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An act of God refers to unavoidable events that are beyond human control. And more often than not, being in an accident is every driver's nightmare, let alone an accident involving the act of God. Watch this 'suay' BMW driver that was involved in such an accident here: WhatsApp Video 2022-08-17 at 9.33.39 AM.mp4 What Happened? The driver of a BMW 116D was driving under bad weather conditions when suddenly lightning struck a tree that he drove past. The lightning strike caused one of the tree branches to collapse onto the German hatchback, resulting in it receiving extensive damage to its windshield, bonnet and side. Thankfully, the BMW driver managed to walk away harm-free from this incident. Insurance cannot claim right? This has to be the first question that comes to mind after watching this video. Fortunately, the BMW driver managed to claim his insurance under "Own Damage (OD)". This means that he only has to pay the OD excess, and his insurance provider will cover the rest of the cost involved. But needless to say, his premium is going to shoot up after this claim. Netizens' Comments Think optimistically🙏✨ Looks like his car number is gonna be sold out for 17th August's draw🤭 The golden question! ========= Be the first to get the latest road/ COE news, and get first dibs on exclusive promos and giveaways in our Telegram SGCM Community. Join us today!

Don't park your car too close to the trees! Though, that might not have helped much considering the sheer size of this fallen tree. According to SG Road Vigilante, this '10-storey high tree' fell on 13 December and damaged 11 vehicles in the carpark at Toa Payoh. Luckily, there doesn't seem to be any pedestrians injured by the tree, I can't imagine how severe it would be, to be crushed by a tree of this size. I would faint on the spot if this was my car, looks like it's a total wreck! Bikes were also among the 11 casualties of this incident. While there seems to be a general idea that damages from fallen trees aren't covered by your vehicle insurance, it seems to be inaccurate. According to this Straits Times article, several insurers do provide coverage in such events. More importantly, it's raining heavily now, I'd better move my car to a safer spot!

Anyone here bought NCD protection for their cars and what does it NOT cover ? If kanna Flash flood, can you ownself claim and show proof and still be protected?