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i was just thinking, instead of every now and then we see ppl asking this car or that car, why not we have a place to share all our buying decision process. Everyone has a different buying process, depending on priority. So share share here what is yours. in fact its quite funny to see ppl copy and paste technical information, when sgcarmart has a function where we can compare 3-4 cars side by side. It even has a green tick to indicate which car has the best feature in that comparison. I think a compile thread of a buying process may help some who have no idea what they want. But they want to buy. What i use: want/need recognition I want to change car/I need to change car. deadline. My budget (fix range), any price below or above is out. type of car New or used Information collection searching the internal for information related to the range identified from step 1 short list Evaluation test drive feel the car features and requirements. final short list Finally, negotiate and BUY the one you like most! from 1000cc to 3500cc, from new cars to 9 yr old cars, there are at least a few hundred models to choose from. $90000 cash can buy you a brand new PRC made car in full cash, it can also buy you a used big conti car with a loan. Not to mention the inbetweens. So have a buying process, it can help you save alot of time and headache.

Agree or disagree? In January 2000, after running Microsoft for 25 years, Bill Gates handed the reins of CEO to Steve Ballmer. Ballmer went on to run Microsoft for the next 14 years. If you think the job of a CEO is to increase sales, then Ballmer did a spectacular job; he tripled Microsoft’s sales to $78 billion and doubled profits from $9 billion to $22 billion. The launch of the Xbox and Kinect, and the acquisitions of Skype and Yammer happened on his shift. If the Microsoft board was eager only for quarter-to-quarter revenue growth, Ballmer was as good as it gets as a CEO. But if the purpose of a CEO is long-term company survival, then one could make a much better argument that Ballmer was a failure as a CEO the moment he optimized short-term gains by squandering long-term opportunities. Read more... https://qz.com/819739/why-tim-cook-is-steve-ballmer-and-why-he-still-has-his-job-at-apple/

can only choose one.

Wondering how many of you buys a car of your wife's choice while you are fully paying for it? Notice that there are quite a fair number of men out there who is led by the nose. Buy new car wife choose options, wife choose colour, model, etc...but she is not paying. When new car is delivered, she wants to ride on it first and the man can't take his mother out for first ride. Night time go out must ask permission.....btw, how these men can protect our country in times of war?

http://sg.news.yahoo.com/blogs/singaporesc...-020245855.html Does this consider a rash and hurried decision?? http://sg.news.yahoo.com/blogs/singaporesc...-053226346.html "Ho had called WP's decision to sack Yaw a rash and hurried one and he also asked Low to take responsibility for the Yaw Shin Leong saga".

From CNA: http://www.channelnewsasia.com/stories/sin...1144593/1/.html NTUC says no decision yet to back any presidential candidate By Hoe Yeen Nie | Posted: 02 August 2011 2141 hrs

SDP welcomes MM Lee and SM Goh

Was moving off from sim lim square. The road behind sim lim. The one way roAd out to rochor road. I saw a car trying to do a reverse into the 1 way lane. Obviously tryin to cheat the erp. I made a rash decision maybe tryin to be smart Alec. Maybe unhappy that someone trying something illegal and potentially obstructing the road and for skipping the erp. So I purposely drove forward to prevent him from successfully reverse in. He braked. And stopped his ride and This angry young man came out of his car and was not happy that I purposely obstuct him. He did apologise for his action but unhappy that I Kay poh and I told him off. He said he can afford to pay the 2 bucks erp mah, and another 2 pAsengers got out of that car. He then asked me come out car talk. I did not budge as my girlfriend was in the car. The other passenger also beri yaya. Wan2 argue with me, his gf still hugging that arse. Sensing the high tension, my gf apologise and asked me to drive off. The guy not happy and then threw some monies into my car. F++. I was at boiling point Liao. Almost wanted to dash out n throw the money into his face. In the end I threw it onto the floor. That guy meanwhile went to his car to take a spanner Liao. At this juncture I decide to drive off as my gf was quite frightened Liao. That arse wanted to smash his spanner at my windows but I tink he backed out in the end as I could see him withdrawing his hands away from my ride as I drove away. I wan2 apologise to my girlfriend for causing her to be unhappy and frightened this whole evening. I promise not to be so Kay poh again. But then again if my gf was not with me, I might have retaliated. Though what I did trying to act like a law enforcer was wrong in the first place.

7 days cooling off period. 7 days to review your unit trust investment. brought to you by who else but our 'favourite bank" DBS.

I am not sure if it had been brought to your attention. My pardon if someone else has mentioned it. Reading through the Budget 2009 details, I come across this part: ---------------------------------------------------------------------------------------------------------------------------------------------------------- (A5) Transport Rebates and Concessions The Government will grant the following rebates and concessions on transport-related taxes and fees: * A 30% road tax rebate for goods vehicles, buses and taxis for one year. This rebate will take effect on 1 July 2009. * A 20% concession in port dues to be granted to all harbour craft (except pleasure craft for personal use) which will help local companies engaged in commercial activities within Singapore

ok ok, i'm a McLaren fan and admire the skill of Lewis Hamilton. i'm also do hold Kimi in very high regard too in terms of skills and race craft. so in the final lap(s) of last nite race, i enjoyed myself very much and would had been happy to see either driver winning it. however, i was more delighted to see Lewis proving again he can indeed go very fast when the condition is worsening.... and won the race at the end. pity Kimi, that he was slightly rash and crashed however after the whole race, the stewards are said to be investigating the duo tangling with one another on the final lap.. u can find more details on many F1 sites in a nutshell, Hamilton was given a 25sec penalty and dropped to 3rd place. which is very strange, when Massa was only fine for his Unsafe Release from pit at Valencia Race.... and the McLaren driver is been denied a victory in a racing incident

http://www.metacafe.com/watch/521170/funny_dutch_commercial/

UPFRONT Teochew cemetery's last Qing Ming By April Chong MADAM Ng Cheng Huay has spent most of the 80 years of her life on the grounds of a cemetery. She maintains the Tua Pek Kong Temple at the Kwong Hou Sua Teochew Cemetery on Woodlands Road. Her late father was one of its earliest caretakers and the family had a house behind the cemetery, where they reared chickens, ducks and pigs. She took over looking after the graves when he died in the 1930s and now her 49-year-old son is doing the job. But not for much longer. The 14.6ha cemetery, one of the oldest here, is to be cleared in October to make way for the depot of the proposed Downtown Line. The families turning up here to mark this year's Qing Ming - the Chinese memorial festival - with prayers and offerings at their ancestors' tombs are therefore doing it for the last time. Qing Ming, which falls today, means 'clear and bright'. During the 10 days in the run-up to and following from the actual day, families carry out the annual ritual of tidying up the graves and columbarium niches of kin who have died, as a show of filial piety. Offerings of food and drink are made. Joss sticks are lit. Prayers are said. Madam Ng recalls when families would descend by the lorry-load, bringing all sorts of offerings. 'They used to bring roasted pork, chicken and duck. Now it's mainly fruit and, perhaps, packed vegetarian food,' she said in Hokkien. There are also fewer young people who come to tend the graves. One extended family of seven who were at the cemetery on Wednesday were mainly in their 50s. Boat captain Yeo Theng Kow, 52, said: 'The younger generation is moving away from such traditions.' He was there to pay his respects to his grandfather, who died in 1952, with an assortment of fruit and paper offerings made out to look like liquor and beer bottles, clothes and shoes. The Kwong Hou Sua Teochew Cemetery was owned by the Ngee Ann Kongsi before the land was acquired by the Government in the 1980s. Burials stopped in the 1970s. An estimated 10,000 bodies are believed to be buried in the 3,000 graves - the mismatch in numbers the result of several members of a family being buried together in many cases. Madam Ng pointed out one of the oldest graves - a circular tomb, adorned with stone lions and carvings. It was easily 20m across, the width of an Olympic-sized pool. Buried there is a man who died in 1928, with his wife. The name on one of the headstones is no longer discernible. Madam Ng said it was hit by a mortar shell during World War II. Another large tomb, half the size of a tennis court, stands guard over the graves of a man and his five wives. Nearby is a tomb of a man who died in 1935. Buried with him are his seven wives. Madam Ng said that in the old days, wealthy men usually set aside space for their spouses. Graves would be reopened for coffins that came along later. The tombs of the wealthy stand out by their size, as well as the figurines and coloured tiles that adorn them. All the structures will go when exhumation starts in October. The Land Transport Authority has already put up notices asking descendants to claim the remains of their dead by Oct 15. So far, about 368 parties have done so. The LTA will bear the cost of the exhumation and the installation of the urns in a government columbarium. Unclaimed remains will be exhumed and stored for up to three years before being cremated. The ashes will be scattered at sea. The first phase of exhumation will affect 2,000 graves. Another 1,000 or so with larger, more elaborate tombs will be cleared later. Family members who have been coming to the cemetery every Qing Ming waxed nostalgic about the annual remembrance of the dead. Retiree Lee Mee Yoon, 70, who will move her grandmother's remains to a columbarium, said her annual trips to the cemetery date back to her childhood. 'It's very sad that this place will be gone. I have a lot of memories here,' she said. 'This was where I got to meet other family members besides during the Chinese New Year.' Now the older folk worry that as time goes by, their long-dead ancestors will be forgotten by the younger generation, who admit that they are not sure what the rituals are and how to perform them. Engineer Chan Huiling, 25, said: 'I guess I will learn when the time comes.' But project manager Anabelle Tan, 30, said that honouring the dead need not be confined to Qing Ming. In fact, she stores joss sticks and paper offerings in the boot of her family's car so that they can drop in at the columbarium to pay their respects any time. Cemeteries cleared over the years to make way for development include the Bidadari Cemetery in the Upper Aljunied area, which housed at least 10,000 Christian and Muslim graves. Many housing estates, such as Bishan and Tiong Bahru, are sitting on past burial grounds. Even bustling Ngee Ann City used to be the site of an old Teochew cemetery. For Madam Ng, the closure of the cemetery in Woodlands marks the end of three generations of work by her family. She is so well known there that regular visitors bring her gifts of food when they come at Qing Ming. She now lives in Queenstown with a daughter. Her son Ah Huat is scouting for a new location for the cemetery's temple so that the deities will have a proper home. Soon her years in the cemetery, and the stories of the graves and tombs will be a memory. 'I will miss this place and the people,' she said. [email protected] ----------- fwah... lidat how abt the cost of the land deh? LTA no compensate meh? if one grave occupy 3 m2 n based on elite's viewpoint every pc of land got potential to b tagged to Raffles Place, that means smelly smelly also each family can get $50K doh.

Hey Guys, Exactly what happened that got you to finally propose? I am still thinking about it............ 5 years oredi leh.

HDB family season parking ticket available from Oct Wed, Sep 19, 2007 The Straits Times THE Housing and Development Board (HDB) will issue family season parking tickets from next month. They are one of the recommendations announced by Minister of State for National Development, Ms Grace Fu to foster closer family ties. In a news release, the HDB said the family season parking ticket (SPT) is for HDB residents who require SPT to two different car parks because of family arrangements. 'Many working couples have dinners at their parents' flat or spend time with their children who are left in the care of their family members.' The HDB said, 'Some residents may also spend considerable amount of time at their parents' or grandparents' flat looking after their daily needs.' 'For such residents, who have already bought a regular SPT to park at their own residential car park, there is a need for a second SPT to park at another car park for visiting their parents, children, grandparents, siblings or their in-laws.' The Family SPT will be sold at 50 per cent of the regular SPT price applicable to the car park where the Family SPT is to be purchased. 'For example, regular monthly SPT charges for passenger cars are $65 for surface car parks and $90 for multi-storey car parks. The corresponding charges for Family SPT would be at $32.50 and $45.' The HDB said residents will get priority on parking and the Family SPT will only apply to car parks where there are sufficient parking lots for residents. The Family SPT holders will enjoy the same benefits as the normal SPT holders - they can park at the designated season parking lots without having to display parking coupons. Motorists who are buying the Family SPT for the first time may approach any HDB Branch Office/Service Centre with the necessary proof of relationship. For subsequent renewals, they can do so via internet, self-service kiosks, post or Giro. For more details of Family SPT, motorist can browse HDB's website. They can also call Branch Office Service Line (toll free) : 1800 2255432 if they need clarification.

what's the factor to consider between the 2 choices ? i've driven auto since getting my licence (2months ago) and tried manual yesterday and had quite a hectic experience with it. felt auto was very very easy for drivers but are these ppl always looked down ? manual is still in consideration for the price and fuel consumption ..