in 2005 and has raised US$135 million ($177 million through five rounds of funding, including US$50 million last month, of which US$35 million came from Singapore's Temasek Holdings. Tudou's vice-president for marketing and business development, Ms Anita Huang, told MediaCorp last month when it raised funds from Temasek that it would use the investment to woo more Chinese mobile phone owners to its portal. China has 420 million Internet users, of which at least 277 million access the Internet with their mobile phones.

What would you do if you happen to have spare cash amounting to SGD400k/- SGD500k/- lying around? Banks are offering good fixed deposit rates for foreign currencies,is it any good? Should you invest in a few properties in Msia and rent it out? Buy a small size condo near town and rent it out? Seriously,im thinking of low risk investments here