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Hi, anyone can help on this? My McGard Lug nut key broke, anywhere I can get the lug nut removed? I know there's lug nut removal tool but no idea where to get it.

Truely Asia http://www.youtube.com/watch?v=2sQ_TFego_U Guys, better have your sisters, wives or girlfriends check their panties before wearing :)

How come post about this news? It is even harder than badminton. https://www.straitstimes.com/sport/tennis/tennis-sarah-pangs-grit-pays-off-as-she-breaks-into-wta-singles-rankings

I am still quite a new driver and my first ever car just broke down. I took it to a garage but it looks like to repair it could cost so much money that it's not worth it. I've had my car for 9 months only (used car). It's a Vauxhall Corsa. I live in the UK and I need my car to commute to work as the public transport is not very good where I live. I don't have a lot of money for a new car right now but I need one and I don't know much about cars but I don't want my second car to break down that soon again. Any suggestions what would be a good second car that is not too expensive and won't break down that soon? Thanks

I like to check with you guys. Anyone experience with car broke down in multi storey car park? I don't know if tow truck is able to tow the car from the car park. My car went in workshop on and off, called tow truck before. Seems like it is going in again. As car was bought recently from used car dealer, I do not want to go any workshop first as previous workshops are their workshop. Car is able to move now but don't know when it will cease. I just like to know if it is possible to tow the car from multistory car park. Don't ask me what happen to my car, a bit sian to recite whole story.

Source: http://business.asiaone.com/print/news/personal-finance/35-and-flat-broke/page/0/3 She's 35, single and has worked for over a decade. She earns $5,000 a month and has no mortgage to worry about. And yet Lisa*, a publishing executive, barely has any savings to her name. Oh, and she's $20,000 deep in credit card debt. "It's been this way for years... I don't know when or how I'm going to pay that sum off ," she admits. She allocates about $3,000 each month to her rent, phone and utility bills. A large chunk of the remainder goes into paying off the debt on her three credit cards. But to make matters worse, she's been regularly rolling over the amount owed for the past 10 years, which means the sum has been snowballing. How did it get to this? Blame it on her shopaholic tendencies. She has a taste for designer bags and shoes, and enjoys eating at posh spots such as Mezza9, Otto Ristorante and Catalunya, easily racking up bills in the hundreds every time. And when she travels? You can bet she's staying at five-star resorts in Thailand and Bali. Sally*, 38, an accounts executive, owes her credit card company $7,000 even though she earns a comfortable $6,000 a month. She splashes out on designer bags, expensive holidays to exotic destinations like the Maldives and Fiji, and fancy toys and clothes for her fi ve-year-old son. Every month, she tries to dedicate at least $2,500 to servicing her credit card debts - but she always falls short. As long as she can remember, she's been struggling to pay off purchases she made months ago. Worse, her sales manager husband - whom she calls the "conservative, frugal one" - has no clue. She borrows a few hundred from him whenever she's desperate, but only as a "last resort". "The amounts are small, so he never suspects, but if he found out the whole truth, he'd be shocked," she confesses. NEXT: Taxis, spas and other splurges leave her in $15k debt ROLLING IN DEBT Lisa and Sally aren't the only ones in credit card hell. Across Singapore, 30-something career women with no kids or mortgages are chalking up dizzying amounts of debt. According to Credit Bureau Singapore, women aged 30 to 34 who have unsecured credit (this includes credit cards) owe an average of $5,445 each. And as of July last year, 62,830 unsecured credit customers had not made a minimum payment in two months - a striking 12.7 per cent jump from the previous year. How did we get to this stage? Sure, we can blame it on low interest rates and aggressive lending by banks in recent years. But experts say the main reason hits closer to home - we're just spending way more than we should. Instant gratification is a hallmark of our generation, says Roy Walker, principal consultant at IPP Financial Advisers (Singapore). Unlike our parents and grandparents, who scrimped and saved, we want it all and we want it now. He adds: "No matter how much fi nancial education or resources they have, folks who need that instant gratifi cation will always have a problem managing their money." BIG EARNERS, BIG SPENDERS Even high-flyers in senior positions are guilty. They splurge and don't know how to budget, which means that they too are falling prey to the crushing effects of debt. Take Stephanie*, 33, who is single and still lives with her parents. Though she's an art director at an ad and marketing agency and earns a decent $4,000 a month, she's mired in credit card debt totalling $15,000, which she's amassed since 2007. "I go to the spa every week for massages, mani-pedis and hair treatments; I take cabs everywhere; I eat at expensive restaurants twice a week; and I'm always treating friends to drinks when we go out - I like being generous and I feel bad because my friends don't earn as much as I do," she explains. She spends close to $2,000 a month on herself, leaving her with half her salary to pay off her three credit cards - nothing goes into her savings. "I know I should cut down on my spending, but it's hard for me to give up my indulgences," she laments. Stephanie recalls several incidences when she depleted her bank account the day before payday and didn't have enough to take a bus or train home. So she'd walk home from her office near Chinatown to her flat in Bukit Merah - a one-and-a-half-hour journey. "I was too proud to ask my parents, siblings or colleagues for money. Walking home one night, I promised myself I'd manage my money better... but I just haven't been able to nip this crazy debt in the bud," she says. She adds: "I admit that I feel powerless when it comes to money. The second it's in my hands, it disappears. I'm always telling myself that I deserve new things or treats." "I hate the situation I'm in, but I don't know where to start taking control over what I earn." Clara*, 34, and her husband Dennis*, 36, both lawyers, have a combined salary of $17,000 a month. So when they tied the knot three years ago, Clara assumed they could easily aff ord a big wedding in Bali and a nice condo. They went ahead with these, but she now estimates that they'll spend several years paying for their splurges. "We spent $100,000 on our wedding, a six-figure sum on our condo in a prime district, and even more money renovating and outfi tting it with expensive furniture," she says. "We had a budget, but I'm embarrassed to say that we busted it. We thought we could afford it all - but we barely did. Now, we're up to our necks in debt, amounting to about a couple of hundred thousand dollars." Th e couple are also servicing a loan they took out for their wedding and honeymoon. "That will probably take us three years to clear," she says. The situation is serious enough for Clara and Dennis to delay starting a family. Having a child now would only mean digging themselves deeper into debt. GETTING YOUR ACT TOGETHER Living simply and within your means is the key to staying out of debt, says certified fi nancial planner Daniel Tan. "Some people borrow money just so they can go on holiday, others drive cars that cost way more than they can afford… They can't distinguish between needs and wants, so they make poor money decisions that keep them in a vicious circle of debt." Clara and Dennis have learnt this the hard way and are now slowly building up a small nest egg for their retirement. "We've cut back on holidays, extravagant purchases and socialising," she says. These days, they take the train to work even though they own a car and limit themselves to one nice meal a month instead of splashing out on fancy dinners several times a week. Clara has also had to cut down on the allowance she gives her parents every month. The couple hope to be out of debt in a few years, and only then will they be thinking about having kids. "It's sad because I was hoping to be a mum by my 35th birthday," says Clara. "It doesn't look like that's going to happen now." *Names have been changed.

Hi bros! Need your help fast! Anyone here knows where my friend can get aircon compressor and belting at this hour in Singapore for a Mazda 3 1.6? His car broke down yesterday in Tangkak and he and wifey went down Singapore by bus and left the car there at a workshop which do not have the spare parts. Appreciate any help fast! Thank you!

PETALING JAYA, MALAYSIA: A video footage of a snatch theft that happened at shocking speed in Section 16 here has gone viral on social networking websites after it was uploaded on YouTube last week. The 23-second video clip shows two men on a motorcycle approaching the passenger side of a car which is in a queue at a traffic light junction. The pillion rider is seen smashing the side window before grabbing a bag and speeding off within seconds. Snatch theft on M'sia road goes viral Click on thumbnail to view (Photos: YouTube) The clip was apparently shot from another vehicle trailing a few cars behind the victim

Hmmm..... My colleague sms me that no train service from lakeside to town.... Any confirm reports out there?

A case of alergy? From STOMP: http://singaporeseen.stomp.com.sg/stomp/sg..._after_she.html Posted on 27 Jan 2012 Her face broke out in pus-filled bumps after she used facial mask STOMPer Kerol used a face mask after reading several good reviews about it. The STOMPer was shocked when she later broke out in pus-filled bumps that covered both her cheeks. The STOMPer wrote: "I think this is really important to share with all women out there, who purchase facial products by believing what the packaging states. "Recently, while reading Cleo magazine, I saw this brand B.liv which claims that it tightens pores, anti inflammation. "They even have a few girls stating reviews like they have really sensitive skin but this mask was really mild to their skin. "Furthermore, I went to their website to check out their review and it sounds really convincing. Thus I bought one of their hydrating masks called leach me. "Yesterday morning my skin was feeling dry, so according to the instructions, I applied the mask for 30 minutes. "At first I did feel a pleasant result as it did tighten my pores which it claims on the website. Then later, I started having a few small breakouts around my nose and chin area, soon my whole face was inflamed and many tiny bumps with pus covered my entire cheeks. "This really caused a lot of frustration for me. The inflammation occurred when they stated that it was anti-inflammatory. "I was thinking that ok maybe I was the only unlucky one who happened to be sensitive to a certain ingredient in it. "Until my friend told me her boss who tried B.liv Immerse Me mask had the same problem that I am facing. I got so mad and sent an email to them and also posted a review on their website to warn other girls. "The I discovered why they had only good feedback on the website; the bad ones will not be approved by them to be posted up."

Poor Girl... Razor TV

i just broke my handbrake cable while do a handbrake turn... anyone noes how much its going to cost to fix it? driver side power window also gave way. now cannot open my driver side window anymore..knn..nothing seems right lately. car also gif problem! sigh..

Would like to share a crazy incident that happened to me today. I parked my car behind Singapore Casket along Tyrwhitt Road to settle some details of a loved one that passed away recently. When I was back, I found to my shock that my car was shifted(apparently towed) to the other side of the road, with the side mirror broken off! I noticed there were a few car workshops along the road and went to ask who shifted my car and damaged it. No one admitted so I call mata come. When the mata came, one guy from the nearby shop suddenly ran towards me, shouting and accusing me of parking and blocking his customer vehicle so he towed my car and broke my side mirror, all these in front of the mata. He even admitted that he did it on purpose! Worst still he kept scolding my sis and her bf who were questioning why he needed to break the side mirror. In the end we didnt want to argue with him and just left with his particulars. Will be making a police report tomorrow. Based on a first cut assessment, the side mirror needs to be replaced, glass window scratched, door some scratches. Not sure if there is damage to my undercarriage/gearbox/brakes when it was towed with brakes on. Bros, what would you guys do? Would you pursue a court case against him? My car is less than 2 mths old.

CAN'T PAY Claiming he's broke, he face jail for not making payments By Bryna Sim September 17, 2009 Print Ready Email Article HE'S not irresponsible. He's just broke. Click to see larger image CANNOT AFFORD: Mr Tsai's ex-wife filed a complaint against him for defaulting on maintenance payments. TNP PICTURE: JONATHAN CHOO The divorce, who wants to be known only as Mr Tsai, has not met his maintenance payments to his ex-wife and two children for the last five months. If he does not pay $300 - the amount decided by the family court - by 28 Sep, the 51-year-old part-time security guard faces a one-week jail term. Under the Women's Charter, a person who fails to make maintenance payments can be jailed up to a month for each month of unpaid maintenance. But Mr Tsai claims he cannot afford the payments. He earns $500 a month, lives in a one-room rental flat and has to support another son from a previous marriage. His wife, on the other hand, earns $2,500 a month as a sales executive. Mr Tsai married his second wife in 1998 after his first wife died six years earlier. The couple, who have a 16-year-old daughter and a 5-year-old son, divorced in 2005. In January, his ex-wife filed a complaint against him for defaulting on maintenance payments. He said he stopped paying after she did not allow him to see their children and applied for a personal protection order against him. He said he used to work as a full-time security guard and earned about $800 a month. But he lost his job after suffering a heart attack in January and could only get a lesser-paying job. Most of his monthly pay goes to daily expenses, Mr Tsai said. He also gives about $150 in allowance to his 22-year-old son, an undergraduate at the Nanyang Technological University. Father and son live in a one-room flat in Tiong Bahru. Mr Tsai told The New Paper at his flat yesterday: 'Sometimes, if he needs more money to buy textbooks, I would borrow money from my mother and elder sister.' Mr Tsai's flat is sparsely furnished. He has no TV. Father and son share a mattress and pillow. Meals - just two a day - consist mostly of canned food and instant noodles. CPF account Mr Tsai showed us his most recent CPF statement, which stated that he had less than $2,500 in his Ordinary Account and $188 in his Medisave account. 'So how do you think I can afford to pay another $150 every month in maintenance?' he said. He added that he could not even afford to go for follow-up screenings after his heart attack. Mr Tsai insists he is not being irresponsible. 'I care for my other children. If I can support them, I would. But I can't even provide for myself and my son,' he said. He said he would just go to jail if he can't come up with the $300 in two weeks. 'At least I won't have to worry about finding a way to pay the $300,' he said. But family lawyer Koh Tien Hua from Harry Elias Partnership advised against such behaviour. 'Going to jail is a form of escapism and it does not cancel out the amount he has to pay,' he said. 'The amount will simply snowball.' Mr Koh suggested that ex-husbands like Mr Tsai should undergo retraining so they can try to get an extra job. Lawyer Kelvin Lee from Samuel Seow Law Corporation noted that the main problem in such cases is that 'in Singapore, only men are required to maintain their wives and children'. In the US, he added, men can also claim maintenance from their ex-wives if the latter have higher earning power. 'The US looks at support for spouses, whereas we look at support for wives and children,' Mr Lee said. Both lawyers said the best recourse for Mr Tsai would be to apply to the courts for his maintenance payment to be cut. Mr Koh said: 'If he just says he has no money, the court will not accept it as a valid reason. Stoopid Mr. Koh....... ppl really no money mah,

I indulge in an infant once in a while when the engine is off for some time at the wheel, he likes to touch the various gadgets and pull at the wiper and signal levers. He's not at an age when he can control his strength so he yanks at the levers, I'm wondering if anyone has your car's levers broken off or damaged due to excessive strength? The kid is still young but quite strong for his age. He just yanked my keychain trinklet off.

Our foreign talent just did a 57.77sec for 100m fly in Beijing, very fast time... do I see a medal hope here?

Was travelling on Changi Road last evening at 6:30pm, when I saw a police car driving on the bus lane at a very slow pace. Then when I caught up with it, I saw the police officer driving the car while his right hand is holding onto his mobile phone at the height of his mouth(like using walkie). Not sure if he had a ear piece, but even so TP states that both hands must be on wheel even when using ear piece. As I was driving, I got no chance to take a pic.

From heart-broken to broke? Japan divorce loan helps Mon Oct 1, 2007 10:29 AM ET TOKYO (Reuters) - Japan's first-ever divorce loan caters to those who fell head over heels in love only to find themselves up to their necks in debt. Named "Re" for those re-starting their lives, the loan helps divorcees cover the cost of compensation and legal payments and offers a lower interest rate than credit cards loans, on which Japan's growing number of divorce-seekers have depended in the past. "It's not that we are recommending divorces," said Yoshimi Aoki, spokesman for Ogaki Kyoritsu Bank, based in Gifu, central Japan, which offers the loan. "But we want people to feel more comfortable in visiting banks to consult on these issues," Aoki added. While Japan's divorce rate is still low in comparison with the United States and Europe, failed marriages have been on the rise in recent years. In 2006, there were two divorce cases for every 1,000 people, up from 1.7 cases in 1996, according to government data. The divorce rate in the United States was 3.6 per 1,000 total population in 2005, while in Russia it was 5.5 and 2.8 in the United Kingdom in 2003. In Japan, divorcees found responsible for the failure of their marriage -- for example, because of their unfaithfulness -- on average have to pay 4 million yen ($35,000) in compensation to their former partners, according to the Mainichi Newspaper. Aoki said that in the past, Japanese divorcees have often sought to pay off divorce debts with consumer finance loans or credit card loans, which tend to have annual interest rates of 15-20 percent. But with the newly launched divorce loan, divorcees can borrow up to 5 million yen ($43,000), paying a floating interest rate that stood at 5.8 percent on Monday. ($1=115.02 Yen)[/color]

this time its worse....lost 1st gear....and now my consumption is less than 300kms for full tank gonna overhaul my gearbox and engine(later stage with CRX pistons...compression will be 12:1 or more)

Wonder how it could happen! STOMPer Nicholas Yeo drove with half a steering wheel on Tuesday (3 July), after it broke and he needed to head straight for the mechanic in Ubi Centre. "I got more than a usual morning today," he said in an email to STOMP on 3 July. "I started the engine on my 4-year-old Toyota Corolla and the first problem is the left rear mirror is faulty. The motor to retract it to close position keeps running loudly," he said. "Then the big surprise comes...I hold to my steering wheel and it broke right off...I was sleepy in the morning as usual but this shook me up," he said. "How can the steering wheel just break like that??I didn't even use force... "I am not an expert but from the ends of the broken wheel, it looks like it was sheared off," he said. Mr Yeo said he drove very slowly with the "remaining wheel" to Ubi Service Centre. "I can understand the rear mirror can be faulty but does any Toyota owner have a broken steering wheel? Can steering wheel be broken so easily???" he asked. "What if I am travelling on the highway when this happens, I will be in heaven already...I am still waiting for the service centre to gimme their verdict but this is quite alarming..." http://singaporeseen.stomp.com.sg/viewPost3810.aspx

Its not the first time that the gear shifer broke. It has failed on me twice already. Different linkage bar I understand... Usually, when the linkage bar breaks, I cannot engage 1st, 2nd, 5th and reverse gear. Can only engagge 3rd and 4th, so not so bad. Can still get to a safe place before I call the tow truck. On Friday, the unthinkable happened. The gear shifter broke (again) but this time, I could not engage any gear at all. I was in free gear. This happened on the ECP heading towards Changi Airport just after the Benjamin Shears bridge, before Fort road. Was stuck in the 2nd lane. Paiseh man... did anyon'e gear shifter break that many times??!!

Guys, my power window broke last night sigh! Think the motor still working. But think something else broken so can move down (open) but cannot move up (close). Can tell me what's the damage ($$$$)? Thanks!

The rear windscreen of my car fogged up this morning, and I turned on the rear defroster. I realised that 4 strips of the defroster are not working, resulting in a half-clear, or rather half-fogged windscreen. Obviously those 4 strips had an open circuit somewhere. Does anyone know how to fix this? My car has v-kool installed. Could it be damaged during installation? The last time I've changed my v-kool was early this year, and I didn't had a chance to test the defroster since then. It was working ok before that.