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Found 12 results

  1. Quickly use up your miles before 5th July...
  2. not sell you insurance .... but sell YOUR insurance policy ... heard the ad on radio this morning ... any idea how this works ?? http://www.conservationcapital.com.sg/
  3. aside to the rule78's 20%, is there such practice impost by the loan company in the market? banks? in house? private institutions? TIA
  4. Hi, I had the opportunity to top-up in JB last week and always check the receipt before leaving, didn't expect that we can ask for redemption points of max. 3000 for RM 45.00/ Cashier told me to come back on next visit & do the followings: Pro: a) Inform counter cashier in advance by producing Esso member card & topping-up 1st to redeem. b) Cashier will activate the pump station to max redeem -RM 45.00/ ( The actual S18.35ct ) will be redeemed. c) Signal to cashier by adding-on ( hand-signal from outside ), proceed to top-up 2nd time round till your desired amount. d) Make payment and check balance points accumulated and redeemed points ( they will issued 2 receipts ) Cons: a) Better to redeem as and when necessary b) The redemption promotion may has expiry date c) Their in-house redeemption item/s not so good d) ?? Who say BolehLand cannot , Truly Asia
  5. Hullo bros, I understand that for HDB loans there are no penalty for early redemption. Since home loans are based on reducing principle (right?) would I have paid out same amount based on either scenario below: Scenario A loan 10 years paid up 10 years exactly. Scenario B loan 30 years paid off in 10 years via early redemption. Thanks for advising!
  6. hey ppl! when we make payment at shell for fuel they always ask "redeem your smart $?" if you use your UOB card. do you redeem? i just came back from the station and when asked, i said "yea, redeem" only to realise that i redeemed $20 worth of smart $! didn't even know i had that much. my question is..... is it really smart to redeem the smart $ at shell? or should we wait for other stuff?anyone done any research on this? hahaha....
  7. Finally, the day has come ..... full loan redemption for my flat that is ...
  8. Have bought a Samsung LCD tv from comex and the package comes with free vouchers and home threatre... was trying to call their agent at BURLIGHTEN SQUARE for more infor.about the redemption but the phone always go to the voicemail....any forummers xperience this?
  9. Hi all I wish to seek advise on the following. For hire purchase agreement, there is a clause for early redemption saying: "For early redemption of hiring for passenger cars, rebates on interest are calculated based on 80% of the "rule of 78"." May I know exactly what does it mean? Lets say if I take a loan of $74000 for 10 years @ 2.75% p.a. under worse case scenario. If I redeem the loan fully after either 1 or 3 years, how does this clause affect me in anyway? Need your help please. Thanks!
  10. Hullo guys, Would like to ask regarding selling car and loan redemption. Loan 43k for 10yrs at 3.5%. From www.xxxxxxx.com, my redemption value after 1 yr is $39k+++ Assuming if I can sell my car for $32k. I would need to top up $7k for foot the difference + any other penalty and I am a free-man again? Thanks for advising.
  11. i just signed up for the MOL 4000 package, comes with free desktop. anyone has suggestion to take up which of the "upgrade" package? how do i sign up for the $258 upgrade? i can't find it in the HP-registration website? Thanks!!
  12. Call the citibank card centre and enquired about redeeming Citi$ for fuel vouchers and was told they no longer offer any vouchers? They used to offer Esso vouchers though. Anyone knows what happen to them? Cut cost?
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