What do you really spend on and how much?

[Carbon82]

Chey, you trying to find out the age of people here and their spending power, right?

Actually hard to have apple-to-apple comparison since we have @Throttle2 who spent hundreds on cigar a day vs @Stary who find cai png at hawker center too expensive...

For me if minus off my spending on car (which cost $2 - 3K a month), I can survive with $2 - 3K comfortably, beer inclusive.

Usual expenses would be like utility bills, food, groceries, cheap loot from Shopee and such. Depending on actual spending annual holiday may have been included.

[RadX]

On 12/15/2024 at 11:10 AM, Carbon82 said:

Chey, you trying to find out the age of people here and their spending power, right?

Actually hard to have apple-to-apple comparison since we have @Throttle2 who spent hundreds on cigar a day vs @Stary who find cai png at hawker center too expensive...

For me if minus off my spending on car (which cost $2 - 3K a month), I can survive with $2 - 3K comfortably, beer inclusive.

Usual expenses would be like utility bills, food, groceries, cheap loot from Shopee and such. Depending on actual spending annual holiday may have been included.

Lol no la

 

think so free ah

 

grntle reminder to see how much one spends

 

yes like u my spending Obi abt $2.5k

[RadX]

Merged with this 2012 thread and has anything changed ?

[Throttle2]

I have shared before, and will share again. My monthly family expenses are currently about $13k -15k   
simple life, but decent good life. 
Hopefully can bring it down to $10k-$12k in future.   
Family of 4. 2  Adults 2 Teenage children.  

 

[RadX]

On 12/15/2024 at 12:12 PM, Throttle2 said:

I have shared before, and will share again. My monthly family expenses are currently about $13k -15k   
simple life, but decent good life. 
Hopefully can bring it down to $10k-$12k in future.   
Family of 4. 2  Adults 2 Teenage children.  

 

That’s avg actually for family of 4. This is excluding the school education expenses I believe

[Throttle2]

On 12/15/2024 at 12:15 PM, RadX said:

That’s avg actually for family of 4. This is excluding the school education expenses I believe

Its all in basically

Thats why i say i am quite frugal.

and thats also why i say $2kpm cannot retire.  

but note, i have zero debt, so zero mortgage , zero car payments although i have recently built landed house, 2 cars and a Harley

for other people, thats already  $10k mortgage for next 20yrs and $5k car and bike instalments monthly for the next 5 yrs  😬😬

Edited December 15, 2024 by Throttle2

[Volvobrick]

On 12/15/2024 at 12:12 PM, Throttle2 said:

I have shared before, and will share again. My monthly family expenses are currently about $13k -15k   
simple life, but decent good life. 
Hopefully can bring it down to $10k-$12k in future.   
Family of 4. 2  Adults 2 Teenage children.  

 

Your kids probably don't need much tuition at these numbers!

[Lala81]

I don't bother to keep track. Cos I'm frugal anyway.

Beyond car, holiday and enrichment expenses. I spend very little extra otherwise.

 

[RadX]

On 12/15/2024 at 5:09 PM, Lala81 said:

I don't bother to keep track. Cos I'm frugal anyway.

Beyond car, holiday and enrichment expenses. I spend very little extra otherwise.

 

You also have lotsa buffer I feel and your frugality compounds into that non necessity of tracking

 

a gd position to be in👍🏽

[Throttle2]

On 12/15/2024 at 4:20 PM, Volvobrick said:

Your kids probably don't need much tuition at these numbers!

Younger one has tuition

older one not.

How come now everyone say my numbers are low but when i say $2kpm cant retire, people dont agree? 😁

[mersaylee]

I tink most here are liddis...

Spend in between t2 and stary

Eat in between psp415 and 13177

Change tyre in between radx and ct3833

😁

[RadX]

On 12/15/2024 at 6:17 PM, mersaylee said:

I tink most here are liddis...

Spend in between t2 and stary

Eat in between psp415 and 13177

Change tyre in between radx and ct3833

😁

Got serenade too la😂😂

[Throttle2]

On 12/15/2024 at 6:18 PM, RadX said:

Got serenade too la😂😂

Serenade already, song song gao jurong.

[Throttle2]

On 12/15/2024 at 5:09 PM, Lala81 said:

I don't bother to keep track. Cos I'm frugal anyway.

Beyond car, holiday and enrichment expenses. I spend very little extra otherwise.

 

You wont hv any finanacial issues.  Wont hv no job.    Just need to keep healthy and will song song gao jurong

[Lala81]

On 12/15/2024 at 5:30 PM, RadX said:

You also have lotsa buffer I feel and your frugality compounds into that non necessity of tracking

 

a gd position to be in👍🏽

I don't earn much lah (relative to my peers). Especially since single income for 10 years already. 

Happy jiu hao.

 

[Voodooman]

On 12/15/2024 at 4:20 PM, Volvobrick said:

Your kids probably don't need much tuition at these numbers!

Who has kids studying overseas?  That easily cost $5-10k a month.

My 2 uni going kids alone cost me $4-5k a month and they are studying in Singapore. Lucky me. 😂

[Lala81]

On 12/15/2024 at 7:21 PM, Voodooman said:

Who has kids studying overseas?  That easily cost $5-10k a month.

My 2 uni going kids alone cost me $4-5k a month and they are studying in Singapore. Lucky me. 😂

This one got ROI one mah. Just cannot see the ROI. not expense... 

Edited December 15, 2024 by Lala81

[Voodooman]

On 12/15/2024 at 7:24 PM, Lala81 said:

This one got ROI one mah. Just cannot see the ROI. not expense... 

Not expecting any return really. I am lucky to be still able to give money to my parents every month but i doubt my kids will. It is an expense.