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Kusje

Kusje

Supersonic
  On 7/29/2016 at 12:51 AM, Pinobii said:

Btw whats the auditor doing? Kooning huh

 

You might be confused about to job of the auditor leh.

 

They come in once in a while and check just a small portion of the financial transactions and then subsequently certify the financial reports (even this is done with caveats). How will they know which big clients will pull or delay their project or which investors will suddenly pull out of the deal?

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Lala81

Lala81

Hypersonic
  On 7/29/2016 at 12:27 AM, Mustank said:

Ocbc dbs tio swibe :grin:

 

it's dbs and UOB. not ocbc. Ocbc just has exposure to O&G but not swiber in particular.

  On 7/28/2016 at 2:25 PM, Enye said:

history liao.... total loss for those holding on to Swiber

 

those with other sg marine stocks better cut asap

 

probably all 3 local banks would have some exposure, just more or less

 

 

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Mustank

Mustank

Hypersonic
  On 7/29/2016 at 1:11 AM, Lala81 said:

it's dbs and UOB. not ocbc. Ocbc just has exposure to O&G but not swiber in particular.

 

 

my friend kana.

 

Since I'm an STI ETF holder, guess I'm a tiny shareholder as well :mellow:

Whoops!

 

98 time, dbs kena owe money deep deep by regional

Who come to the rescue? [sly]

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Kusje

Kusje

Supersonic
  On 7/29/2016 at 1:16 AM, Mustank said:

Whoops!

 

98 time, dbs kena owe money deep deep by regional

Who come to the rescue? [sly]

 

Us?  [:p]

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Lala81

Lala81

Hypersonic
  On 7/29/2016 at 1:16 AM, Mustank said:

Whoops!

 

98 time, dbs kena owe money deep deep by regional

Who come to the rescue? [sly]

 

lol. old news.

Even Morgan stanley and GS needed to be supported during 2008.

 

Now u can see DBS/POSB hardly ever got good FD promotion. Means they don't need the cash.

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Beregond

Beregond

Supersonic
  On 7/28/2016 at 1:13 PM, Volvobrick said:

Everywhere not doing well.

 

Now even garmen also bo lui liao - Latest GIC 20 year return drop 0.9% (means 1 year return must be NEGATIVE 18%).  Both Temasek and GIC nothing to contribute to the budget....

 

They will come after us for money. Starting with petrol duties and carpark charges. [bigcry]

well i already receive letter.

 

my worker levy is going up after ajustment :that-dood-is-up-to-something:

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Kusje

Kusje

Supersonic
  On 7/29/2016 at 1:19 AM, Lala81 said:

lol. old news.

Even Morgan stanley and GS needed to be supported during 2008.

 

Now u can see DBS/POSB hardly ever got good FD promotion. Means they don't need the cash.

 

Last year they gave me 1.88% for 1 year deposit (the min sum was quite low - maybe 20k? Max sum was high also. 500k or 1 mil).

By the way, my current housing loan is based on SIBOR. Current rate I am being charged is 1.53%.

 

I think my FDs are giving me more than this so effectively, the banks are paying me to loan from them  :D

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Little_prince

Little_prince

Supersonic
  On 7/29/2016 at 1:11 AM, Lala81 said:

it's dbs and UOB. not ocbc. Ocbc just has exposure to O&G but not swiber in particular.

 

my friend kana.

 

Since I'm an STI ETF holder, guess I'm a tiny shareholder as well  :mellow:

swiber is part of STI meh? what has etf gotta do with it?

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Lala81

Lala81

Hypersonic
(edited)
  On 7/29/2016 at 1:23 AM, Kusje said:

Last year they gave me 1.88% for 1 year deposit (the min sum was quite low - maybe 20k? Max sum was high also. 500k or 1 mil).

By the way, my current housing loan is based on SIBOR. Current rate I am being charged is 1.53%.

 

I think my FDs are giving me more than this so effectively, the banks are paying me to loan from them  :D

 

I'm at low 2 percent. 

Peasant housing they charge more  [:p]

 

FDs rates have decreased significantly recently. Only SBI is offering 1.7% for 1 year. In fact only the funny banks/institutions like RHB, SBI, Sing Finance etc have better rates. Maybank/UOB/OCBC is at 1.4-1.5%

  On 7/29/2016 at 1:27 AM, Little_prince said:

swiber is part of STI meh? what has etf gotta do with it?

 

My mistake. 

Realised that after i typed. Haha was trying to console my friend who's a swiber shareholder.

Edited by Lala81
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Celicar

Celicar

Turbocharged
  On 7/28/2016 at 12:58 PM, Watwheels said:

Go into education sector in Singapore is the best. Or pharmaceutical, sell drugs. LoL...

 

Aging population, more ppl need medicine.

Nope. Be liquidator is the best.

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RadX

RadX

Moderator
  On 7/28/2016 at 12:58 PM, Watwheels said:

Go into education sector in Singapore is the best. Or pharmaceutical, sell drugs. LoL...

 

Aging population, more ppl need medicine.

 

 

undertaker lah.....Ang Chin Moh shd list on the exchange...hahaha

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Fuelsaver

Fuelsaver

Supercharged
  On 7/28/2016 at 10:16 AM, Kusje said:

means play w words, like ponding but not flooding.

  On 7/28/2016 at 12:45 PM, Kangadrool said:

I am sitting home for more than half a year liao. No Rolex to sell even!!! [sweatdrop]  [sweatdrop]  [sweatdrop]

sit half a year not simple, no lolex can sell cars n properties.

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Sunny

Sunny

Hypersonic
  On 7/29/2016 at 12:51 AM, Pinobii said:

Btw whats the auditor doing? Kooning huh

 

 

unfortunately, company is paying to the auditor..

so........ [lipsrsealed]

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Ktglfc

Ktglfc

Hypersonic
  On 7/29/2016 at 1:16 AM, Mustank said:

Whoops!

 

98 time, dbs kena owe money deep deep by regional

Who come to the rescue? [sly]

 

 

That's the worrying part ... from our own pocket money ... oh no !

  On 7/29/2016 at 1:29 AM, Ttl1976 said:

is time for me to buy some dbs and uob shares

 

 

Don't think its the time yet ... just wait awhile more...

Hopefully can see dbs below 14.80, and ocbc below 8.4 ...

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Ttl1976

Ttl1976

5th Gear
  On 7/29/2016 at 2:14 AM, Ktglfc said:

That's the worrying part ... from our own pocket money ... oh no !

 

 

 

Don't think its the time yet ... just wait awhile more...

Hopefully can see dbs below 14.80, and ocbc below 8.4 ...

I will start nipping at 15 and 8.6
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Enye

Enye

Hypersonic
(edited)
  On 7/29/2016 at 1:27 AM, Lala81 said:

I'm at low 2 percent. 

Peasant housing they charge more  [:p]

 

FDs rates have decreased significantly recently. Only SBI is offering 1.7% for 1 year. In fact only the funny banks/institutions like RHB, SBI, Sing Finance etc have better rates. Maybank/UOB/OCBC is at 1.4-1.5%

 

My mistake. 

Realised that after i typed. Haha was trying to console my friend who's a swiber shareholder.

 

mai complain hor

 

i paid 2.6% for entire tenure

 

[bigcry]

Edited by Enye
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