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During her internship as an Educational Therapist, my daughter works with and supports ASD (Autism Spectrum Disorder) personnel through their education (her client ranged from 4 to 21 years old), and hearing her daily encounters, I personally find heightening of awareness towards autism is very much needed in Singapore. World Autism Awareness Day is an internationally recognized day on April 2 every year, encouraging Member States of the United Nations to take measures to raise awareness about people with Autism Spectrum Disorder throughout the world. It was designated by the United Nations General Assembly resolution (A/RES/62/139), passed in council on 1 November 2007, and adopted on 18 December 2007. It was proposed by Mozah Bint Nasser Al-Missned, the United Nations Representative from Qatar and consort to Emir Hamad Bin Khalifa Al-Thani, and supported by all member states. World Autism Day is one of the seven official health-specific UN Days. The day itself brings individual autism organizations together all around the world to aid in things like research, diagnoses, treatment, and acceptance for those with a developmental path affected by autism. The original resolution had four main components: the establishment of the second day of April as World Autism Awareness Day, beginning in 2008 invitation to Member States and other relevant organizations to the UN or the international societal system, including non-governmental organizations and the private sector, to create initiatives to raise public awareness of autism encourages Member States to raise awareness of autism on all levels in society asks the UN Secretary-General to deliver this message to member states and all other UN organizations The theme for 2022, determined by UN is "Inclusive Quality Education for All" An observance event will be held virtually on 8 April 2022, 10:00 - 11:15 a.m. EST (10:00 - 11:15 p.m. Singapore time), for participating members to share on Sustainable Development Goal 4 (SDG 4) – Quality Education. SDG 4 focuses on ensuring inclusive and equitable quality education and promoting lifelong learning opportunities for all, as the foundation for improving people’s lives and reducing inequalities. The specific targets for SDG 4 refer to the need to ensure “equal access to all levels of education and vocational training” for persons with disabilities and building and upgrading education facilities that are disability sensitive and that provide “inclusive and effective learning environments for all.” In this respect, the SDGs echo the UN Convention on the Rights of Persons with Disabilities. Article 24 of the Convention recognizes that persons with disabilities have the right to inclusive, quality education on an equal basis with others and that reasonable accommodation of the individual’s requirements should be provided. Inclusive education is the key to the transformative promise of the Sustainable Development Goals, to LEAVE NO ONE BEHIND.

Most of us here in this forum are blessed with good jobs, able to afford car and above average salary. I believe in 取之于社会, 用之于社会. Whatever we earn from the society, we should give some back to the society. Although there are many charity organisations like NKF, Cancer society, Old folk home, hospital getting Government funding and also public donations. Some poor and elderly people still fall thru the cracks and not able to get any help from any Government agency and most Charity organisations. I am not related to any of the charity organisations but like to bring awareness to one, Ray of Hope https://rohi.sg/case/list which is less well known to the Public. This is also the purpose of this thread. Many of the cases at Ray of Hope is much more urgent and serious than Give.Asia. Some genuine & urgent cases as below: https://rohi.sg/case/details/Your-donations-will-give-Abi-hope%21 https://rohi.sg/case/details/Save-my-wife-who-is-suffering-and-diagnosed-with-Stage-4-cancer- https://rohi.sg/case/details/HOPE-will-keep-her-going I hope people here can help to donate any amount to help these people and cases at https://rohi.sg/case/list. $10, $20 means a lot to these people. Thanks https://rohi.sg/case/details/HOPE-will-keep-her-going The Struggle Previously, ROHI has helped raise $1,000 for the living expenses of 78-year-old Madam Yang (https://rohi.sg/case/details/Bring-hope-to-an-elderly-grandmother). Although we were heartened to hear that the family is now reunited after her daughter’s discharge from the halfway house, there are more issues for Madam Yang to be worried about moving forward. Madam Yang’s health has also taken for a dip and she still suffers from the side effects of her medications. She often suffers from swollen joints as a result of her arthritis. Recently, her right toe was also amputated as there was a growth on it. The real struggle comes when Madam Yang, who is a Malaysian is not entitled for medical subsidies and grants. Madam Yang told us that even with the $600 Guardian Care Assistance that she receives every month, the assistance is insufficient to cover the family’s expenses, especially when she needs to visit the hospital multiple times a month. Quoting Madam Yang, “To me, receiving treatment is never a priority. I would rather spend the money on my family”. Help Needed – Give Hope When the case workers first met Madam Yang, she told us how helpless she feels, especially when she is not in the best state of health to work. Apart from her long list of medical conditions that include severe arthritis, breathlessness, high blood pressure, high cholesterol and suspected digestive and throat issues, she is also the main caregiver to her 14-year-old grand-daughter as her daughter is struggling with stage 2 leukemia and depression. Even with so much to handle, a resilient Madam Yang chose to remain positive and remains positive for her family. Financial Breakdown ROHI would like to raise $1,700 to help the elderly grandmother with her arrears (Medical, Town Council and SP Services - $450) and living expenses ($250 x 5 months). Payment for Madam Yang’s arrears will be made to the relevant agencies directly.

In singapore as you all know it, to buy a used car, we all need to fork out more cash due to MAS new car loan rules, whereby we are only allow to loan 50% or 60% of the used car price. So if you think you are protected against those unethical, dishonest dealers? Think again. Once you pay a big down payment to the dealer to buy a used car for example, if the dealer decides to play you out, you are doomed. There is no clear cut rule or law that you are able to get back your down payment if the dealer fails to deliver the car to you. Tricks dealer play: 1)they can drag and drag.. saying your loan application still in process.(or with other 101 excuses) Therefore you cant get your car. (they can take 1 or 2 mths, and have time to play with your hard earned down payment) 2) Should you decide that enough is enough of waiting, you want to cancel the deal, you need to go through a hard time getting back. Or can you really get back? 3) Signing on black and white will not 100% protect you. After all, if the dealer decides to play dirty with you and not return your down payment.. you can go police or what but end up.. you may need to spend more legal $ to get back your money. 4) Those dealer can argue to the police they used your down payment for other business process, therefore cannot return your down payment straight away as your like if you want to cancel the deal. It is like you are giving the dealer a installment free loan, especially if you give them a big down payment for the car. Why cant we be protected against such dealer? Surely there must be some kind of laws or acts to be implemented especially with the new MAS car loan ruling. Myself sadly encounter with such dirty dealer .. I have decided to share in depth details on what actually happened.. make sure fellow forumers dont fall for the same trick. Dealer: Andy Koh from Mirage Motor Pte Ltd Empty shell company or real ? I leave this job for the police. I am actually buying a car from direct seller and Im getting Andy for his (middleman)services for loan application ,settlement and transfer of car. 25/4 Met Andy Koh at IMM whereby i gave him relevant documents for the loan. approval. Also signed loan documents(he requested me to leave out the dates) and sale proposal form. I also passed him 14k for the down payment. Note: he did not passed me the sale proposal form which states the 14k down payment i gave him but i took a pic of it. 26/4 I was told by Andy Koh my loan is approved by T****o Lea***g. He also mentioned that the processing will not be that fast as the appointed bank is processing many of his other client's application concurrently. It is norm to take weeks he said. I called him everyday to ask for an update, but the replies i get is mostly: - bro, where got so fast? relax.. let them do. -you are not the only one waiting.. they still got do many of my client's application. - I also cant do anything, i already rush them everyday. -Ok will ask them again today and let u know. (usually nothing) When i asked him.. can i contact them directly, he said cannot. If i contact them directly he will be screwed by them. 2 weeks past 14/5 Andy Koh said he needed my advance first month installment for the loan of $677, a processing fee(comms) of $300 and transfer fee of $11. I passed to him. I found out from car seller and my friends that processing of loan settlement usually takes maximum of 2 weeks. I grew suspicious and called T****o Lea***g directly. That's when I found out that Andy go through an agent, which is in this case *L CR***T . A company that is authorized to deal with banks and helps to do settlements and loan approval. I called this company and found out that Andy DID NOT submit any loan documents that i signed on 25/4 nor the money i gave him. I called Andy and confront him and thats when he began to ignore my calls or acts busy... saying he is meeting customers..call me back.. and usually he did not. 21/5 I finally give him a ultimatum saying if he dont ans my call, i will report him. That's when he sent me a sms saying he is on the way down *L CR***T to submit everything. I believe him as i called *L CR***T to verify if Andy Koh has indeed reach their office. Thinking he had given everything to *L CR***T including my 14k , advance installment and transfer fee.. I called him to ask back my $300 as he did not fulfill his part as a middleman.. that's when he said there is actually a $120 finance fee(which i never once heard from him before!) which he had actually include in the $300 processing fee. He refused to return me and stop replying my sms. 22/5 I went down *L CR***T with the owner as there is some documents which i signed wrongly. (*L CR***T called me down) . To our disgust, Andy Koh did not passed *L CR***T any money... he only gave them the applications. *L CR***T called Andy asking him to give them the outstanding to do the settlement. He said okay and will drop down and give them by the end of the day. I also called Andy and he said he will try his best to reach ASAP. However after that, he went MIA. I bombard his phone but he either never answer or say he is busy, and end my call. I even threathen that i will call police if he never return call. around evening, Andy Koh finally returned my call and confessed he did not have my $14,688 and mentioned he had used my money for his own business purposes. He also said he only have $7500 with him and he will pass to *L CR***T later today. He will also pass the balance next wed. I said NO and want him to pass the 7500 to me personally and i also want him to sign black and white with me. He said he will meet me around 10pm , ask me to wait for his call. As usual, he went MIA and didnt keep his promise. 23/5 I went to Andy Koh's house to find him (i happen to have his address) but he wasnt home. I then called the police. I went to his void deck hoping to find him and luckily saw him! He was about to drive away and i manage to stop him. He then say... oh..i am about to call you.. see..i got the documents (black and white) ready for you to sign. I made him sign the black and white(to safeguard myself) and by then, the police came. The worse thing is..even though he didnt deny he got my $14688, and also confess to the police that he used my money for his own business use... the police didnt bring him back. Both of us took statement and thats it! the police also mentioned this is a breach of agreement and is best solved between the both of us. I ask him how he wants to return my money and he just said "no, you call police already mah...i not going to return you and i will speak to my lawyer first" in a cocky tone. in the presence of the police officers. On that very day.. the Investigation officer didnt call me . Rather i must call him to ask him what is the status. He only says he will conduct some investigation before anything. 24/5 Vesak day I tried calling IO many times, only managed to get hold of him..and he told me he is off today. 25/5 Finally IO took initiative to call me and said he had called Andy Koh. Andy koh told him he will complete my settlement. I said No..i do not want his service anymore and all i want is my 14k back. and shoot that IO back to see if andy even have 14k ? IO then return call. Andy told him.."yes i have.. but if he wants his 14k back, he will need to get it back through legal means". Andy Koh is obviously playing dirty here and yet he can be so cocky. Why aint we car buyer being protected?? 29/5 latest update. Andy called me yesterday. He says he have my 14k now and going to show to police to prove he have it. However, he refused to return my money and wants me to deal with him using my $14k to buy a car from him(meaning he wants to earn more). He also said he can forfeit my money and the most ridiculous part is he says he has the rights to earn money from me because of this thread i started and caused him to lose credibility. He said some of his customers called him to ask what happen etc. what RIGHTS he have to forfeit my money?? I demanded my $14688 nett in cash back.. no question ask.. and im definitely to seek a lawyer to claim back my rightful money and all time/opportunities loss and my sleepless nights.. if he refused to return.

Apologies in advance if this is not allowed This is damm heart breaking My wife and I also have a young daughter. We just donated too. just want to share with you guys https://life.indiegogo.com/fundraisers/save-baby-yujia-help-her-eat-by-her-mouth Baby Yujia is born with long gap esophageal atresia and multiple anomalies. It is a rare birth defect that unfortunately happens to her. She is not able to eat anything since her birth til now because her esophagus is not connected to her stomach. This requires definite surgery to join them together. It may sound simple but unfortunately it is not as easy as it seemed. She has been staying in hospital pretty much most of her life and recently just discharged but this is not the end of the story. To help you understand more about her condition and why we need your donation, we have made a video that self explains our current situation. Below is the video link: Thank you for spending time reading and watching this. Please help to share :) We really appreciate your kindness and hope that you can help us share our story and reach our goal. Your kind donation will help Baby Yujia to finally be able to eat by her mouth. What We Need The Surgery medical bills is estimated at 1.3million USD. As we are not US citizen, we are not covered by any insurance should we go to Boston Children's Hospital for treatment. We hope to raise enough funds to her our baby girl to get her esophagus fixed and we really hope to see her eat by her mouth soon. Thank you very much!

Some of you would have already known about this app and downloaded it onto your phone. The success of this type of app is largely based on the community itself. If there are contributors, many will benefit. If there are none, the app is rendered useless. Let me first explain myself, before I get flamed by the fellow MCFers, "Wah lao, got money buy car, no money put coupon". It's not that I/We cannot afford the parking coupon. It's just that ... ... Sometimes, the laziness within us resists the tearing of coupons Sometimes, we are rushing for time and cannot be bothered to put coupons Sometimes, Singaporeans just like to take risks and go against all odds And the list goes on and on and on... For whatever reason it may be, most of you, if not all, upon receiving your parking offence ticket will be regretful about it. And that feeling sucks. Basically, this is an app which notifies you when other drivers spotted a parking warden in the carpark. For detailed information on the app, click here. Get Summon Auntie App on the Apple App Store and Google Play. Disclaimer: I am in no way related to Replaid and Summon Auntie Team. This is done with the interest to increase awareness in the community so that us, motorist, will be benefit from this app.

why take the risk? If you know how to avoid PI for cars, why can't you do the same for tyres?Parallel_Import_Tyres_Awareness_2.pdf Parallel_Import_Tyres_Awareness.pdf

Just would like to share this info with everyone, especially to those who like to do up their car with stickers....& yes, my company is the distributor. :P http://www.knifelesstechsystems.com

Hi all, I will like to create a public awareness on this car dealer (Five Speed motoring), Please see my letter to second hand car association for their assistance. 'I entered into a hire purchase agreement with Five Speed motoring and wanted to do an early settlement as getting another car from another dealer. I called Five Speed office and was advised by the outstanding amount for settlement is $35,684. I did a computation under Rule 78 and calculated the amount outstanding to be $35,274. I think this is acceptable since the difference is minimal. On the actual settlement date, I was told that the amount outstanding is $38,897 instead of $35,684. I called Five Speed motoring immediately and spoke to the boss. He assured me that he will look into the matter and refund me the difference if any. He would also email me a copy of the UOB statement (Five speed refinance the hire purchase with UOB). He added that I should still continue the settlement and that Five Speed would settle the difference with me separately. It was a gentlemen

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look out for us cyclists

Anyone has come across this before??? A photo studio say they giving me a free shoot to raise awareness for their shop, make up and dress provided but they only give me two shots free?? I know there's no free lunch in this world, but seems to be a different from those telling u, u won a prize blah blah blah any bros/sisters got comments or previous encounters, sorry if i sound like i mountain tortise

Greetings, Hi all, just to share with existing Toyota Shield Members that other than having extended warranty, the privilege card holder can enjoys discounts and special offers. PS: I just found out actually... lol Check out their website: http://www.borneomotors.com.sg/toyotashiel...geMerchant.aspx