Jumpmanz 5th Gear December 24, 2016 Share December 24, 2016 On 12/24/2016 at 4:23 AM, SWUBIZ said: Thks for suggesting. my concern for VW is the gear box, parts and maintenance, and also the reliability. so is the merc. I have to consider these cars have already ran more than 150000km or more. will they cost the same as those Jap cars mentioned? I heard DSG gear box repair or replacement is in the 5 figure range. if that's true, then it defeat the purpose of getting a COE cars I chk sgcarmart, there is no COE jetta that's for sale, and hardly any for 2007 mod. merc C also don't have. and on the road I hardly see those VW and merc models, but still see alot of stream, wish, civic, camry. I'm still open to hear what other COE models are gd to buy. And also can anyone share what are the possible repair I have to made for both 10 yr old Wish and Stream? Thank you :) i would think it's a no brainer to opt for jap cars to renew coe. in the long run, maintenance would be cheaper. ↡ Advertisement Link to post Share on other sites More sharing options...
QQDreamer 4th Gear December 25, 2016 Share December 25, 2016 bro can share why no brainer for jap cars to renew coe? Link to post Share on other sites More sharing options...
Lala81 Hypersonic December 25, 2016 Share December 25, 2016 (edited) On 12/23/2016 at 3:58 AM, Tcx607 said: IMO, individual buying motor insurance should cater to their needs. You may customize the excess value if you think likely you won't hit someone from back cos you always keep a safe gap. Slow in accelerate and always drive with comply road speed. You definitely save a lot $$$ in coverage with good safety records. I actually support 3rd party insurance once I paid off the car loan. I installed camera front and back on the car. I can afford up front repair cost payment if accident is not major. How much cheaper can it get? My 2 year old 2.0l car fully paid up comprehensive insurance is 600+. 50% ncd. I agree I would get 3rd party for coe cars but for something within ten years I would still get comprehensive Edited December 25, 2016 by Lala81 Link to post Share on other sites More sharing options...
Halo 2nd Gear December 25, 2016 Share December 25, 2016 On 12/25/2016 at 2:18 AM, Lala81 said: How much cheaper can it get? My 2 year old 2.0l car fully paid up comprehensive insurance is 600+. 50% ncd. I agree I would get 3rd party for coe cars but for something within ten years I would still get comprehensive That seems like a very good rate for comprehensive for 2 year old car. Can you let us know who is your insurer? Link to post Share on other sites More sharing options...
Lala81 Hypersonic December 25, 2016 Share December 25, 2016 On 12/25/2016 at 4:12 AM, Halo said: That seems like a very good rate for comprehensive for 2 year old car. Can you let us know who is your insurer?Tokio Marine. Via kah motors though so I dunno if there's some tie up. Good cos i can go back to the AD. Link to post Share on other sites More sharing options...
Yeobt Supercharged December 25, 2016 Share December 25, 2016 On 12/23/2016 at 2:18 PM, SWUBIZ said: Thanks All for sharing! Here are what I've gathered for buying COE cars: - Honda Stream, Toyota Wish, Camry, Civil are models that should consider to buy - when test drive, look for any damages/leaks, any unusual noise, engine is smooth/shaky, Gearbox, Suspension, body damage, etc - ask dealer to allow the car to be check by your own mechanic/workshop or AA/STA. If don't allow, maybe something is wrong? - don't trust the ODO readings from dealers - insurance: option of comprehensive and 3rd party only. Price seems to be around $500 to less than $1000 with NCD - Road tax will increase 10% every year - set aside $3000 to $5000 for possible repair Anything I missed out? Please feel free to add to the list. I narrowed down to Honda Stream and Toyota Wish. Can anyone share what are the possible repairs, replacement and cost that may be expected specifically for these 2 models which are 10 yr old? Honda Stream - ??? Toyota Wish - ??? Thank you :) IMO, our road surface and weather condition are good for cars to go for another few decades if they are properly maintained. - Honda Stream, Toyota Wish, Camry, Civil are models that should consider to buy - when test drive, look for any damages/leaks, any unusual noise, engine is smooth/shaky, Gearbox, Suspension, body damage, etc open up the engine bonnet to check oil stain mark, sign of oil leak. messy wire management could means some harsh work were made. - ask dealer to allow the car to be check by your own mechanic/workshop or AA/STA. If don't allow, maybe something is wrong? - don't trust the ODO readings from dealers - insurance: option of comprehensive and 3rd party only. Price seems to be around $500 to less than $1000 with NCD 3rd party if only the car is fully paid. it's your own liability. if is under hired purchased, the finance company will purchase the insurance under fire and thief to protect their interest should your car got stolen or caught fire. doesn't cost much more, just another couple of hundreds. - Road tax will increase 10% every year this 10-50% will still make driving a COE paid car's price very affordable. - set aside $3000 to $5000 for possible repair. for normal wear and tear issues, oil leaking, changing of small parts $1000-$2000 can fix many things and can last you for many years on an old car already. if the engine is seriously damaged, $2000-3000 can get it replace for another recon engine. all you need is to know a reliable workshop. good luck and don't think too much. 3 Link to post Share on other sites More sharing options...
Halo 2nd Gear December 26, 2016 Share December 26, 2016 On 12/25/2016 at 5:23 AM, Lala81 said: Tokio Marine. Via kah motors though so I dunno if there's some tie up. Good cos i can go back to the AD. Oh, so maybe there is some additional discount because of kah? I know Merc insurance tie-up has discount for first 3 years if you sue their insurer. Not sure if other Ads practice this too. $600+ comprehensive with Tokio Marine is a very good rate! Congrats, bro! BTW, my colleague got $800+ for 2nd year for his Audi A3 which I thought was very good too. Maybe insurance rates are coming down? Link to post Share on other sites More sharing options...
Kurty Supercharged December 28, 2016 Author Share December 28, 2016 On 12/23/2016 at 7:03 AM, Roh96 said: I thot I read somewhere that u renewed your COE. yes, I did. want to upgrade to sedan. family's needs Link to post Share on other sites More sharing options...
Kangadrool Supersonic December 28, 2016 Share December 28, 2016 quite cheap already. Even a few dollars lesser, you might want the hassle of changing or deal with different T&Cs. On 12/25/2016 at 2:18 AM, Lala81 said: How much cheaper can it get?My 2 year old 2.0l car fully paid up comprehensive insurance is 600+. 50% ncd.I agree I would get 3rd party for coe cars but for something within ten years I would still get comprehensive Link to post Share on other sites More sharing options...
Lala81 Hypersonic December 28, 2016 Share December 28, 2016 On 12/28/2016 at 2:16 AM, Kangadrool said: quite cheap already. Even a few dollars lesser, you might want the hassle of changing or deal with different T&Cs. yeah they sent me the renewal form, I'm like ... ok even cheaper than last year. Just email reply with a signed form. Hassle free. Even my old altis never got such prices. Link to post Share on other sites More sharing options...
Sktan10 5th Gear December 28, 2016 Share December 28, 2016 On 12/23/2016 at 2:18 PM, SWUBIZ said: Thanks All for sharing! Here are what I've gathered for buying COE cars: - Honda Stream, Toyota Wish, Camry, Civil are models that should consider to buy - when test drive, look for any damages/leaks, any unusual noise, engine is smooth/shaky, Gearbox, Suspension, body damage, etc - ask dealer to allow the car to be check by your own mechanic/workshop or AA/STA. If don't allow, maybe something is wrong? - don't trust the ODO readings from dealers - insurance: option of comprehensive and 3rd party only. Price seems to be around $500 to less than $1000 with NCD - Road tax will increase 10% every year - set aside $3000 to $5000 for possible repair Anything I missed out? Please feel free to add to the list. I narrowed down to Honda Stream and Toyota Wish. Can anyone share what are the possible repairs, replacement and cost that may be expected specifically for these 2 models which are 10 yr old? Honda Stream - ??? Toyota Wish - ??? Thank you :) Wish is more spacious than stream.And the boot is also bigger. I see more coe wish than stream on the road. My neighbour also intend to renew coe for his wish. Link to post Share on other sites More sharing options...
Dumb 4th Gear December 30, 2016 Share December 30, 2016 On 12/22/2016 at 11:48 PM, Dafansu said: Mine with AIG. $800++ for my COE vios. If 3rd party only $500++. Why so ex? Comprehensive for my sunny was $647 in the 10th year.. Then renewed coe this year and bought 3rd party insurance for $377 only. Link to post Share on other sites More sharing options...
Fuelsaver Supercharged December 30, 2016 Share December 30, 2016 would like to hear some comments about renewing coe for my korean suv, just in case i cannot find a car i like as much as this.. reasons for considering renewing coe being - - owned it long enuf to know its issues n parts r "cheap" compared to newer cars - engine n hardy 4at still smooth; feeling of assurance - everyday can start anytime i want, never left me stranded, no consume eo, no jerking, manual mode available, good space n comfortable ride - no longer have a good trade in price due to left a year only issue preventing me from renewing will be parf being forfeited, but at dep of under 7k for next 5yrs may still toy w the idea.. side note - have anyone felt they like a spartan car (hard plastics w basic functions) more than modern ones? i've a neighbor who renewed coe twice for a corolla n he really takes good care of it.. 2 Link to post Share on other sites More sharing options...
Ghostami 2nd Gear December 31, 2016 Share December 31, 2016 On 12/30/2016 at 6:03 PM, Fuelsaver said: would like to hear some comments about renewing coe for my korean suv, just in case i cannot find a car i like as much as this.. reasons for considering renewing coe being - - owned it long enuf to know its issues n parts r "cheap" compared to newer cars - engine n hardy 4at still smooth; feeling of assurance - everyday can start anytime i want, never left me stranded, no consume eo, no jerking, manual mode available, good space n comfortable ride - no longer have a good trade in price due to left a year only issue preventing me from renewing will be parf being forfeited, but at dep of under 7k for next 5yrs may still toy w the idea.. side note - have anyone felt they like a spartan car (hard plastics w basic functions) more than modern ones? i've a neighbor who renewed coe twice for a corolla n he really takes good care of it.. Spartan cars are the most durable, the lesser the electronics, the more reliable the car is in the long run. For renewing of 5 years, you have to make sure you either confirm will not need the car after 5 years or you are prepared to fork out more for both a new or 2nd hand car. 3 Link to post Share on other sites More sharing options...
Fuelsaver Supercharged December 31, 2016 Share December 31, 2016 On 12/31/2016 at 3:01 AM, Ghostami said: Spartan cars are the most durable, the lesser the electronics, the more reliable the car is in the long run. For renewing of 5 years, you have to make sure you either confirm will not need the car after 5 years or you are prepared to fork out more for both a new or 2nd hand car. tht wat i thot about spartan cars - i see interior only feel like can last almost forever lol! ceiling lining like new, dash still flawless, door trim still solid.. another concern is if car gets too "old", i wonder if stockist will still have parts for it.. cos also didn't c such cars renewed for 10yrs, max 5yrs n not many in sgcarmart.. Link to post Share on other sites More sharing options...
Sktan10 5th Gear December 31, 2016 Share December 31, 2016 On 12/31/2016 at 3:20 AM, Fuelsaver said: tht wat i thot about spartan cars - i see interior only feel like can last almost forever lol! ceiling lining like new, dash still flawless, door trim still solid.. another concern is if car gets too "old", i wonder if stockist will still have parts for it.. cos also didn't c such cars renewed for 10yrs, max 5yrs n not many in sgcarmart.. SG car mart is difference cos that's sell by dealer. 5yrs coe for them easy to sell cos looks cheaper when advertise. Just imagine,if renew 10yrs 50k,parf 10k gone plus profit 10k and sell you 75k above,you want? For we owner difference,renew 10yrs more worth cos your gone parf spread to 10yrs. Those wear and tear parts still can be find easily.Only cosmetric parts like headlamp,grill,bumper,windscreen etc sometimes difficult to find if the model is too old if one meet an accident. Link to post Share on other sites More sharing options...
Halo 2nd Gear December 31, 2016 Share December 31, 2016 On 12/24/2016 at 7:13 PM, Jumpmanz said: i would think it's a no brainer to opt for jap cars to renew coe. in the long run, maintenance would be cheaper. I bought a 9 year old Jap car and like it a lot. Well maintained by previous owner who went to AD for service and repair. Even thought of renewing COE with 4 months to go before expiry. But now, the auto transmission is suddenly intermittent and my gear lights disappear while driving and the gear kicks down to a lower level. I think a replacement will cause at least a few k. This sort of problem is completely unpredictable. Really depends on your luck. Link to post Share on other sites More sharing options...
Halo 2nd Gear December 31, 2016 Share December 31, 2016 On 12/31/2016 at 3:43 AM, Sktan10 said: SG car mart is difference cos that's sell by dealer. 5yrs coe for them easy to sell cos looks cheaper when advertise. Just imagine,if renew 10yrs 50k,parf 10k gone plus profit 10k and sell you 75k above,you want? For we owner difference,renew 10yrs more worth cos your gone parf spread to 10yrs. Those wear and tear parts still can be find easily.Only cosmetric parts like headlamp,grill,bumper,windscreen etc sometimes difficult to find if the model is too old if one meet an accident. Agree. Another thing is to be aware that if you renew for 5 years your renewed COE will expire at a time when car quotas will drop back to 25k - 30k a year from 2021- 2024 and COEs hit $90k 10 years ago when that happened. If you renew 10 years and your car is in ok condition, you can still decide to ride out this period when COEs quantity collapse. If COEs prices drop a lot in the next year or two, you can decide to scrap your car early and get back balance of your COE. ↡ Advertisement 1 Link to post Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In NowRelated Discussions
Related Discussions
COE Bidding – Feb 2025
COE Bidding – Feb 2025
Neighbour dispute
Neighbour dispute
The 2017 Alfa Romeo Giulia
The 2017 Alfa Romeo Giulia
Cars: More than Meets the Eye....
Cars: More than Meets the Eye....
Unusual or Rare Cars - Part 3
Unusual or Rare Cars - Part 3
Used Car Dealers Feedback (Part 2)!
Used Car Dealers Feedback (Part 2)!
Woman stranded after JB workshop loses her car keys: 'I will not go to M'sia for repairs anymore'
Woman stranded after JB workshop loses her car keys: 'I will not go to M'sia for repairs anymore'
Alfa Romeo winds up SG dealership (again) ((Also Jeep))
Alfa Romeo winds up SG dealership (again) ((Also Jeep))