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Cars at Expo - Apr 2024


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  On 3/30/2024 at 12:45 AM, Battledome64 said:

I would disagree to pay in full cash - you instantly lose the capital which is a large amount. That capital can be converted to passive income. 
 

I attended those financial guru seminars and they shared their secret of buying cars will be from your loose/chump change. 

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True, those who know how to use their money to work for them, they would think paying full cash for items like car and house instantly not say good move.

Having cash on hand is better than losing the whole lump sum of money. Or using those cash on hand for passive income can generate more money in return.

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  On 3/30/2024 at 12:45 AM, Battledome64 said:

I would disagree to pay in full cash - you instantly lose the capital which is a large amount. That capital can be converted to passive income. 
 

I attended those financial guru seminars and they shared their secret of buying cars will be from your loose/chump change. 

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wait ppl here laugh at u

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(edited)
  On 3/30/2024 at 1:58 AM, 13177 said:

True, those who know how to use their money to work for them, they would think paying full cash for items like car and house instantly not say good move.

Having cash on hand is better than losing the whole lump sum of money. Or using those cash on hand for passive income can generate more money in return.

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Car loan is 2.8% fixed interest or close to 5% effective interest rate. Where to find 5% returns with low risk? I also want to hear. 

For home loan I agree should not pay in full because there is room for arbitrage. There are home loan packages below 3% effective interest rate and they throw in vouchers etc. you can then put the cash into fixed deposit more than 3%. But for car loan, I will pay in full if there is no difference in car price.

Edited by Fitmugen
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  On 4/1/2024 at 2:41 AM, Fitmugen said:

Car loan is 2.8% fixed interest or close to 5% effective interest rate. Where to find 5% returns with low risk? I also want to hear. 

For home loan I agree should not pay in full because there is room for arbitrage. There are home loan packages below 3% effective interest rate and they throw in vouchers etc. you can then put the cash into fixed deposit more than 3%. But for car loan, I will pay in full if there is no difference in car price.

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Yap….not to mention got simi rule 78, backside itchy change car kena penalty lol.

the only loan can take max gaogao is our housing loan.

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Hi bro/sis, Quotz is having a promotion if you are looking to upgrade or change your car. You can make an appointment here: https://www.quotz.com.sg/
Rmb to insert promo code: expo24 under remarks ah.

- Bro Quotz

 

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Supersonic
  On 4/11/2024 at 3:24 PM, Jumpmanz said:

 

probably just the usual freebies or add a bit more. car is still way overpriced.

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Maybe they kept the sticker n will recycle the gimmick again.....

Screenshot_20240411_232611_Gallery.jpg

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Supersonic
  On 4/11/2024 at 11:25 PM, RadX said:

Dunno if my Tayar pangchet again this wknd😂

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Xilin Ave nearby got construction.  Good chance tayar may kena panchet 

 

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Supersonic
  On 4/12/2024 at 12:49 AM, Daniu82 said:

Quite near car expo location! Good location for you @RadX!

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Hantu will drive up n down Xilin Ave until kena tayar panchet. Maybe even purposely follow lori 

Then got perfect excuse to swing by expo to change car 

 

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