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Parliament 2023


Jellandross
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2 minutes ago, 13177 said:

True, many bosses always find they overpays their staff. But the bosses themselves are getting big fat salary.

That’s why they want to become boss.

This kind of boss should avoid 

No leadership 

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22 hours ago, inlinesix said:

You don't sabo colleague during presentation, Right?

They rather sit back and relax and let the colleague get throw under the bus.

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On 2/9/2023 at 3:11 PM, Throttle2 said:


 

oh she is very kind. But also ill informed.
3 mths can easily pay off $140k mortgage already , isnt it?  For most people, that is.  😂🥱

 

Tell her we are talkibg about full cash! What is 3 months man!

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On 2/10/2023 at 12:16 PM, flat6 said:

listen to what she actually said.

she said 140k is 1 to 2 years of annual pay.

she did not say 1 to 2 years to fully repay loan.

That may be what she said, but so? Is it relevant to use annual salary as a benchmark?

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On 2/10/2023 at 12:23 PM, Freeder said:

How many % of sg have 140k annual pay for 1-2 yrs? 

Many people, bro.

to be fair, her comments really arent wrong.

for a couple $140k is one or two years salary.  
 

if each person earns $35k then, per couple is $70k per year and 140k in 2yrs.  

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16 hours ago, Ganwb79 said:

That may be what she said, but so? Is it relevant to use annual salary as a benchmark?

Yes it is.   There is not other better benchmark. 

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1 hour ago, Throttle2 said:

Yes it is.   There is not other better benchmark. 

Devil is in the details. 

She should and could use the household gross CPF monthly contribution as a benchmark for HDB affordability rather than using one annual income. 

Dissecting the monthly cpf it would be frightening to know how much a typical Singaporean set aside for property/retirement in their cpf. 

She was smart to use annual income to represent her narrative on HDB affordability imo. 😁

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36 minutes ago, Kopites said:

Devil is in the details. 

She should and could use the household gross CPF monthly contribution as a benchmark for HDB affordability rather than using one annual income. 

Dissecting the monthly cpf it would be frightening to know how much a typical Singaporean set aside for property/retirement in their cpf. 

She was smart to use annual income to represent her narrative on HDB affordability imo. 😁


which is a subset of the annual income.

Understand that it isnt about affordability for absolutely every one.  It is affordability for majority.

secondly, it isnt about buying a 5rm flat when all one can afford is a 4rm

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18 hours ago, Ganwb79 said:

That may be what she said, but so? Is it relevant to use annual salary as a benchmark?

That is the HPI ratio that they use to measure whether it is affordable 

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On 2/11/2023 at 12:22 PM, inlinesix said:

That’s why they want to become boss.

This kind of boss should avoid 

No leadership 

How to avoid as so many such bosses around. 😅

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The problem arised when people who can afford 3rm flat comfortably go and whack a 5rm by maxing out.

then when rates rise by so much, they kena squeezed.   Then they say this say that. 
 

i mean. Lets be fair and look at things apolitically, then we can see it deeper and clearer instead of thru any single party’s lens.

then we wil understand the root or crux of the matter so that we can help those who truly need and deserve help and not allow others to take advantage of situations and loopholes.

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1 hour ago, Throttle2 said:

The problem arised when people who can afford 3rm flat comfortably go and whack a 5rm by maxing out.

then when rates rise by so much, they kena squeezed.   Then they say this say that. 
 

i mean. Lets be fair and look at things apolitically, then we can see it deeper and clearer instead of thru any single party’s lens.

then we wil understand the root or crux of the matter so that we can help those who truly need and deserve help and not allow others to take advantage of situations and loopholes.

Hdb no raise rates mah

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1 hour ago, Mustank said:

Hdb no raise rates mah

At that time when rates were very low, many people didnt take hdb

moreover even if they did, if they cut themselves too thin, inflation will hurt them 

some may hv also lost jobs

bottomline is make sure got good buffer 

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@Throttle2 

47 minutes ago, Throttle2 said:

At that time when rates were very low, many people didnt take hdb

moreover even if they did, if they cut themselves too thin, inflation will hurt them 

some may hv also lost jobs

bottomline is make sure got good buffer 

So many people call CPF increase rate

they raise, many will die ah

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21 minutes ago, Mustank said:

@Throttle2 

So many people call CPF increase rate

they raise, many will die ah

Govt has to do the right thing

yhey should not save the wrong doers especially at the expense of good doers

 

KNN enough is enough 

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