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Thought I'd leave this post here from my post in other thread for those who are in medishield ok i do my good deed here For all of you all, your medishield, change to plan A immed......it really saves your pocket. Gahmen puts u on plan b by default. However, you co pay 80%. With just additional loading of not much ALL FR MEDISAVE, and you upgrade to Plan A, you co pay 10% for example, each dialysis session costs $200.....i only pay $20. And monthly it all comes from my medisave...i DUN PAY A CENT. If not u think i can drive my car now?? most prolly not so do yourselves and family a good deed. Call the insurance that services your medishield, either income or GE, and change NOW! u never know when u need it. I am glad i changed when i was healthy..phew!

MediShield premiums could rise, Health Minister says Updated 02:29 PM Mar 07, 2012 SINGAPORE - Health Minister Gan Kim Yong said MediShield premiums are due for an increase soon. Mr Gan, speaking in Parliament at the Committee of Supply debates today, said the premiums "need to be adequate to sustain MediShield members' claims and to fund future liabilities under the scheme". "As MediShield premiums are set to be sustainable for a five-year period and the last increase was in 2008, we are due for the next update soons," said Mr Gan, noting that MediShield has paid out 21 per cent more in claims each year between 2008 and last year, during which time the premiums collected grew by only 10 per cent a year. "Ultimately, MediShield operates on a not-for-profit basis, with premiums actuarially calculated to cover expected payouts and meet risk and reserve requirements. The reserves ensure that MediShield will be able to honour policyholders' future claims." He said a 45-year-old may see a premium increase of S$7 per month, with younger age groups seeing a smaller increase, while a 75-year-old could see an increase of S$25 per month. To offset these increases, a one-time Medisave top-up of up to S$33 per month was announced in the recent Budget for all Singaporean policyholders to help cushion the impact of the increase. In addition, older policy holders who are beyond the re-employment age of 65 will receive direct and long-term assistance via Medisave top-ups under the GST voucher scheme, up to S$37.50 per month which can offset the premium increase in full. CHANNEL NEWSASIA URL http://www.todayonline.com/Hotnews/EDC1203...h-Minister-says Copyright 2012 MediaCorp Pte Ltd | All Rights Reserved

Hi, this few days having back pain directly behind the inverted V or my rib cage, would like to ask if I go for a CT scan, or what ever scan, can I claim from medishield or medisave?

if your salary is $2,601/mth ... you are upper income liao then $5K is what? $10K is what? $20k is what? wait for it ... $100K/mth is what????? but based on MCF standard $5k is the new poor wor ... MediShield Life: Govt accepts proposals, will provide almost S$4b in subsidies

SINGAPORE - The MediShield Life Scheme Bill tabled in Parliament on Monday gives wide-ranging powers to the administrator to access people's income and health status without explicit consent from them. Those who object to having such information accessed have the choice of opting out. However, those who do so will not be eligible for income-related subsidies for their premiums, nor can they be automatically given a clean bill of health. The Bill also gives the national insurance administrator the same powers as that of the Inland Revenue Authority of Singapore to recover unpaid premiums, such as through employers or banks. Such powers are needed because defaults on premiums by people who can afford to pay them will mean a heavier load on other policy holders. Full premiums are payable even by Singaporeans and permanent residents living overseas for long periods. MediShield Life, which will replace the current MediShield when it starts at the end of this year, will cover everyone regardless of whether they are healthy or sick, for their entire life. Coverage will be higher with lower co-payments and no lifetime claim caps but premiums will be higher than the current scheme. Massive government aid, to the tune of $4 billion over five years, will make it highly affordable, the Government has assured. This includes the transitional subsidies which will be given to everyone, rich or poor, for the first four years. On top of that, two in three people will also get 15-50 per cent permanent subsidies on their premiums. The need to access incomes is to make it easy to identify people who qualify and the amount of subsidy they are entitled to. Additional help will be given to those who still can't afford the premiums. For the majority, the higher premiums will be entirely covered by Medisave, with the extra 1 per cent in Medisave contribution from employers that takes effect this month. People who are currently not covered by MediShield and have pre-existing illness will need to pay 30 per cent additional premiums per year for 10 years, after which they revert to paying the normal premiums for their age band. To simplify the procedure of identifying people with existing serious illnesses, such as cancer or heart disease, the administrator will have access to hospital data on all Singaporeans and permanent residents. The Bill also sets out the various penalties for defaulting on payments, providing false information, or wrongfully disclosing information obtained under the authority of the MediShield Life Scheme. For example, a defaulter who tries to leave the country without paying or providing security, as well as officials who wrongfully disclose information, can be fined $5,000, jailed for up to a year or both. The penalty for obstructing investigation into offences under the Bill is heavier with a maximum of $20,000 fine and a year's jail. The Bill also provides for a MediShield Life Council which can review the policy and parameters and recommend changes to the Health Minister to ensure that it continues to provide effective protection to citizens. The Council, which will likely comprise experts from people, private and public sectors, also has overview of the administration of the scheme. Dr Chia Shi Lu, head of the Government Parliamentary Committee for Health, said he supports the implied consent to verify personal details, as there is provision to refuse access. He said: "There has been quite a lot of feedback from Singaporeans, and particularly from the elderly, who are unhappy with government agencies repeatedly requesting personal and financial information from them in order to qualify for any number of government schemes." He and his parliamentary colleagues have often been asked why government agencies do not share information - as will now be done with MediShield Life. - See more at: Parliament: MediShield Life Scheme Bill gives wide-ranging powers to administrator - Singapore Health News & Top Stories - The Straits Times