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Hi bros, can share usually how many bids would AD secure COE? Just want to have a general sensing. Thanks!

I am looking to get a car from kah motor. It's 8 bid non guaranteed rebate 39k. What is the Chances of failing Coe and asked for TOP up? Is Kah motor good in securing Coe? Rebate level is so low

If i were to buy a car from an AD but it is a non guaranteed coe, is the success rate of getting the COE different for different ADs? I heard that it is different, but dont know how true. Also, if the rebate is at say 65k, does it mean the AD will bid only up to 65k?

Hi all I saw the other thread on HDB subsidy, are new citizens subsized the same amt as local born? I'm asking this as I visited my friend on the 33rd floor @ Pinnacle Duxton and in a level of 6units, one is new PRC citizens, the other is from India.. And I saw on TV this AT sibeh haolian speaking in AT accent that he got a single digit @ Dawson BTO.. I'm sure HDB also give new citizen priority since they have more urgent need of a home than most of us???!!

Hi all, What is the meaning of guaranteed COE?? Eg: 1 bid guaranteed COE ?? 3 bid guaranteed COE ??? can go up till 6 bid ????? How this thing go about? So when can the buyer get their COE????? i don't get the ideal? What happen is after 6 bid still dun have COE? Only happen in PI or also direct dealer?

Tomorrow isn't guaranteed So keep your perspective and make every day count, sensibly and lovingly By TEH HOOI LING SENIOR CORRESPONDENT Email this article Print article Feedback LIFE is fragile. Life is transient. And the unexpected departure of former colleague Eddie Toh from this world last Sunday was, for me, a much-needed reminder to take stock. Try some random kindness with no expectation of receiving anything in return. Make somebody's day... Sometimes it pays to stop and think: there are plenty of other riches out there too. In our hectic lives, the days literally zoom past; it seems like everything is in fast-forward mode. Rarely do we have time to stop and consider what is really important to us. It seems like just yesterday when a friend of mine, Carol, called me around 10 on a Sunday morning. 'Guess who's in front of me now,' she said. Me: 'How would I know?' Carol: 'Thaksin. He's having bak kut teh at Ah Sio Bak Kut Teh at Rangoon Road. It's very near where you are. Come quick. You can catch him here and interview him for your paper.' Me: 'You sure it's him? Aiya, even if it is him, he may be gone by the time I get there.' I put down the phone. But the chance that The Business Times could score a scoop with deposed Thai prime minister Thaksin Shinawatra while he was having bak kut teh at Rangoon Road made me pick it up again. Life's dichotomies I called Eddie. Knowing the true news hound he was, I was sure he would make his way there. Furthermore, he lived in that area. About 10-15 minutes later, both of us reached Ah Sio's shop about the same time. Eddie came well prepared - with his note book, tape recorder and a barrage a questions for Mr Thaksin. Alas, he never got to ask them; the ex-PM had already finished his breakfast and gone. To prove that he was there, my friend Carol showed us a photo she took with Mr Thaksin on her handphone. So we ended up having our brunch anyway. Eddie, then the deputy news editor of BT, subsequently got that photo published in the paper. Although this happened more than a year ago in January 2007 (how time flies!), it is still fresh in my mind. After that, Eddie left BT - and, alas, we managed to catch up only once for dinner and drinks. There are a lot of dichotomies in life. Humans as a species are different from others because we can delay our gratification, which is one of the reasons we have progressed more than other animals. Instead of eating all the food we have straight away, we save some for tomorrow. Instead of spending all that we have today, we save and invest. Instead of enjoying life to the fullest today, we study, we work. We sacrifice spending time doing things we like because we have an exam to take next month, or have a project deadline to meet next week. We do all this in the hope that, some time in the future, we will get to enjoy the fruit of our labour. Indeed, it is those who have the discipline to delay gratification who will be successful in life. What can a person make of his life if all he does every day is sip wine, loaf on the beach and feel high? On the other hand, if we strive too much to keep up with the Joneses and keep on increasing the speed of the treadmill we are on, life becomes a drag. There is no denying that some folks - a lucky few - derive pleasure from the work they do. Others, however, become too obsessed with material pursuits. As Nassim Taleb noted in his book Fooled by Randomness, the higher a person is promoted, the less of his time will belong to him. In life, the fact is that we all have to do what we have to do so that we can do what we want to do. We have to work to survive, to indulge ourselves, to ensure we are financially secure so that we can raise a family or devote our time to some cause we believe in. Perhaps, given the unpredictability of life, we should not feel guilty about pampering ourselves once in a while. As Berkshire Hathaway's vice- chairman Charlie Munger said, every day you should give the best hour of the day to yourself. It can be spent with a loved one, or it can be spent exercising so you can remain fit and healthy, or it can be spent thinking about how best to manage your finances. And the rest of the time, you can do what you have to do. But, of course, to have a goal, a target, is what keeps humans going. The key is to try to not make this an all-encompassing purpose that makes you lose sight and perspective of everything else. One way to keep perspective is to derive pleasure and satisfaction from little achievements along life's path. For me, an article well done is something to be happy about. A dish well cooked is another reason to be satisfied. But, ultimately, what people seem to remember most about life when they reach the end of their earthly journey is other people who travelled with them and the experiences they shared. A dinner with a group of friends at Holland Village. Enjoying a picnic and concert in the park with your family. One particularly flawless game of tennis you played. Moments when the silliest of things made you laugh until you cried. Since we never know what tomorrow will bring, we should make today - every day - count. So give your mum a call. Arrange that lunch with the friend you said you'd meet 'one day'. Make the first move to know a person you have been wanting to know. Buy a ticket to a concert to hear your favourite music. And while you're at it, try some random kindness with no expectation of receiving anything in return. Make somebody's day. Because, like Eddie, we are all but passing through this world. My regular readers will know my column is about the nitty-gritty of money, which is something we all need. But sometimes it pays to stop and think: there are plenty of other riches out there too.

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Hi, I had booked my car during the COE crash. After one month plus, my SE has not gotten me the COE as the price went up too high. Now, he tells me to top up my guaranteed COE. He gave me three options: a) Top up 1.5K and company top up $500. The company will bid the COE at 14K. b) Top up 2K and company top up $1k. The company will bid the COE at 15K. c) Top up 3K - will definitely get you the COE on the coming bid. For all the above option, strictly no refund unless it drops below 12K. So which option should I take? My feel is that the coming COE will go up by another 1K plus and option b) should be the reasonable option since expected COE will be 14.5K or above(??) But there is another problem. My COE is supposed to be 3 bid guaranteed. So why is there a need for top up??? But the customer have no case for it as in the sales agreement, there is a clause which states that the company have the right to increase the price due to COE increase. But if I continue to wait and not to top up, I may not be able to get my car at all since the COE will only goes up(?) and not down for the coming few months. I do have a trade-in arrangement with them and so I think they will not drag for my COE. Will there be such a case whereby they will not bid for my COE at all and simply just return me my deposit? If so, I can forgo about changing car liao. Any bro or sis can advise?

need some advise from expert in here. i book a car in feb during after the COE crash. until now, my agent still didn't get COE for me. its my 4th bid already. thinking of changing to guaranteed COE, any advise? And let say if change from non-guaranteed to guaranteed COE need to pay additional $3k, do i have to pay cash or they lump it into the car price?

Please note that if you take some guaranteed/immediate package deal to book a car and your dealer gives you an Open Cat (E) COE from this Feb 07 2nd Bidding Exercise, ie. $11,804, it will only be worth the equivalent COE of your car's CAT type, ie.: if your car is 1.6L and below, your $11,804 CAT E COE is only worth the equivalent CAT A COE of $5,200 if your car is 2.0L and above, your $11,804 CAT E COE is only worth the equivalent CAT B COE of $6,002 http://www.onemotoring.com.sg/publish/onem...OE_Rebates.html so don't get conned!

Do you guys think its a good deal? Built in radio, OMV is ard 16k as mentioned by BH* Auto sales ppl..

Hi, According to yesterday's ad, GM advertised Aveo5 manual at $40,988. When I called to check, two SE said this is the price for guaranteed COE with 6 bids. Another SE told me this is the price for non-guaranteed COE (top-up needed if eventual COE is higher than the rebate of $8,500); for guaranteed COE, there is additional $1K. This last SE added that this should be on the pricelist of the AD. So..... WHO is telling the truth???