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Toyota Sienta 2016

Panda88

By Panda88,
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Evo5sg

Evo5sg

2nd Gear

How old is the car?

My mum's previous 2 cars when around 9 to 9.5 yrs old, start having this symbols.

Honda City and Chevy Optra.

I hard revved and will go away for about a month each time.

Never go back agent as it will cost - City manual said eminent failure.

 

Can't see whats in left half. Right half reads:
エンジン engine
チェック check

 

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Limweeli

Limweeli

1st Gear
(edited)

Sharing my post in the FB group to help clear some doubts on CEVS, loan and affordability. Please use this as a reference/guide only.

 

NORMAL DEPRECIATION CALCUATION

To help the would-be owners, here's some depreciation calculation on the Sienta that you can reference while making your decision. This is the depreciation that car dealers will tell you.

 

1st batch hybrid with CEVS $15k
Price = $120k
OMV = $24k
CEVS = $15k
Rebate = ($20 + ($4k * 1.4) - $15k) / 2 = $5.3k
Dep = ($120k - $5.3k) / 10 = $11.47k / year

 

Later batch hybrid with CEVS $30k
Price = $120k
OMV = $24k
CEVS = $30k
Rebate = $5k / 2 = $2.5k (minimum is $5k)
Dep = ($120k - $2.5k) / 10 = $11.75k / year

 

1st batch high spec G with CEVS $10k
Price = $120k
OMV = $22k
CEVS = $5k
Rebate = ($20 + ($2k * 1.4) - $5k) / 2 = $8.9k
Dep = ($120k - $8.9k) / 10 = $11.11k / year

Later batch high spec G with CEVS $10k
Price = $120k
OMV = $22k
CEVS = $10k
Rebate = ($20 + ($2k * 1.4) - $10k) / 2 = $6.4k
Dep = ($120k - $6.4k) / 10 = $11.36k / year

 

Lower spec G with CEVS $10k
Price = $117k
OMV = $20k
CEVS = $10k
Rebate = ($20 + $10k) / 2 = $5k
Dep = ($117k - $5k) / 10 = $11.2k / year

 

As you can see, the depreciation is between $11-12k/year. Difference is about $600/year between the lowest and highest depreciation.

 

Note: The calculation is purely on the consumer end to get the depreciation. I am not sure how it is at dealer end but I don't think they get anything other than an indication of the CEVS from LTA for pricing purposes.

 

ADDING BANK LOAN INTEREST INTO THE MIX

Let say you take the hybrid car from 1st batch with deprecation of $11.47k/year and you are taking a 50% loan at 2.28% interest.

Loan = $60k
Interest = 2.28%
Period = 5 years (60 mths)
Interest per = $60k * 0.0228 = $1.368k / year

So "actual depreciation" for you will be $11.47k + $1.368k = $12.838k / year.

Now, the interest rates seems to have headed north to 2.78%.

Same loan with previous interest of 2.28%
Interest per = $60k * 0.0228 = $1.368k / year
Total Interest in 5 years = $1.368k * 5 = $6.48k
Monthly Installment = ($60k + $6.48k) / 60 = $1.114k / mth

Same loan with new interest of 2.78%
Interest per = $60k * 0.0278 = $1.668k / year [diff of $300 from above]
Total Interest in 5 years = $1.668k * 5 = $8.34k [diff of $1.86k]
Monthly Installment = ($60k + $8.34k) / 60 = $1.139k / mth [diff of $25]

 

In terms of affordability, this increase in interest is just add a mere $25 per month. However, when you total up the interest, it's quite sizable at $1.86k difference over 5 years.

 

WHAT ABOUT RUNNING COST LEH?
Using some ballpark assumptions ...

Road Tax = $654 / year

Assuming Auto Insurance with 20-30% NCD = $1,200 / year
Assuming 1 pump of 35L per week @ $2.2/L = (35 * 2.2) * 52 = $4,004 / year
Assuming HDB season parking open air at home = $65 * 12 = $780 / year
Assuming office season parking @ $180/mth = $180* 12 = $2160/ year
Assuming random ERP charges @ $5/day on average = $5 * 365 = $1825 / year
Assuming random parking @ $5/day on average = $5 * 365 = $1825 / year

Assuming workshop maintenance = $500 / year

Assuming wear-and-tear replacements = $500 / year (on average since they are at later part of the ownership)

Accessiors/Mods/Poisons = ???? :P

Total running cost in a year = $13.448k
Actual deprecation = $11.47k(car) + $1.368k(loan) + $13.448k(running) 

  = $26.286k / year 

  = $2.191k / mth

 

As you can see, running cost is a BIG part of owning a vehicle :) 

 

SO CAN I AFFORD IT??
Asumming we get a hybrid at $120k, with $60k bank loan at 2.28% and all the above assumptions in the running cost. These are the $$$ you need to fork out or set aside.

1-5 years
Downpayment = $60k
Payment or to set aside (i.e. wear-n-tear replacements)
  = ($1.114k * 12) [loan installment] + $13.448k [running cost]
  = $26.816k / year
  = $2,235 / mth

6-10 years
Payment or to set aside (i.e. wear-n-tear replacements)
  = $13.448k / year [running cost]
  = $1,121 / mth

 

Hope this helps potential buyers to "grow" our Sienta community :D

Edited by Limweeli
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Showster

Showster

Twincharged

Solid and comprehensive.

 

Crystal clear on costs and really aids decision-making processes!

 

Sharing my post in the FB group to help clear some doubts on CEVS, loan and affordability. Please use this as a reference/guide only.

 

NORMAL DEPRECIATION CALCUATION

To help the would-be owners, here's some depreciation calculation on the Sienta that you can reference while making your decision. This is the depreciation that car dealers will tell you.

 

1st batch hybrid with CEVS $15k
Price = $120k
OMV = $24k
CEVS = $15k
Rebate = ($20 + ($4k * 1.4) - $15k) / 2 = $5.3k
Dep = ($120k - $5.3k) / 10 = $11.47k / year

 

Later batch hybrid with CEVS $30k
Price = $120k
OMV = $24k
CEVS = $30k
Rebate = $5k / 2 = $2.5k (minimum is $5k)
Dep = ($120k - $2.5k) / 10 = $11.75k / year

 

1st batch high spec G with CEVS $10k
Price = $120k
OMV = $22k
CEVS = $5k
Rebate = ($20 + ($2k * 1.4) - $5k) / 2 = $8.9k
Dep = ($120k - $8.9k) / 10 = $11.11k / year

Later batch high spec G with CEVS $10k
Price = $120k
OMV = $22k
CEVS = $10k
Rebate = ($20 + ($2k * 1.4) - $10k) / 2 = $6.4k
Dep = ($120k - $6.4k) / 10 = $11.36k / year

 

Lower spec G with CEVS $10k
Price = $117k
OMV = $20k
CEVS = $10k
Rebate = ($20 + $10k) / 2 = $5k
Dep = ($117k - $5k) / 10 = $11.2k / year

 

As you can see, the depreciation is between $11-12k/year. Difference is about $600/year between the lowest and highest depreciation.

 

Note: The calculation is purely on the consumer end to get the depreciation. I am not sure how it is at dealer end but I don't think they get anything other than an indication of the CEVS from LTA for pricing purposes.

 

ADDING BANK LOAN INTEREST INTO THE MIX

Let say you take the hybrid car from 1st batch with deprecation of $11.47k/year and you are taking a 50% loan at 2.28% interest.

Loan = $60k
Interest = 2.28%
Period = 5 years (60 mths)
Interest per = $60k * 0.0228 = $1.368k / year

So "actual depreciation" for you will be $11.47k + $1.368k = $12.838k / year.

Now, the interest rates seems to have headed north to 2.78%.

Same loan with previous interest of 2.28%
Interest per = $60k * 0.0228 = $1.368k / year
Total Interest in 5 years = $1.368k * 5 = $6.48k
Monthly Installment = ($60k + $6.48k) / 60 = $1.114k / mth

Same loan with new interest of 2.78%
Interest per = $60k * 0.0278 = $1.668k / year [diff of $300 from above]
Total Interest in 5 years = $1.668k * 5 = $8.34k [diff of $1.86k]
Monthly Installment = ($60k + $8.34k) / 60 = $1.139k / mth [diff of $25]

 

In terms of affordability, this increase in interest is just add a mere $25 per month. However, when you total up the interest, it's quite sizable at $1.86k difference over 5 years.

 

WHAT ABOUT RUNNING COST LEH?
Using some ballpark assumptions ...

Road Tax = $654 / year

Assuming Auto Insurance with 20-30% NCD = $1,200 / year
Assuming 1 pump of 35L per week @ $2.2/L = (35 * 2.2) * 52 = $4,004 / year
Assuming HDB season parking open air at home = $65 * 12 = $780 / year
Assuming office season parking @ $180/mth = $180* 12 = $2160/ year
Assuming random ERP charges @ $5/day on average = $5 * 365 = $1825 / year
Assuming random parking @ $5/day on average = $5 * 365 = $1825 / year

Assuming workshop maintenance = $500 / year

Assuming wear-and-tear replacements = $500 / year (on average since they are at later part of the ownership)

Accessiors/Mods/Poisons = ???? :P

Total running cost in a year = $13.448k
Actual deprecation = $11.47k(car) + $1.368k(loan) + $13.448k(running) 

  = $26.286k / year 

  = $2.191k / mth

 

As you can see, running cost is a BIG part of owning a vehicle :) 

 

SO CAN I AFFORD IT??
Asumming we get a hybrid at $120k, with $60k bank loan at 2.28% and all the above assumptions in the running cost. These are the $$$ you need to fork out or set aside.

1-5 years
Downpayment = $60k
Payment or to set aside (i.e. wear-n-tear replacements)
  = ($1.114k * 12) [loan installment] + $13.448k [running cost]
  = $26.816k / year
  = $2,235 / mth

6-10 years
Payment or to set aside (i.e. wear-n-tear replacements)
  = $13.448k / year [running cost]
  = $1,121 / mth

 

Hope this helps potential buyers to "grow" our Sienta community :D

 

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Ahsiong

Ahsiong

Neutral Newbie

Just came across this forum here in MCF and glad to know that some have taken delivery of their new Sienta. 

Also got to know that there is a new facebook for Sienta. 

 

Just to let you all know there is an existing forum at 

which has been going on for quite a few years with some info related to Sienta categorized into different discussion boards.

Maybe you might want to drop by to have a look.

 

P.S: I am posting this not to pull the audience away from this discussion or the FB group. 

Just want to let you all know in case you can find any useful info at http://sgsienta.proboards.com

 

 

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Porche

Porche

5th Gear

I did join the Sienta forums but not much discussion there so I went ahead to create a FB group. Do drop by if you can!

.

Cos most of the owners have change their rides. Only a few weeks of us is active there

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Kteokteo

Kteokteo

1st Gear

Seems more quiet here. Because more shifted to Sienta Club in facebook?

yes that's right, but whoever interested to find out more about sienta can post here and I'm sure many helpful bros here can help :)

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EddieTan_144369

EddieTan_144369

2nd Gear

Hi,

 

 I'm looking for a small size MPV hence looking at Sienta. However, notice it doesn't have 2nd and 3rd row air-con. Is this going to be an issue especially for 3rd row? Any bro with Sienta can advise? Seems like for small size MPV, only Avanza and Mobilio have roof mounted aircon for 2nd and 3rd row. However, the styling and build quality cannot justify its price for both.

 

 

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Zacer

Zacer

Clutched

Hi,

 

I'm looking for a small size MPV hence looking at Sienta. However, notice it doesn't have 2nd and 3rd row air-con. Is this going to be an issue especially for 3rd row? Any bro with Sienta can advise? Seems like for small size MPV, only Avanza and Mobilio have roof mounted aircon for 2nd and 3rd row. However, the styling and build quality cannot justify its price for both.

No issue thus far for 3row. Aircon on 3-4bar is enough. Join the sienta FB to find out more as there are constant feedback from owners be it hybrid or petrol model.
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TonyAng_70952

TonyAng_70952

Neutral Newbie

Hi guys...im a 2008 sienta owner and going to change it to G model soon....hope to catch you guys on the road...CHEERS!

 

Btw, I have requested for FB group... can help to approve my request... thanks!

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Zfuyuan

Zfuyuan

1st Gear

Hi guys...im a 2008 sienta owner and going to change it to G model soon....hope to catch you guys on the road...CHEERS!

 

Btw, I have requested for FB group... can help to approve my request... thanks!

Hi Tony, saw your name in the group.. Let us know if you have any issues seeing the contents. :)
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