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  1. Running my own business was a tedious affair that eventually went belly up, so was left with no choice but to return to the job market seeking employment in my mid-30s. Attended a few interviews and somehow felt the interviewers were looking down on me for having ran a company which failed. Haven't received any job offers, still on hunt for a suitable gig. I estimated that I lost around 300k purely in opportunity costs accrued from not taking up a salaried role during this entire period, which needless to say makes for sufficient dough to buy a humble HDB flat to nicely settle down already. I realised that once your resume makes mention of you having dabbled in a business venture previously or took up a self-employed vocation such as being a private hire car driver, your standing immediately takes a huge tumble in the eyes of prospective employers; you are deemed much less employable, ie expect to be basically grouped within the same category as former bankrupts and former convicts. Why do I say that? Because its true. In their narrow-minded wisdom they expect a former bankrupt to become bankrupt again, a former convict to return to a life crime, a former business owner to forever dabble in uninspiring enterprises, a private hire car driver to remain a lowly chauffeur all his life. More at Thinking of starting your own business? I failed miserably, consider yourselves warned.
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