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anyone sign up for this? free and sounds easy to use.

This caught my attention. I prefer a lighter wallet. If I can pay for my MRT rides using my credit card, even better. So this caught my attention. LTA starting a pilot. There are a few steps to follow, and the website brings you through. Basically you have to register and link to your Mastercard. After I did everything and set up, decided to try out. It works! Here is a video of my experience. Overall very smooth but a few points to take note. 1. Mastercard, not VISA. Mine is UOB, but all other Singapore issued Mastercards should work. 2. The MRT gate says 'Bank Card Usage' when you enter and exit. The gate doesn't show you how much was the cost of the ride. 3. You have to check your portal to see what was incurred, and it may take up to 3 days for the charges to be reflected. Overall, easy to use and I will be using my Mastercard to pay for my MRT and Bus rides from now on.

When you use your credit card buying something oversea, sometimes the merchant will ask do you want to charge in SGD or the local currency. Which is better??

A friend asked me to check out the electronic AXS or the mobile AXS app because he said can use Mastercard to pay many bills (whichi otherwise cannot), so can earn points. I downloaded the app and made a few payments, like power bill, and it works! Yes, pay using any Mastercard. A short video of what the app looks like. Just sharing.

Hi, Saw the Citibank Ad, which says 8% rebate at Esso. Hence, net discount, including station discount is 12.6% (5% + 8%x95%). Looks like this is the best deal for Esso ? Your comments please..

How many of you use DBS Esso Mastercard when you pump at Esso? At the same time, how many use this Card as your primary spending card for non-petrol items? I am thinking of doing that but am concerned that this Card's reward perks and merchant tie-ups may not be as good as UOB or HSBC credit cards. Used to accumulate a lot of HSBC points due to Caltex, but because i am switching to Ron-92 ESSO petrol, hence startng to use DBS Esso Mastercard now....

Thinking of apply for the above card. Any idea what are their differences besides the income ceiling/annual fees? Can't seem to find out from their website. Thanks.

Have you tried the complementary Engine Diagnostic Assessment and 16 point Check? Is there any catch on this free quarterly checks? (i.e. need to pay any $$$?) http://www.dbs.com/sg/personal/cards/esso/

From: Subject: Visa & MasterCard Scam Sent: 01 December 2004 10:42 Subject: please read This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself. Those con artists get more creative every day. My husband was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard." The scam works like this: Person calling says, "this is < name > , and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by < name > bank. Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?" You say "yes". The caller continues... "I will be starting a Fraud investigation. If you have any questions, you should call the 1-800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control #" The caller then gives you a 6 digit number. "Do you need me to read it again?" Here's the IMPORTANT part on how the scam works. The caller then says, "he needs to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers. There are 7 numbers; the first 4 are your card number, the next 3 are the 'Security Numbers' that verify you are in possession of the card. These are the numbers you use to make Internet purchases to prove you have the card. Read me the 3 numbers". After you tell the caller the 3 numbers, he'll say, "That is correct. I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say No, the caller then Thanks you and states, "Don't hesitate to call back if you do", and hangs up. You actually say very little, and they never ask for or tell you the card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged on our card. Long story made short, we made a real fraud report and closed the VISA card, and they are reissuing us a new number. What the scammers wants is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card direct The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement, you'll see charges for purchases you didn't make, and by then it's almost to late and/or harder to actually file a fraud report. What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. Please pass this on to all your friends. By informing each other, we protect each other.