http://sg.news.yahoo.com/cna/20081028/tap-...ee-231650b.html 
  
""There are some one million credit card holders in Singapore in June 2008. 
  
Of these, nearly four in 10 roll over their credit payment, meaning they pay a minimum amount of their outstanding bill each month."" 
  
Four in ten roll over their credit?? Is it really this bad??? I think 40% is a very high figure !!! This 40% really have no money to pay or they just refuse to pay on time??? I wonder ?? 40% is really !!!! 
  
Anyone here care to shed some truth ?? Or the news is really the truth ???