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  1. I had dinner with a friend last evening and it was time to pay for dinner as usual we fought to pay the dinner I always thought that years ago gold card was really a big deal then came the platinum card and now my friend took out his UOB infinite card what the hell is that card? Dare ask friend just to shameful for being so blur. Anybody know what is the requirement for getting the infinite card? What are the previlleges when compared to platinum card? Thanks
  2. http://www.asiaone.com/Motoring/News/Story...1024-96020.html But must apply & pay monthly subscription. Ka-Cheng$$$$ Launch Date: 5th Nov
  3. just received a letter from DBS telling me that their 'promotional' feature for recurring payment of my car loan instalment has ended and was asked to pay by giro, internet banking or cheque from next month onwards, wtf , didnt even know it is for a limited period only and now my loan is still more than half way to go. Anyone know which other banks offer payment of the car loan thru credit card?
  4. any kind soul can recommend a name card maker? I need onli 10pcs for my missus for purpose of identifying her as my company's employee for a business trip. At e same time, also make 2 boxes new card for myself. thks for any input
  5. As above, any bank that offer cards for minimum requirement of annual income > $100K ? thanks
  6. Move over EZ-Link, the new smartcard, stickkey, has arrived. According to The Straits Times, this pint-sized card - about the size of a stamp - is slated for a trial run early next year, and if succesful, could be available in MRT stations soon enough. The stickkey, while small, could serve multi purposes for the user - to pay bus fares, buy groceries, unlock doors and can also be attached to cellphones, making it a much handier tool. However, The Straits Times highlighted that while EZ-Link cards expire in 5 years, the stickkey lasts up to 11.5 Years The home-grown company behind the innovation, Fast Innovations Asia, told The Straits Times it is working with the Land Transport Authority, SMRT, SBS Transit and EZ-Link on the pilot project. But the public transport operators, though, said they were only in talks with the start-up. This creation was employed at the recent Singapore Fashion Festival in March, functioning as access cards for VIPs.
  7. Is it confirm that NSW will only accept Touch N Go payments.Where and what time does these places that sell the cards open?
  8. How credit cards boost gas prices Card companies take a percentage of sales from stations. As gas prices continue to soar, consumers may have to bear more of the costs. EMAIL | PRINT | DIGG | RSS Subscribe to Economy feed://rss.cnn.com/rss/money_news_economy.rss Paste this link into your favorite RSS desktop reader See all CNNMoney.com RSS FEEDS (close) By David Goldman, CNNMoney.com staff writer May 14, 2008: 11:10 AM EDT Credit cards are eating into gas stations' profits, and the cost may be the consumer's to bear. Sneaky credit card rates More Videos NEW YORK (CNNMoney.com) -- Buying gasoline with a credit card could be hurting your local independent gas station owner - and you may have to pay for it. That's because credit cards charge merchant fees in the form of a percentage of sales - and those fees eat into the fixed per-gallon sum that gas retailers tack onto pump prices. Some stations raise prices in order to keep profit steady. But others are unwilling to risk the competitive disadvantage or unable due to contracts with suppliers, and absorb the hit. "In some instances, this credit card problem is turning to the straw that broke the camel's back," said Paul Fiore, vice president of Service Station Dealers of America and Allied Trades. Fiore said gas station closings are not yet wide-spread, but could turn into a bigger problem as gas prices continue to increase. In turn, Fiore said fewer gas stations could mean less competition, perhaps leading to higher gas prices for consumers - although he said he hasn't seen that happen yet. Different cards, different fees In the first quarter of 2008, retailers added an average of just under 9 cents per gallon of gasoline on top of their costs. But credit cards and issuing banks charge merchants a total of about 2% per purchase. That may have been more manageable when gasoline was around $2 or $2.50 a gallon. But with gas prices soaring to a national average of $3.76 Wednesday, according to motorist group AAA, those credit card fees add up to an average of 7.5 cents per gallon - taking away nearly 83% of gas stations' fuel profits. And different cards charge different rates. Debit cards charge merchants an average of 1.5% plus a 10 cent flat fee. But premium cards, which offer welcome cash-back or other rewards to users paying surging gas prices, charge the stations as much as 3%. "It's an oppressive system," said Bill Douglass, owner of 15 gas stations in Texas and CEO of a company that services and sells products to 150 gas stations. Not only do cards charge a variety of rates, but some retailers get charged different rates than others. "The rate credit card companies charge depends on the gas station's volume of sales," said Lowcards.com chief executive Bill Hardekopf. "Joe's gas station won't get the same rate deal that a national retailer does." Credit card company Visa Inc (V). said Big Oil is to blame for high merchant rates. "The cost of accepting card payments for service stations is generally set by the large oil companies, which negotiate a merchant discount with their financial institutions, and then in turn mark up the merchant discount to charge their franchisees," the company said in a statement issued to CNNMoney.com. "The merchant discount is not set by Visa." The Electronic Payment Coalition (EPC), a group representing credit card networks and financial services organizations, said it's impractical for card companies to negotiate with every single gas retailer. So, it said, gas station owners should put pressure on their parent oil companies to negotiate a better fee. Independent gas retailers may bear a Big Oil company's name, but station owners do not receive incentive payments or allowances from the oil companies. Discount gas may add to problem Gas station owners with deeper pockets can also afford to compete for drivers by lowering their prices to the point that they don't profit at all from gas revenue. About 80% of gas stations include convenience stores and, with rising credit card rates, station owners make nearly all their profit from the drinks, snacks and newspapers inside the store, not on fuel. Appearing before the House Judiciary Committee last week, Douglass testified that consumers are willing to drive an extra 10 minutes to save just 3 cents on a gallon of gas, putting added pressure on independent retailers. "Wal-Mart and Costco choose to sell below costs down to bring in traffic, but we have to have a product that at least breaks even," he said. That means that some gas retailers that are unable to compete are forced to close down - especially those that do not have an attached convenience store to remain profitable. Solutions Visa said that offering the ability to allow customers to pay for gasoline with a credit card is actually beneficial to the retailer. "Visa believes that the cost of accepting card payments is more than offset by the tangible benefits to stations and their customers, such as the ability to pay at the pump," said the credit card company. "Visa values our long-standing partnerships with service stations - a relationship that has helped drive their business and increase sales by maintaining a convenient, reliable and secure payments network." As credit card use has now become standardized, retailers don't have much choice but to accept the rate and take a hit to their profits rather than offer a two-tier paying structure. "Very few retailers will charge more for credit cards, because they're such a big part of society," said Hardekopf. But Congress has noticed, and is proposing action. Rep. John Conyers, D-Mich, and Rep. Chris Cannon, R-Utah, proposed the Credit Card Fair Fee Act to the House in March. If passed, the legislation would issue controls on rates charged to merchants. Some think that price controls are an affront to free markets, and it is dubious that retailers would pass their savings onto consumers. "It's a little bit preposterous," said EPC spokeswoman Trisha Wexler. "They're going to take the profits for themselves." But Douglass said that lower rates would allow him the ability to compete with bigger gas stations that are selling gas below costs. "Ultimately, we think we can lower the price to the consumer if we can negotiate with the credit card companies," said Douglass.
  9. Just recieve my Car Log card from the bank saying LTA has stop the usage of log cards. Is this true? Everything online now?
  10. as above, also woudl this be on top of Shell card? I am thinking of switching to Shell 95 from Caltex 95 to see if FC can improve
  11. anyone got recommendations for reward cards up north ??? heard that PEtronas card is good for petrol and shopping at carrefour
  12. Dear all, is there a Cards n Such outlet at Parkway ? Thanks.
  13. ST 26/7 YOU can run, but you can't hide. Street cameras will soon be taking pictures of motorists who stray into bus lanes, park illegally, make illegal modifications to their vehicles, or stop or drive where they shouldn't. The Land Transport Authority (LTA) is sourcing for camera technology that will capture all these violations. It is paying three companies - security firm Cisco Security, computer systems group NCS and electronics specialist ST Electronics - about $800,000 to run two trials on intelligent surveillance systems to see how effective they are in enforcing the rules under LTA's purview. Some cameras have already been fitted on SBS buses as part of these trials. Enforcement of road regulations is now done by a limited number of LTA officers on motorcycles and outsourced wardens. But street cameras - handheld or mounted on vehicles or kerb-side - can do the job tirelessly and, possibly, more efficiently. Mr David Chew, executive chairman of Stratech Systems, which bid unsuccessfully to conduct the two trials, said there had been 'several' tenders for camera systems. Besides the trials, the LTA had also invited vendors to provide information on 'mobile devices for enforcement and maintenance services'. Stratech was among those that responded. Mr Chew, 49, said his company's intelligent vehicle-access control systems, which can check vehicles seeking entry into secure facilities or at border checkpoints, are already in use in Hong Kong, the Middle East, Europe and the United States. An LTA spokesman said the authority was looking for technology that could provide portable functions, such as 'real-time availability of vehicle records or a digital camera to capture on-site images'. Sources said this capability would enable the LTA to crack down on those who drive deregistered or unregistered cars. But a top priority for the mobile-camera trials is the enforcement of bus-lane hours, The Straits Times understands. Previous cameras on buses, introduced in the 1990s, proved unreliable, which is why wardens now do the job. But with more full-day bus lanes being rolled out, cameras will be more cost-effective. SBS buses have been spotted with the new cameras, which have been taking digital pictures of offenders. An informed source said: 'When a bus driver spots an errant motorist in the bus lane, he presses a button located on his right. This marks the spot where the footage was taken. The date and time are stamped.' The previous system was not as high-tech and user-friendly. Full-day bus lanes, which are off limits to other vehicles between 7.30am and 8pm from Mondays to Saturdays, are operational in Orchard Road, Eu Tong Sen Street, Hill Street, Victoria Street, Bras Basah Road and Somerset Road. The LTA is looking for camera systems that are robust and versatile. In one trial, it specified that the system must be able to capture vehicles weaving between lanes as well as speedsters exceeding 150kmh. It should also be able to read all types of number plates - even off-peak plates, illegal reflective plates and broken and foreign ones. New camera systems aside, the LTA is installing more J-Eyes - cameras that monitor traffic conditions at road junctions, but which can also be used for enforcement purposes. There are 132 in use now, and another 129 will be up by February next year. At least one motorist welcomes these electronic eyes. Lawyer Vijai Parwani, 40, said: 'It will definitely encourage people to put on their best behaviour on the road, which I suppose is a good thing.'
  14. Hi all The promo has ended but i have 3 cards left to complete my collection card 3, 8 and 12 anyone has them wants to exchange or sell?
  15. so which stations has discounts for it exxonmobil aside?
  16. for dbs credit cards: Autobacs Venture Singapore Paya Lebar Road, Tel: +65 6749 5600 Autotrend Enterprise Toa Payoh, Tel: +65 6253 3333 Comfort Automotive Services Loyang Drive, Tel: +65 6548 8488 Pandan Road, Tel: +65 6338 8778 Senoko Loop, Tel: +65 6752 5506 Sin Ming Drive, Tel: +65 6553 0400 Ubi Road 3, Tel: +65 6746 0666 Chuan Sing Auto Accessories Sin Ming Road, Tel: +65 6457 0279 Express Motion Hougang, Tel: +65 6386 6900 Farle Enterprise Owen Road, Tel: +65 6293 0428 Glory Motor Trading Co Telok Kurau, Tel: +65 6345 0248 Hai Wee Enterprise Bukit Batok, Tel: +65 6566 5983 Hock Hin Engineering Jalan Bukit Merah, Tel: +65 6272 2290 King's Way Auto Accessories Eunos, Tel: +65 6743 9993 Mova Automotive Bukit Merah, Tel: +65 6270 7022 Nam Huat Auto Accessories Jurong East Street 31, Tel: +65 6566 2080 New Concord Auto Parts Trading Changi Road, Tel: +65 6745 5389 Pin Liang Enterprises Zion Road, Tel: +65 6733 6433 Poon Poong Motors Sim Min Drive #05-14/15, Tel: +65 6453 2235 Sin Hoe Whatt Auto Upper Paya Lebar Road, Tel: +65 6288 7580 Specialists Auto Access Bukit Merah, Tel: +65 6273 5096 Stamford Tyres International Pte Ltd Stamford Mega Mart Jurong, Tel: +65 6262 3355 Macpherson, Tel: +65 6841 3355 Bukit Batok, Tel: +65 6261 3355 Stamford Tyre Mart Balestier, Tel: +65 6256 3337 Simon Road, Tel: +65 6283 9697 Jalan Ahmad Ibrahim, Tel: +65 6262 0487 Dunearn Road, Tel: +65 6251 6055 Guillemard, Tel: +65 6846 0252 East Coast, Tel: +65 6342 0981 Thomson, Tel: +65 6752 8769 Tomo Auto Leather Pte Ltd (Motorcar Seat Covers, Tops & Upholstery) 6 Kampong Ampat, Tel: +65 6383 3800 Tong Lee Way Auto Supply Bukit Timah Road, Tel: +65 6468 1922 Wee Heng Auto Air-Con & Accessories Upper Serangoon Road, Tel: +65 6281 6739
  17. anyone started collecting these cards? maybe should start an exchange corner for the missing/excess cards. cheers
  18. Anyone know what is the minimum petrol purchase I need to spend in order to qualify for the petrol stations
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