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for many years i was hound by banks to borrow money which i dont need citi- ready credit and etc but one day, I really needed money urgently because some good required urgent cash payment, i seeked the bank's help they denied me even though i was able to pledge my equities luckily, my cash flow improved and i got enough to pay moral of the story: if you got money, the bank will want to lend you money and give you freebies somemore but if you got no money, the bank dont want to lend you money I am confused
