Help needed- Loss of car usage claim

[Oxygen89]

Hi everyone,

 

Was involved in a traffic accident where the other party is at fault (clear cut case), lorry bang me from behind at a slip road. My sedan car become hatchback now.

Car left with 7months (market value after scrap value about 6k), repair cost estimated by AD to be at 13k-15k. Seems like 3rd party insurer will choose to write off the car.

However, my workshop is saying that i cannot claim loss of car usage (courtesy car) from 3rd party insurer until they approve the claim.

Which may take weeks or even month.

 

Is this the norm?

Any advice is appreciated. Thanks!

[Emils]

You might want to try asking around a few more workshops.

[Jungus]

I don't see why not... The whole trouble is you guys want to rely on these workshops for everything...

[IronIIoxide]

You want to check with your Agent if he can help you to fight for courtesy car?

 

Which insurance company are you insured with?

[Kurty]

  On 4/25/2016 at 8:25 AM, Oxygen89 said:

Hi everyone,

 

Was involved in a traffic accident where the other party is at fault (clear cut case), lorry bang me from behind at a slip road. My sedan car become hatchback now.

Car left with 7months (market value after scrap value about 6k), repair cost estimated by AD to be at 13k-15k. Seems like 3rd party insurer will choose to write off the car.

However, my workshop is saying that i cannot claim loss of car usage (courtesy car) from 3rd party insurer until they approve the claim.

Which may take weeks or even month.

 

Is this the norm?

Any advice is appreciated. Thanks!

 

what rubbish is that..

 

pardon me..

 

my car was due for expiry when I met an accident, similar case to yours.

yet I still get my compensation and claim.

reason is simple, I just tell them I want to renew my coe. what's wrong with that.

[A_korusawa]

you sure the workshop will not claim car loss behind your back!!!

care to share which bloody workshop?

 

[Sci10213]

  On 4/25/2016 at 8:25 AM, Oxygen89 said:

Hi everyone,

 

Was involved in a traffic accident where the other party is at fault (clear cut case), lorry bang me from behind at a slip road. My sedan car become hatchback now.

Car left with 7months (market value after scrap value about 6k), repair cost estimated by AD to be at 13k-15k. Seems like 3rd party insurer will choose to write off the car.

However, my workshop is saying that i cannot claim loss of car usage (courtesy car) from 3rd party insurer until they approve the claim.

Which may take weeks or even month.

 

Is this the norm?

Any advice is appreciated. Thanks!

 

Confirm 100% can claim.

 

It is just a matter of "can claim how much".

[13177]

Your sedan car become hatchback now? So serious eh?