Credit Card Debt Solution

[Evillusion]

sometimes i think banks and credit card companies are partly to blame

 

they advertise like borrow so easy like brushing teeth and paying is not a problem like changing underwear

 

but reality is all too different

it boils down to self-discipline bro! The banks can only provide the opportunity but its up to the masses whether to borrow or not. Even my son buys things at impulse at times and usually i cowpei cowbu at some of his purchases. He recently applied for a CC just for a holiday trip and said he will cut up the card after but i told him to keep it after the trip but in his drawer just for emergencies. Its up to us as parents to drill into them the virtues of being prudent.

[Watwheels]

Question is why did it took so long to implement this? Wait until many many young ppl are in financial trouble then start to implement?

[Nhyone]

I'm surprised by the number. ~4% of unsecured debters owe 6-12 months of their annual income. And that is around 60,000 people.

 

That means 1.5mil has unsecured debt? So many?

[Throttle2]

Banks and credit cards do advertise that paying is also made easy

 

do you remember they advertise that you can transfer your debt to their own bank or credit card at a lower interest rates

 

they also advertise that your purchase can be paid by installments sometimes as long as 36 months.

 

 

 

 

 

i forgive you because you are mr cash

Alamak At first i suspect you were silly, then i always give benefit of doubt.

now i have no choice but to confirm you silly

 

None of the above you mentioned that the banks mention about paying sounds easy.

Transferring debt is NOT paying to begin with

Paying over 36 instalments is a freaking pain, not easy

 

Only idiots think its easy.

You think its easy?

 

Heh heh, case closed.

 

And Mr Cash needs no forgiveness from anyone.

Otherwise he wont be called Mr Cash.

Edited December 17, 2017 by Throttle2

[Angcheek]

boss pang chance can?

 

you want peasant to declare chap 11 or 7?

 

 

[Angcheek]

Easy or not paying back ... I think its at individual's point of view. 

 

  Christmas coming ... lets have a peaceful one .    

[Throttle2]

obviously, you are blinded by Cscbb

 

when you are desperate (clearing debt or buying beyond current means) all the options, appear easily that the person's desperate situation, hence to this person it is made easy

 

I seriously think you better go back to table wiping and leave these intellectual discussion to others

 

One day the market will teach you about your cockiness. Nobody wins all the time and your level of cockiness, seems about anytime soon. Not wishing you bad but good luck.

Thanks for you well wishes

 

*Yawn*

 

The Market only teaches cockiness to the person who is cocky against it.

I am never cocky to the Market

And you are not the Market.

 

In terms of Cockiness, we are of no difference.

I choose to speak out, you choose to keep it all inside.

 

You have a tendency to put blame and demand spoonfeeding it seems.

Everyone can see who is blinded by that fella.

Edited December 18, 2017 by Throttle2

[Evillusion]

Thanks for you well wishes

 

*Yawn*

 

The Market only teaches cockiness to the person who is cocky against it.

I am never cocky to the Market

And you are not the Market.

 

In terms of Cockiness, we are of no difference.

I choose to speak out, you choose to keep it all inside.

 

You have a tendency to put blame and demand spoonfeeding it seems.

Everyone can see who is blinded by that fella.

[RadX]

Thanks for you well wishes

 

*Yawn*

 

The Market only teaches cockiness to the person who is cocky against it.

I am never cocky to the Market

And you are not the Market.

 

In terms of Cockiness, we are of no difference.

I choose to speak out, you choose to keep it all inside.

 

You have a tendency to put blame and demand spoonfeeding it seems.

Everyone can see who is blinded by that fella. ð

 

I wish your wish for my good luck comes true.

I need to upgrade to a 4room flat in woodlands.

Also need to extend coe for my peugeot

Sigh...

Ya pls dun go woodlands

 

Go semakau better

[Throttle2]

Ok ok, i remain in yishun.

Upgrade to 4 rm so you guys wont look down on me.

[qqww1122]

hello

[Hamburger]

this is not a hotline where you can hello anytime.

[Throttle2]

Hello, is it me you’re looking for.......Lionel Ritchie

[Francis-jack]

wow virgin post come here say hello wor

[Watwheels]

Let's say "goodbye" to it.

[HarryKane]

Well the best way is to ask the credit card provider to stop snowballing the interest and on our side we need to cancel and stop using any credit cards then slowly pay back what is owe to the bank

[Ysc3]

just now I made a payment to my credit card ... after the transaction was complete, then I realized that I paid short of $1.04

 

so I quickly logged in and made the balance payment for my card.

 

question : if I did not notice I short the $1.04, will the bank charge me interest for it ?

 

coz last time my colleague short pay $10 and the bank called up my company to look for him !! the bank kenah my friend "F" good good ... and then cancelled his card after that.

[Angcheek]

just now I made a payment to my credit card ... after the transaction was complete, then I realized that I paid short of $1.04

 

so I quickly logged in and made the balance payment for my card.

 

question : if I did not notice I short the $1.04, will the bank charge me interest for it ?

 

coz last time my colleague short pay $10 and the bank called up my company to look for him !! the bank kenah my friend "F" good good ... and then cancelled his card after that.

Yes they will likely . Citi charge me 100 for 8 balance ... i call up to wave