Jump to content

Five-figure monthly income but still not enough


UncleAtas
 Share

Recommended Posts

tax $500/month? Too much lar bro......income tax he will have 4 to claim tax relief and if include maid it will be 5. Insurance can go for medishield plans......it will save alot since the premium are paid by his medisave...

Wife do part-time nia with maid somemore........no need childcare liao!

Car-$1500 is including carpark and taxes?

 

Tax... maybe include GST?  [laugh]

↡ Advertisement
Link to post
Share on other sites

She had a heart transplant and I don’t think it’s cheap.... don’t know what future medical costs she going to kenna....

 

I think the main problem in Singapore is the medical costs... government should really have a focused strategy of reducing healthcare costs and not just ways to fund it.

 

Import manpower, look at India or China how they get their drugs

 

People ask why she got a maid... she had a heart transplant for goodness sake. She definitely needed a helper during that time. Once u start with a maid I think it’s tough to go back to without one.

 

That is why we never got a maid

 

So it isn't a need but a mindset issue.

 

Got money, sure go ahead and keep the maid. No money like she claims then gotta adjust mindset.

Link to post
Share on other sites

Let cool down. After a night of chilling I come to think such news are propaganda by msm. Especially near budget day. What the objective of such reporting in national paper?

 

First as parent whose would want to impart such value into their kids. Median income is ok to ask parent for help. Is ok for sail club activity. Is for pte tuition. For goodness sake I feel for the 3 kids. Why drag the kids into a national news? Now the whole social media will be on them. Now the peer pressure will be on the kids.

 

Second..the article withheld quite a fair bit of info. No mentioning of job title. No mentioning of car driven. No mention of size of housing. No mentioning of monthly sp bill.

 

A bold headline median income need help on national paper.

 

Really shaking my head.

  • Praise 3
Link to post
Share on other sites

Let cool down. After a night of chilling I come to think such news are propaganda by msm. Especially near budget day. What the objective of such reporting in national paper?

 

First as parent whose would want to impart such value into their kids. Median income is ok to ask parent for help. Is ok for sail club activity. Is for pte tuition. For goodness sake I feel for the 3 kids. Why drag the kids into a national news? Now the whole social media will be on them. Now the peer pressure will be on the kids.

 

Second..the article withheld quite a fair bit of info. No mentioning of job title. No mentioning of car driven. No mention of size of housing. No mentioning of monthly sp bill.

 

A bold headline median income need help on national paper.

 

Really shaking my head.

 

Media is to blame but parents as well. If they refuse to grant the interview then there will be no story so the ones that brought the kids into it are the parents.

 

Our fake news media will definitely just choose stories and even twist them to suit their master's narrative la. Just treat it as a joke when you read it.

Link to post
Share on other sites

So it isn't a need but a mindset issue.

 

Got money, sure go ahead and keep the maid. No money like she claims then gotta adjust mindset.

I did said. Go down the avenue of polyclinic for medication definitely cheaper than her current...

 

Maid is a want not need. Kids all grown up. She is currently working not bedridden where maid is a must. If family really struggling financially the kids come help to chip in on the housework.

 

Hmmmmmmmmm

 

Maybe the hubby is one of our mcf bros..here..always complain median income not enough...

Link to post
Share on other sites

Let cool down. After a night of chilling I come to think such news are propaganda by msm. Especially near budget day. What the objective of such reporting in national paper?

 

First as parent whose would want to impart such value into their kids. Median income is ok to ask parent for help. Is ok for sail club activity. Is for pte tuition. For goodness sake I feel for the 3 kids. Why drag the kids into a national news? Now the whole social media will be on them. Now the peer pressure will be on the kids.

 

Second..the article withheld quite a fair bit of info. No mentioning of job title. No mentioning of car driven. No mention of size of housing. No mentioning of monthly sp bill.

 

A bold headline median income need help on national paper.

 

Really shaking my head.

 

 

the article is about the budget lah, after the story they talk about what the people wants in this year budget, and continue to talk about healthcare, education, etc. which is the topic in every year budget.

 

Why they choose this family and not the low income, now start to focus on middle income group. 

Edited by Jman888
  • Praise 1
Link to post
Share on other sites

Thanks for clarifying.

 

Even then, children at those stages also fall sick easily. School fees, pocket money etc all not added.

 

Nonetheless, even at 8K (after reduction), add in CPF contribution of $1200, what's left is not much ground to navigate?

 

Regarding the housing, I just parked a figure there. Nonetheless, assuming a 5-rm HDB at half a million with 400K loan, the outlay is still around $1,800 per month for 2.6% HDB interest rate. Given that the monthly CPF amount deposited in OA is probably $1200, the cash outlay for single income worker is still $600. So will depend on how much the wife's part time pay is to help support.

 

 

 

 

Edited by Showster
Link to post
Share on other sites

Basic

Medical 1500

Helper 1000

Parents/gifts 1000

Car 1500

Tax 500

Insurance 1000

Groceries / household 1000

Mortgage 2500 (top up $500 cash after deducting CPF)

Enrichment and/or childcare 1000-3000 (or even more)

Bills (HP, internet, electricity and water): 300-500

 

Already more than $10,000 after cut here and there.

 

Optional

Religion / donation 1000

Travel 500

Eating out / cosmetics (basic) / clothes (replacement) 200

 

T2 is correct. Really getting tough to bring up family here. No double income very hard to play.

bro.....if i am a parent and knowing my children or their spouses has such a condition i will kick my own behind if i have the thought of accepting their money.
  • Praise 2
Link to post
Share on other sites

wah.... i should know right?

 

i struggle to make 4 digits a month... usually only high 3 digits

 

life is tough indeed... yes peasants need more handouts from ah gong esp those with big families

 

 

Link to post
Share on other sites

I did said. Go down the avenue of polyclinic for medication definitely cheaper than her current..

Think polyclinics and hospital only provide subsidised standard drugs. Anything that is non-standard you pay full price. And the standard meds are all generic.

the article is about the budget lah, after the story they talk about what the people wants in this year budget, and continue to talk about healthcare, education, etc. which is the topic in every year budget.

 

Why they choose this family and not the low income, now start to focus on middle income group.

Maybe because Budget will whack the high income a lot, and middle income not so much. Hence this article is to set the stage to tell us middle income group is also having it tough

  • Praise 1
Link to post
Share on other sites

wah so many talk down on this 5 digit monthly income family

 

you guys must be earning 6 digit monthly income or more type

 

[thumbsup]  [sweatdrop]

 

 

  • Praise 1
Link to post
Share on other sites

$99,000 per month is 5 figure

$10,000 per month is 5 figure.

 

Go figure!

 

That's true...

 

But for the purpose of this discussion, I think everyone is just assuming that the income is around 10k.

Link to post
Share on other sites

the article is about the budget lah, after the story they talk about what the people wants in this year budget, and continue to talk about healthcare, education, etc. which is the topic in every year budget.

 

Why they choose this family and not the low income, now start to focus on middle income group. 

 

[sweatdrop]  [sweatdrop]  [sweatdrop]

 

very scare they give one chicken wing, but take back one whole chicken ! 

  • Praise 2
Link to post
Share on other sites

wah so many talk down on this 5 digit monthly income family

 

you guys must be earning 6 digit monthly income or more type

 

[thumbsup]  [sweatdrop]

 

Sifu.

 

My response is from the perspective of someone who is spending way less than them - that's why I know it is possible.

 

Of course, my kid hasn't reached "tuition" age yet la.

Link to post
Share on other sites

wah so many talk down on this 5 digit monthly income family

 

you guys must be earning 6 digit monthly income or more type

 

[thumbsup][sweatdrop]

Yes with decimal point. Happy?

 

900.00 pm.

Ok need to start work now. Other my five figure 999.99 pm salary also gone with the wind..

 

Some of you already stop work. Good life. Me still have to slaugh it out..government please help me..

 

 

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share

×
×
  • Create New...