NFC-enabled smartphones to make payment

[Mustank]

  On 3/29/2016 at 2:51 PM, Turboflat4 said:

What does the ruling party name stand for again?

Hahahahaha

[Ktglfc]

As long as there is no security issues, I am willing to try ...

 

But hor, you guys can try it out first ... and once iron out all the minor issues, then I will jump in

[Nzy]

Good for those that don't take trains much la. My grandparents hardly take the train. They always take the bus or taxis when they need to travel so they find it a hassle to have to go to train station to top-up ez-lnk card.

[Kopites]

  On 3/30/2016 at 12:23 AM, Ktglfc said:

As long as there is no security issues, I am willing to try ...

 

But hor, you guys can try it out first ... and once iron out all the minor issues, then I will jump in

Go hardware probaby you will get a better response. Here all ah pek. Can't even get the posting on mcf right. You see so often many duplicated posts. Can't even manage the smart phone touch screen correctly.

[Ahwhye]

I thought pple have been using the ezlink card inside the phone case, and just tap the phone niah....with a little help from something like this http://list.qoo10.sg/item/ANTI-MAGNETIC-STICKER-FOR-EZLINK/416607732,

 

now want $ for new sim and activation fee? mlmlwm....

[Nzy]

  On 3/30/2016 at 1:50 AM, Ahwhye said:

I thought pple have been using the ezlink card inside the phone case, and just tap the phone niah....with a little help from something like this http://list.qoo10.sg/item/ANTI-MAGNETIC-STICKER-FOR-EZLINK/416607732,

 

now want $ for new sim and activation fee? mlmlwm....

 

If no case, cannot use ma. I don't use phone with case. But I rmb that since my secondary school days, Many of my classmates cut their EZ-link card and sand it down to the chip only. Then can put inside the phone or keychain.

[Lala81]

  On 3/29/2016 at 2:50 PM, Kb27 said:

I think the "free" is many years ago.

 

A few weeks ago, I tried the ezlink app. It wanted another 30 cents for convenience fee.

So I stopped and went to the station to top up instead.

 

my wife has the card reader at home.

She tops up her ezlink card from there. Think 50 cents fee.

But worth the $, cos she never goes to the bus interchange or MRT station.

[Adrianli]

  On 3/30/2016 at 3:08 AM, Lala81 said:

my wife has the card reader at home.

She tops up her ezlink card from there. Think 50 cents fee.

But worth the $, cos she never goes to the bus interchange or MRT station.

 

That is hardcore!!!

 

My $10 top up on my ezlink card usually last me 6 months!!! Seldom use it. I top up my cash card more often.

[SG_Stig]

  On 3/30/2016 at 3:04 AM, Nzy said:

If no case, cannot use ma. I don't use phone with case. But I rmb that since my secondary school days, Many of my classmates cut their EZ-link card and sand it down to the chip only. Then can put inside the phone or keychain.

Can sand the ezilink card? That's something new! I shall try it soon. :)

[Lala81]

  On 3/30/2016 at 3:34 AM, Adrianli said:

That is hardcore!!!

 

My $10 top up on my ezlink card usually last me 6 months!!! Seldom use it. I top up my cash card more often.

 

she just takes the bus to the kindergarten and back sometimes. Or sometimes she goes bring my kids gai gai around the neighbourhood town.

[Aidan]

  On 3/30/2016 at 1:50 AM, Ahwhye said:

I thought pple have been using the ezlink card inside the phone case, and just tap the phone niah....with a little help from something like this http://list.qoo10.sg/item/ANTI-MAGNETIC-STICKER-FOR-EZLINK/416607732,

 

now want $ for new sim and activation fee? mlmlwm....

I have been doing this, I use it to pay for fast food and my backup card for my IU cash card. Best part, I can top up on the go.

 

 

[Jman888]

  On 3/30/2016 at 4:23 AM, Aidan said:

I have been doing this, I use it to pay for fast food and my backup card for my IU cash card. Best part, I can top up on the go.

 

 

 

 

 

i always thought the two card are conflicting so cannot be put together that the sensor will not detect the ezlink.

[Jman888]

seem like everything thing must involve Apple    

 

 

  Quote

New NFC-enabled SIM cards may not take off for now: DBS Research

Jacquelyn Cheok

Thursday, Mar 31, 2016

 

Commuters can now tap their smartphones compatible with Near Field Communication (NFC) to pay their transport fares on buses and trains, just like using an ez-link card.

Photo: The Straits Times

 

SINGAPORE - It may be a while before the newly introduced NFC (Near-Field Communication)-enabled SIM cards become widely used in Singapore, but this is unlikely to impact the three telcos, DBS Group Research said in a note on Wednesday.

 

Reacting to Tuesday's unveiling of these SIM cards, which let users pay for bus or train rides and shopping by tapping their NFC-enabled smartphones at over 30,000 EZ-Link acceptance points, DBS analyst Sachin Mittal said one reason the cards will not take off for now is that they are incompatible with the iPhone - which commands more than a third of the smartphone market in Singapore. The SIM cards can be used in 19 smartphone models, including those of LG, Samsung and Sony.

 

NFC comprises a set of communication protocols that enable two electronic devices - one of which is usually a portable device such as a smartphone - to establish communications by setting them near each other.

 

The iPhone supports only Apple Pay, a mobile payment and digital wallet service by Apple. iPhone users will thus see no reason to fork out nearly S$40 for each of these SIM cards.

 

Apple Pay has been "quite successful" in the US for its user-friendliness and security features, said Mr Mittal, who pointed out that Apple Pay makes contactless payments secure with "Touch ID" authentication. "Even if an iPhone is lost, it cannot be misused by anyone; a lost Visa payWave card, on the other hand, can be used by anyone."

 

He added that NFC-enabled payments do not add any security feature to the user's EZ-Link card; Apple Pay, on the other hand, offers security to credit-card transactions, "so we do not see that the NFC-enabled SIM-based payments will be widely used".

 

 

 

 

[Maxus-MIFA9]

What if someone goes too near to the 'reader' with his/her handphone in hand and suddenly 'peep' & cash deducted ?    

 

30,000 outlets and can be anywhere ....

 

Especially those ladies who's HP in their handbag and come too close to the 'reader' or guys who have their HP in their back pocket ....

[Maxus-MIFA9]

Don't add anymore card to my wallet .....

 

Why can't I have one card for all ....

 

 

Yahoo : Here’s why new NFC SIM cards may flop in Singapore

 

The service is too costly.

 

Singapore’s telco operators recently unveiled new NFC-powered SIM cards, which will allow commuters to pay fares using their mobile phones. The SIM cards will also be accepted at 30,000 ez-link terminals across the island.

 

However, the new SIM cards might fail to gain enough popularity because of several stumbling blocks, according to a report by DBS.

 

The report noted that the popularity of iPhones in Singapore is a big hurdle to the rise of the new SIM cards. The NFC-powered SIM cards are incompatible with iPhones, which only support Apple Pay and make up a third of mobile phone sales in the country.

 

DBS also highlighted that ez-link is not accepted at 7-11 stores and many other retail outlets, which prefer NETS and credit cards.

Apart from these hurdles, the cards are also extremely expensive at $37.50 apiece.

 

“EZ-link is not widely popular for retail transactions even in Singapore. Plus NFC enabled payment is not adding any security feature to the ez-link card while “Apple Pay” adds security to credit card transactions. So we do not see that the NFC enabled SIM based payments will be widely used. Anyway, telcos may not get much commission out of the transactions, as the bulk may go to ez-link for its

large customer base using it for buses and trains,” the report noted.

 

 

link : https://sg.finance.yahoo.com/news/why-nfc-sim-cards-may-081200227.html

 

 

Let's see apart form the norm like NRIC & driving licence :

 

1) 3 credit cards - at least from 3 different banks or some will have 3 different companies like, Master, Visa, Dinner's

2) bank card - for cash-on-line machines (depending on the number of bank accounts you have)

3) cash cards - at least 1 (one for standby and the other inside car in-vehicle unit)

4) Kopithiam card - those with kopithiam card got 10% discount on food

5) Passion card - use in Giant hypermarket, Cold Storage, Guardian pharmacy,.... etc. 

6) Gain City card - members discount

7) NTUC card - earn link points

8) PLUS card - paying MY highway toll

9) Access card - to enter office door

10) Pioneer Generation Card - for those above 65 

11) Private Clinic card - see your personal private doctor at private clinic

12) Ikea Card - free coffee or drinks for members and also discount

13) Challenger's card - members discount and credit points

14) Spa card - membership

15) OG card - member's discount

16) E-Z link card - to take buses or MRT

17) RWS - membership card (casino)

18) MBS - membership card (casino)

19) Western Union card - for maid to send money back

 

(petrol cards just in case fuel running low and couldn't find your liking petrol kiosk around)

 

20) Shell card - petrol discount and receive points to exchange products or fuel

21) Esso card - petrol discount

22) SPC card - petrol discount

 

 

23) Golden Village card - movie tickets discount

24) SICC card - membership

25) SAFRA card - to use the SAFRA facilities

 

 

 

                       

 

 

 

 

Edited April 1, 2016 by Picnic06-Biante15

[Nzy]

  On 4/1/2016 at 1:17 AM, Picnic06-Biante15 said:

Don't add anymore card to my wallet .....

 

Why can't I have one card for all ....

 

 

Yahoo : Here’s why new NFC SIM cards may flop in Singapore

 

The service is too costly.

 

Singapore’s telco operators recently unveiled new NFC-powered SIM cards, which will allow commuters to pay fares using their mobile phones. The SIM cards will also be accepted at 30,000 ez-link terminals across the island.

 

However, the new SIM cards might fail to gain enough popularity because of several stumbling blocks, according to a report by DBS.

 

The report noted that the popularity of iPhones in Singapore is a big hurdle to the rise of the new SIM cards. The NFC-powered SIM cards are incompatible with iPhones, which only support Apple Pay and make up a third of mobile phone sales in the country.

 

DBS also highlighted that ez-link is not accepted at 7-11 stores and many other retail outlets, which prefer NETS and credit cards.

Apart from these hurdles, the cards are also extremely expensive at $37.50 apiece.

 

“EZ-link is not widely popular for retail transactions even in Singapore. Plus NFC enabled payment is not adding any security feature to the ez-link card while “Apple Pay” adds security to credit card transactions. So we do not see that the NFC enabled SIM based payments will be widely used. Anyway, telcos may not get much commission out of the transactions, as the bulk may go to ez-link for its

large customer base using it for buses and trains,” the report noted.

 

 

link : https://sg.finance.yahoo.com/news/why-nfc-sim-cards-may-081200227.html

 

 

Let's see apart form the norm like NRIC & driving licence :

 

1) 3 credit cards - at least from 3 different banks or some will have 3 different companies like, Master, Visa, Dinner's

2) bank card - for cash-on-line machines (depending on the number of bank accounts you have)

3) cash cards - at least 1 (one for standby and the other inside car in-vehicle unit)

4) Kopithiam card - those with kopithiam card got 10% discount on food

5) Passion card - use in Giant hypermarket, Cold Storage, Guardian pharmacy,.... etc. 

6) Gain City card - members discount

7) NTUC card - earn link points

8) PLUS card - paying MY highway toll

9) Access card - to enter office door

10) Pioneer Generation Card - for those above 65 

11) Private Clinic card - see your personal private doctor at private clinic

12) Ikea Card - free coffee or drinks for members and also discount

13) Challenger's card - members discount and credit points

14) Spa card - membership

15) OG card - member's discount

16) E-Z link card - to take buses or MRT

17) RWS - membership card (casino)

18) MBS - membership card (casino)

19) Western Union card - for maid to send money back

 

(petrol cards just in case fuel running low and couldn't find your liking petrol kiosk around)

 

20) Shell card - petrol discount and receive points to exchange products or fuel

21) Esso card - petrol discount

22) SPC card - petrol discount

 

 

23) Golden Village card - movie tickets discount

24) SICC card - membership

25) SAFRA card - to use the SAFRA facilities

 

 

 

                       

https://onlycoin.com/

 

Try this. I have seen someone using this before in the US. Don't know if it works in Singapore or not. Looks good for those who have lots of credit/debit cards.

Edited April 1, 2016 by Nzy

[Kusje]

1. Petrol cards - I leave in car

2. ATM Card - I only keep my main one and it is also one of my credit cards (POSB everyday)

3. Credit cards - keep 1 or 2 for outside spend and dining. Those with online discounts, I keep at home.

4. Extra cashcard - my wife keep

5. Ez-link card - these days can combine with your ATM/CC.

  On 4/1/2016 at 1:28 AM, Nzy said:

https://onlycoin.com/

 

Try this. I have seen someone using this before in the US. Don't know if it works in Singapore or not. Looks good for those who have lots of credit/debit cards.

 

You really wanna spend 30 minutes trying to convince the store clerk they can use this to swipe?

[Nzy]

  On 4/1/2016 at 1:34 AM, Kusje said:

You really wanna spend 30 minutes trying to convince the store clerk they can use this to swipe?

 

The person won't check one la. Can go through can already. My credit cards all peel until cannot see which bank and all the details but none of them questioned me before.