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Earlier this year, a motorcycle bank into my rear in the highway. it was just a minor accident, he fell and cut his elbows, my rear bumper dropped and the side of my car got scratched. his motorcycle has light scratches. the traffic police was involved but did not give any of us any summons, just a stern warning for negligence ( i still wonder why until today since he hit me from behind on a busy morning traffic highway and i was driving at the most 20km/h). i helped him pick up his bike, push it to the side of the road, give him tissues to clean his wound, call for ambulance and wait with him till the TP and ambulance arrive. my insurance agent asked me to claim damages on the person since he hit me from behind. my agent also warn me that if i don't do it, don't expect them to reciprocate. in the afternoon on the same day, i went to TP HQ to file a report as required. Guess what? the motorcyclist was there as well. So he is fine, no major injuries, just minor cuts on his elbows. seeing that he is injured, i decided not to claim any damages against the protest of my agent. but i always believe that a good deed will receive positive karma. guess what? today i received from my insurance company that the farker is claiming a huge amount of money from me. see, i should have do what most people would have done. either run him over or claim all my repairs on him. i've learned today never to be kind-hearted and always be shrewd when it comes to dealing with people on the road from today on. very disappointed in man-kind...