Pocus Turbocharged July 29, 2015 Share July 29, 2015 (edited) if it is a rite of passage then the money is meant to be wasted good advice will just fall on deaf ears But still ok to advise. Whether listen or not is another thing. When I got my first car, I wanted to change rims. Not just change but upsize the rims too. My dad advise me against this and say stock rim is the best. I when ahead and change to cheap rims, was disillusioned for years till I finally admit that my rims, besides looking nice, sucks balls in terms of balance and FC. After all these years, my dad is right! I asked him and he said he did the same thing when he got his first car, a 1st gen civic. He only advice but din stop me cos he felt I should learn from it first hand. Lol.. Edited July 29, 2015 by Pocus ↡ Advertisement Link to post Share on other sites More sharing options...
Cboonh 2nd Gear July 29, 2015 Share July 29, 2015 For age 35 to 40, around 1.3k Hey Pocus, understand that you have a quote of about 1.3k for the inhouse AIG insurance. Do you know what the excess is? I asked the SE and he quoted me 1.4k excess which is quite shocking to me. Not sure if this is normal. TIA. Link to post Share on other sites More sharing options...
jedi2804 Neutral Newbie July 29, 2015 Share July 29, 2015 Dear FXi owners, can share the reasons that you didn't go for FXT? Any advise would be very much helpful for my decision. Link to post Share on other sites More sharing options...
macrosszero Turbocharged July 29, 2015 Share July 29, 2015 Lower insurance Cheaper Don't need the power Don't fancy the electric tailgate Link to post Share on other sites More sharing options...
Pocus Turbocharged July 30, 2015 Share July 30, 2015 Hey Pocus, understand that you have a quote of about 1.3k for the inhouse AIG insurance. Do you know what the excess is? I asked the SE and he quoted me 1.4k excess which is quite shocking to me. Not sure if this is normal. TIA. How much did they quote you for premium? I know AIG offer 1 to 1 for first year for total loss, maybe that's why excess so high. Anyway, I'm not a fan of them but first year with no choice. Try to see if se can offset insurance for discount. I only know after first year ill kiss AIG goodbye. Link to post Share on other sites More sharing options...
Pocus Turbocharged July 30, 2015 Share July 30, 2015 (edited) Lower insurance Cheaper Don't need the power Don't fancy the electric tailgate More importantly, better FC. Want a smoothly ride and is less firm and bumpy. Don't need X-mode function. I think the option that saved the 2.0i is having most options as the XT, esp the sunroof. So it's only down to whether you need such powerful engine. It's akin to Swift and Swift Sport. Nice move there Subaru. Edited July 30, 2015 by Pocus Link to post Share on other sites More sharing options...
Cboonh 2nd Gear July 30, 2015 Share July 30, 2015 How much did they quote you for premium? I know AIG offer 1 to 1 for first year for total loss, maybe that's why excess so high. Anyway, I'm not a fan of them but first year with no choice. Try to see if se can offset insurance for discount. I only know after first year ill kiss AIG goodbye. Thanks for the reply. The quoted premium is about 1.4k, excess 1.4k I'm on 50% ncd and 5% com (Not sure if they considered this). I usually go with the AD first year insurance because there's some price offset, the difference isnt that significant, and the SE also get some commission. Win-Win. now I'm reconsidering... AFAIK, the play is with the excess to bring down the premium. In this case, high premium and damn high excess. So I went ahead and got some online quotes, excess is in the regions of $500, premium varies from high $900 to $1.2k. I think if i adjust the excess to 1.4k, I maybe able to get $800 premium? I'll go try it out later today. Any other bros can share your premium/excess quoted for XT? Greatly appreciated! Link to post Share on other sites More sharing options...
Quantum 5th Gear July 30, 2015 Share July 30, 2015 Dear FXi owners, can share the reasons that you didn't go for FXT? Any advise would be very much helpful for my decision. I believe the major reason power is not their top priority, but they still want to enjoy reputed Subaru AWD, Boxer engine with 10k cheaper, honestly speaking, FXT attracted me by its power/AWD/Boxer engine and 5 stars safety rating, otherwise I will choose Vezel, QQ, Xtrail, Harrier, which have much better interior and equipments 2 Link to post Share on other sites More sharing options...
DomiNome Clutched July 30, 2015 Share July 30, 2015 I believe the major reason power is not their top priority, but they still want to enjoy reputed Subaru AWD, Boxer engine with 10k cheaper, honestly speaking, FXT attracted me by its power/AWD/Boxer engine and 5 stars safety rating, otherwise I will choose Vezel, QQ, Xtrail, Harrier, which have much better interior and equipments This is the exact reason i booked FXT. 2 Link to post Share on other sites More sharing options...
Laurencelau 1st Gear July 30, 2015 Share July 30, 2015 The same reasons why I bought the XT too. The power must be there when I need it. Furthermore, price wise acceptable. 1 Link to post Share on other sites More sharing options...
Whitemondeo 1st Gear July 30, 2015 Share July 30, 2015 Let see how many kaki here (including potential new owners) starting with me; 1) Whitemondeo/ Satin White Pearl/ 2014 - XT 2) 3) 4) 5) 6) 7) Please con't Link to post Share on other sites More sharing options...
Cboonh 2nd Gear July 30, 2015 Share July 30, 2015 Here we go again! List of Forester Owners 1) Whitemondeo/ Satin White Pearl/ 2014 - XT 2) cboonh/ Satin White Pearl/ XT (still waiting for ride) 3) 4) 5) 6) 7) Link to post Share on other sites More sharing options...
kingfisher1688 2nd Gear July 30, 2015 Share July 30, 2015 Here we go again! List of Forester Owners 1) Whitemondeo/ Satin White Pearl/ 2014 - XT 2) cboonh/ Satin White Pearl/ XT (still waiting for ride) 3) Kingfisher/Dark Metallic Grey/Premium (collecting in early Aug) 4) 5) 6) 7) Link to post Share on other sites More sharing options...
jedi2804 Neutral Newbie July 30, 2015 Share July 30, 2015 More importantly, better FC. Want a smoothly ride and is less firm and bumpy. Don't need X-mode function. I think the option that saved the 2.0i is having most options as the XT, esp the sunroof. So it's only down to whether you need such powerful engine. It's akin to Swift and Swift Sport. Nice move there Subaru. Thanks for sharing, really appreciate that! But I thought it is AWD and heavy body contributes more on FC, not turbo especially in SG road. Link to post Share on other sites More sharing options...
Laurencelau 1st Gear July 30, 2015 Share July 30, 2015 kingfisher1688Posted Today, 03:02 PM Cboonh, on 30 Jul 2015 - 2:31 PM, said: Here we go again! List of Forester Owners 1) Whitemondeo/ Satin White Pearl/ 2014 - XT 2) cboonh/ Satin White Pearl/ XT (still waiting for ride) 3) Kingfisher/Dark Metallic Grey/Premium (collecting in early Aug) 4) Laurence Lau/Ice Silver Metalic/XT (going for 2nd bidding 5th Aug) 5) 6) Link to post Share on other sites More sharing options...
Cboonh 2nd Gear July 30, 2015 Share July 30, 2015 Sharing some links found online for the forester. For folks who can't wait to get their drive (like me!), or to keep a copy for future reference. :) Owner's Manual 2016 Forester (note that this is for the canadian/us LHD models, there's other Subaru models too, their 2016 model should be MY15 models) http://m.subaru.ca/WebPage.aspx?WebSiteID=282&WebPageID=16400 2015 Forester eBrochure http://www.subaru-global.com/ebrochure/Forester/15my/KE/ Link to post Share on other sites More sharing options...
Dtsw Neutral Newbie July 30, 2015 Share July 30, 2015 List of Forester Owners 1) Whitemondeo/ Satin White Pearl/ 2014 - XT 2) cboonh/ Satin White Pearl/ XT (still waiting for ride) 3) Kingfisher/Dark Metallic Grey/Premium (collecting in early Aug) 4) Laurence Lau/Ice Silver Metalic/XT (going for 2nd bidding 5th Aug) 5) Dtsw/Bronze/2015 XT 6) Link to post Share on other sites More sharing options...
Hamburger Hypersonic July 30, 2015 Share July 30, 2015 Hey Pocus, understand that you have a quote of about 1.3k for the inhouse AIG insurance. Do you know what the excess is? I asked the SE and he quoted me 1.4k excess which is quite shocking to me. Not sure if this is normal. TIA. not sure anyone responded to your query. "excess" mean when you do a own claim, you need to fork out say, $1.4k before any repair can be made. if your repair amount to 10k, you need to fork out 1.4k and the rest the insurance will take care of it. If your repair cost like bumper scratch is 500, it make no sense to self claim and further more, 30% of NCD will be written off once you claim it. ↡ Advertisement 1 Link to post Share on other sites More sharing options...
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