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China opens WeChat Pay, Alipay to foreign credit cards

Yamapi

By Yamapi,
in Lite & EZ

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Hamburger

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Hypersonic
On 1/3/2024 at 9:13 AM, Kopites said:

I have never step foot on china. Got this from family chat group.  Don't ask me how to use it. Ok.😁

----------------------

Use your touch and go ewallet. 😁

TNG eWallet allows Malaysians to make cashless payments in China via the Alipay+ network. Since early this year, TNG eWallet has been accepted by over 10 million Alipay merchants in mainland China.

Making a QR payment in China is just as easy as making a QR payment in Malaysia. You can scan a static QR code at the shop or display your QR code to the merchant.

so in a nut shell, top up T&G wallet and use the T&G App to make payment. Understood!!!!

 

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Hamburger

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Hypersonic
On 1/3/2024 at 10:39 AM, DOBIEMKZ said:

GF thingy aside, now using wechat/alipay for payments with foreign cards is quite a breeze. 

but the exchange rate is gonna be lousy as compared to youtrip, i guess...

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Jellandross

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(edited)
On 1/3/2024 at 7:56 AM, Hamburger said:

anyone tried registering their CC to Alipay? I tried to to top up balance and in the end it was a no go and asked to contact local bank. Argh...Diao....😔

You cannot top up cash per China banking policy. Similarly you can't digitally pay back cash to your local China friends when needed.

Only allowed option is tie CC to payment app. I suggest tie to two apps WeChat and Alipay as backup. I encountered CC bank blocking some small transactions in WeChat during taxi rides and I had to resort to Alipay. You'll also often get discounts and free gifts via these apps when you patronize restaurants and retail shops.

DiDi is also another must-have transport app if you're not on tour group. Ride booking prices is only a fraction of SG even in major cities.

Edited by Jellandross
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Somewhat1975

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On 1/3/2024 at 7:56 AM, Hamburger said:

anyone tried registering their CC to Alipay? I tried to to top up balance and in the end it was a no go and asked to contact local bank. Argh...Diao....😔

no problem to tie cc to alipay and wechat. They can be used to pay but cannot be used to top up balance or transfer to friends.

For QR code payment, there are alternatives:

1) DBS paylah for union pay

2) OCBC apps for alipay+ and union pay.

 

 

 

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Somewhat1975

Somewhat1975

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On 1/3/2024 at 11:30 AM, Hamburger said:

but the exchange rate is gonna be lousy as compared to youtrip, i guess...

From my experience, alipay or wechat charges in rmb. Thus, if you tie  youtrip card to it, the exchange rate will follow that of youtrip card.

 

 

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jcmm

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Done my Alipay and Wechat pay in SG before heading to China in Dec. No problem with Alipay to pay metro, didi, mama shop or whatever but Wechat asked me to re upload my passport n others to verify. In the end, only used Alipay n sometimes cash. 

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Hamburger

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Hypersonic

Was going through T&G App and see whether can use to pay by via alipay.

Got the message as in pix. 

IMG-20240103-WA0007.jpg

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Wt_know

Wt_know

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(edited)

TnG works when you select location in China

but the payment is from MYR to RMB hor 

in China the merchant will scan your Alipay code and deduct the payment … 

Edited by Wt_know
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Kopites

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(edited)
On 1/3/2024 at 9:43 PM, Hamburger said:

Was going through T&G App and see whether can use to pay by via alipay.

Got the message as in pix. 

IMG-20240103-WA0007.jpg

Location not in china yet. 

This won't allow as is it resemblance money laundering. In Singapore using Malaysia app to pay china in rem. 

Won't work this way. 

Need to be in china physically. 

Edited by Kopites
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Hamburger

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Hypersonic
On 1/4/2024 at 6:16 AM, Kopites said:

Location not in china yet. 

This won't allow as is it resemblance money laundering. In Singapore using Malaysia app to pay china in rem. 

Won't work this way. 

Need to be in china physically. 

TQ so much for the explanation. Cheers bro...

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Kopites

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Supersonic
On 1/4/2024 at 8:00 AM, Hamburger said:

TQ so much for the explanation. Cheers bro...

I am wondering could those app that "fake" one GPS location work on the wallet?😁 Just curious. Any IT saviour want to give it a try?😁

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Rm2s

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On 1/3/2024 at 5:20 PM, jcmm said:

Done my Alipay and Wechat pay in SG before heading to China in Dec. No problem with Alipay to pay metro, didi, mama shop or whatever but Wechat asked me to re upload my passport n others to verify. In the end, only used Alipay n sometimes cash. 

I was in China in November with tour group. I was able to pay with Alipay and OCBC app. 

I am wondering how do you pay metro using Alipay? Scan your QR code against the fare gate?

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Davidklt

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On 1/4/2024 at 10:17 AM, Rm2s said:

I was in China in November with tour group. I was able to pay with Alipay and OCBC app. 

I am wondering how do you pay metro using Alipay? Scan your QR code against the fare gate?

Yes.

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Davidklt

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On the subject of TNG, this is what a Malaysian friend who went to London told me. That TNG can be used for Alipay QR codes there.

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Wt_know

Wt_know

Supersonic
(edited)
On 1/4/2024 at 12:04 PM, Davidklt said:

On the subject of TNG, this is what a Malaysian friend who went to London told me. That TNG can be used for Alipay QR codes there.

yup ... widely accepted in europe popular countries ...

only cannot use in sinkieland ... [laugh] 

Edited by Wt_know
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jcmm

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(edited)
On 1/4/2024 at 10:17 AM, Rm2s said:

I was in China in November with tour group. I was able to pay with Alipay and OCBC app. 

I am wondering how do you pay metro using Alipay? Scan your QR code against the fare gate?

Under Alipay there is an option, "Transport". Activate the app then choose the city. Example, if u are in Shanghai, choose "Shanghai".... every time before metro gate, on the Alipay transport, choose Metro then show your QR code by the gate. Exit is the same. 

Edited by jcmm
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Volvobrick

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Supersonic
On 1/4/2024 at 10:11 PM, jcmm said:

Under Alipay there is an option, "Transport". Activate the app then choose the city. Example, if u are in Shanghai, choose "Shanghai".... every time before metro gate, on the Alipay transport, choose Metro then show your QR code by the gate. Exit is the same. 

I have Alipay for a long while never explored this. Tks for the tip! Any more useful features? 

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