Insurance coverage for vehicles stuck in flash flood

[thatJDMahboy]

Hi guys,

After yesterday's (20 Aug) flash flood occurrence, it got me thinking.

Those 13 cars that got partially submerged, how ah? This kind of situation will insurance cover?

[inlinesix]

@thatJDMahboy check your policy

[ToyotaShuttle]

I think many years back, insurance did not cover flooding but most do now.

[Kangadrool]

depends if it's act of god or act of gahment. 😅

[Soya]

11 minutes ago, Kangadrool said:

depends if it's act of god or act of gahment. 😅

Gahmen say act of contractor wor

 

[Inlinefour]

sometimes ponding

 

sometimes tree struck in drain

 

anyway in Sillypore 

 

they are in charge of everything

 

but responsible for nothing

 

 

even kena virus die also becos of underlying conditions 

[thatJDMahboy]

On 8/21/2021 at 3:00 PM, inlinesix said:

@thatJDMahboy check your policy

Yup, I understand. Apologies if I didn't make myself clear.

However, I was thinking along the lines of what @Kangadrool mentioned.

On 8/21/2021 at 8:24 PM, Kangadrool said:

depends if it's act of god or act of gahment. 😅

 

[inlinesix]

1 minute ago, thatJDMahboy said:

Yup, I understand. Apologies if I didn't make myself clear.

However, I was thinking along the lines of what @Kangadrool mentioned.

As I said previously, check your insurance policy.

Most car insurance in Singapore is All-Risk.

No such thing as Act of God.

[thatJDMahboy]

2 minutes ago, inlinesix said:

As I said previously, check your insurance policy.

Most car insurance in Singapore is All-Risk.

No such thing as Act of God.

okay, understood. Thanks for your opinion on this matter!!

[Goldenvodka]

Just to add on.
in any unlucky event when you are stuck in flood and engine died. DO NOT ATTEMPT TO RESTART YOUR ENGINE. 

it will cause further damage to the engine and insurance might not cover for the repair even you are covered with flood clause 

[mersaylee]

On 8/21/2021 at 8:36 PM, Soya said:

Gahmen say act of contractor wor

 

So next time buy motor insurance, besides act of God and Goddess, must also include cover for act of rouge contractor? 😁 

[Dafansu]

On 8/24/2021 at 2:07 PM, inlinesix said:

As I said previously, check your insurance policy.

Most car insurance in Singapore is All-Risk.

No such thing as Act of God.

what type of Act of God are u referring to, mine covered under the following ref under act of god: 

Edited August 27, 2021 by Dafansu

[inlinesix]

11 minutes ago, Dafansu said:

what type of Act of God are u referring to, mine covered under the following ref under act of god: 

That’s why I said no such thing as Act of God.

[thatJDMahboy]

On 8/26/2021 at 7:33 PM, Goldenvodka said:

Just to add on.
in any unlucky event when you are stuck in flood and engine died. DO NOT ATTEMPT TO RESTART YOUR ENGINE. 

it will cause further damage to the engine and insurance might not cover for the repair even you are covered with flood clause 

Thanks for your advice, appreciate it!!

[inlinesix]

@kobayashiGTsee above