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Hi all, as above question........ say i got $50k cash, which FD account has highest interest? pls dun tell me about whatever investment scheme or whatnot.... not interested in investments for this sum of $$. -
This will push for more employers to stagger office hours. I remember there were calls to de-centralize CBD some time ago, as a result, Jurong lakeside area was slated to be the next CBD area after Tampines area. http://www.channelnewsasia.com/news/singapore/morning-peak-hour-erp/864656.html POSTED: 28 Oct 2013 15:03 URL: http://www.channelnewsasia.com/news/singapore/morning-peak-hour-erp/864656.html The Land Transport Authority (LTA) is increasing Electronic Road Pricing (ERP) rates at four expressway gantries from 4 November 2013. The affected gantries are on the southbound Central Expressway (CTE) and Pan Island Expressway (PIE) slip road into southbound CTE. SINGAPORE: The Land Transport Authority (LTA) is increasing Electronic Road Pricing (ERP) rates at four expressway gantries from 4 November 2013. In a statement on Monday, LTA said it is making the adjustments following its quarterly review of traffic conditions on roads and expressways priced under the ERP system. The affected gantries are on the southbound Central Expressway (CTE) and Pan Island Expressway (PIE) slip road into southbound CTE. The rate will go up from S$5 to S$6 from 8.30am to 9am. LTA said the rates for other gantries remain unchanged. It added that the next ERP review will take place in November 2013 for the December school holiday period. - CNA/xq
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Just got a letter for revision of home loan interest rates (3.0 to 3.5%) I'm thinking of doing a repricing. But should I go for floating 0.75% + SIBOR rates (revised every 3months) (1yr locked in) OR 1% + SIBOR rates (capped at 1.49% if SIBOR goes high) (locked in 3yrs) Any suggestions?
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I always though that HDB loans awere heavily subsized that it is almost like lelong but then how come HLF can offer heartlanders cheaper loans I think we need an explanation from HBD as to why HLF stirs waters, cuts HDB home loan rates By SIOW LI SEN Hong Leong Finance (HLF) has slashed its HDB home loan rates in a bid to undercut the competition amid a low interest rate environment, but it seems some banks might have been even quicker on the draw. Related stories:
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Development charge rates raised by an average of 9.8% for non-landed residential land use https://www.businesstimes.com.sg/real-estate/development-charge-rates-raised-by-an-average-of-98-for-non-landed-residential-land-use?xtor=CS3-25 New private homes to cost up to S$2,900 psf on average by 2030: DBS report https://www.todayonline.com/singapore/new-private-homes-could-cost-s2900-psf-2030-dbs-report
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Hey folks, dunno why suddenly have so many wedding invitations for this Nov and Dec. Any of you know what's the current ang pow rate for the following? (1) Wedding dinner (hotel) (2) Wedding dinner (restaurant) (3) Solemnisation (hotel) - first time I heard of such thing (4) Church wedding Tks in advance.
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OK, so I guess most people already know how a car loan of 2% HP rate equals to easily over 5% APR over a few years. But for mortgage loans in Singapore, the rate which the bank advertises, is the 'nominal' APR and not the effective APR correct? e.g. I understand most banks use the 'daily rest' method to compound mortgages? (correct me if I am wrong, which banks here use monthly rest?). So for a loan at nominal 5% APR but with daily compounding, it would say work out to about 5.13% effective APR. Am I right to say the APR quoted by the banks here for mortgages is the nominal and not the effective APR? Is there any MAS rules that says we can ask for the effective APR from the banks?
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Does anyone here know the parking rates for Shaw Centre and Shaw House for Sunday? The Sg Mart site and my 2007 street directory seems to give different rates.
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Hey folks, anyone knows what are the hourly parking rates for this place? Both weekdays and weekends. Can't find the info anywhere. Tks!! :)
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http://www.economist.com/news/briefing/21611074-how-new-technology-shaking-up-oldest-business-more-bang-your-buck "Going from flat-chested to a D-cup increases hourly rates by approximately $40"
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interest rate NEAR zero ... i know interest rate BELOW zero ... 1st time i heard you put money in the bank .... you kena penalty .... lol .... huat ah! spend $$$ spend $$$ spend $$$ stock market cheong ... will more $$$ come to singapore -
Car Parking Rates in Singapore http://tralvex.com/pub/cars/parkrates.htm This link is also included in the RESOURCES folder here for future reference --> http://www.mycarforum.com/forum/gforum.cgi?do=post_lock;redo=post_view_flat;so=ASC;sb=post_latest_reply;root_id=395120;post =395120://http://www.mycarforum.com/forum/gfo...20;post =395120://http://www.mycarforum.com/forum/gfo...20;post =395120://http://www.mycarforum.com/forum/gfo...20;post =395120;
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Electronic Road Pricing (ERP) rates will be reduced by $1 or 50 cents during certain time periods at 12 gantries for the June school holidays. The revised rates will apply from June 1 to June 29. The ERP rates will revert to pre-school holiday charges from July 1, said the Land Transport Authority (LTA) in a news release on Monday. The 12 gantries include one on the southbound Central Expressway before Braddell Road, and two along Dunearn Road. Rates for other gantries remain unchanged. The LTA monitors traffic speeds on all roads and found that traffic flow at these 12 gantries during the last June holidays was smooth enough to warrant a reduction of ERP rates this year. In addition, vehicle entry permit operating hours will end earlier at noon on weekdays for June 1 to June 30. Drivers of foreign-registered cars and motorcycles do not have to pay permit fees for the day if they drive into Singapore after 12pm and leave by 2am the following day on weekdays during this period. The LTA said this is part of an ongoing initiative to attract foreign visitors to Singapore, especially during the local school holiday period. For normal weekdays outside of Singapore's June and December school holidays, vehicle entry permit fees are charged from 2am to 5pm daily except on weekends and public holidays. The existing vehicle entry permit fee is $20 a day for cars and $4 a day for motorcycles. Source: http://www.straitstimes.com/breaking-news/...mit-hours-june- -
SINGAPORE: Interest rates in the US and in turn, Singapore, are likely to pick up over the next one to two years, said DBS CEO Piyush Gupta. This means now could be a particularly good time for borrowers to lock in loans at current interest rates. Borrowers can look at switching from floating to fixed rate loans, added Mr Gupta. But that is a hard appeal to make to Asian investors, who prefer not to fix their interest rates. "In Asia, pardon me, but most of us tend to be punters...Anecdotally, the easiest way to think about this - We go to the US, the most popular mortgage in the US is the 30-year fixed rate mortgage. In Asia, we at DBS tried pushing two years ago a 5-year fixed rate mortgage...almost no takers. So Asians don't like fixing, Asians don't like hedging," said Mr Gupta. "However, given where we are in terms of our view in the world and the fact that there's likely to be a steepening bias over 12, 24 months, I would suggest it might be worthwhile to think about it." Speaking at an event for his private bank clients, Mr Gupta also warned of risks brought about by over-borrowing in the Chinese economy. Total borrowing in the economy currently makes up 214% of GDP, up from 170% of GDP in the 2000s. Mr Gupta said: "It is not impossible that some small state-owned enterprises, some small regional banks go into an element of restructuring. "They won't let it go bankrupt but the restructuring might mean bail-in, might mean some creditors. And I think that will be part of this restructuring of the system over the next couple of years. "So my thoughts on China is - I don't think it will fall off a cliff, but since there will be winners and losers, you'd better be very thoughtful and careful about your selection of counterparties...who do you really do business with." Overall, Mr Gupta sees a "slow bias" in the economy in Asia. This is largely due to a restructuring in the Chinese economy, as policymakers opt for quality growth over high growth. "If China runs at 7 or 7.5% (full year GDP growth), I think it always spills over into our part of the world. There will be some volatility and up and down - Singapore surprised with the latest GDP number - but overall I really see a slow bias in the economy in this part of the world," said Mr Gupta. - CNA/ir http://www.channelnewsasia.com/news/busine...ent/745500.html
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The widely expected rise in interest rates for car buyers has materialised, since measures to restrict the amount and tenure of loans were introduced in March to cool the market. As of yesterday, DBS Bank remained the only bank sticking to the old rate of 1.88 per cent per annum. All the others have raised interest rates almost uniformly to 2.68 per cent since the first mover - believed to be Citibank - revised its rate upwards in March. The higher charges came after the Government announced measures in late February to cool the motor market, including restricting the loan amount to no more than 60 per cent of a car's purchase price, to be repaid in no more than five years. Source: http://www.straitstimes.com/breaking-news/...-rates-20130523
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Had to happen sooner or later http://www.channelnewsasia.com/news/singap...2.html?cid=FBSG
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Greenland has the most youngster who use suicide as a fashion statement? In Asia, Korea rate is also scary, many are youngster and many due to depression [:(]
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saw the dbs website. risen by so much? -
the reasoning.. ---
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Hi I got these rates after refinancing my bungalow is it good? Floating 2 years lock in 1st year 1.18% 2nd year 1.38% 3rd year 1.78%
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STOMPer WhyGetMarried felt it was inappropriate for this bride-to-be to circulate a list of 'ang pow' rates among the guests attending her wedding banquet. In Singapore, it is customary among the Chinese for guests to present newlyweds with a small cash token in an 'ang pow' or red packet when attending their wedding banquet to help defray the cost. The STOMPer wrote: "This kiasu/cheapo bride-to-be posted a picture of 2012 hotel wedding banquet market rates on facebook to inform her guests on what to do for her wedding. "Many couples think of holding banquets to earn an one-off fast money. "Oh please! That's disgusting! If you don't have enough money, don't get married lah! "The divorce rates here are so high. "Society should establish a practice for couples who divorce within three years to return their 'ang pow' money with a premium."
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Recently there are many mixed development; commercial units downstairs and residential upstairs. Some call this SOHO concept. Now just one question, for those residential units, do they pay commercial utility fees (electricity & water) or normal residential utility fees?
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Ok our DPM cum IMF Chairman of International Monetary & Financial Comittee mentioned this recently: CNA: http://www.channelnewsasia.com/stories/sin...1198179/1/.html Govt closely monitoring inflation: DPM Tharman Posted: 29 April 2012 1843 hrs
