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A noob qns about car loan


M3e92
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Well, I'm not sure. Some dealers are telling us this story that getting car loan now is very hard and strict etc. I'm not that young but still able to take bus and mrt.. I've been doing that but as my job do requires traveling, taking the public transport isn't very convenient at times when you need to go to places "where life does not exist"

 

For those places "where life does not exist" just take a cab. Still cheaper than getting a car. Unless you have to go to these kind of places many times a day.

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Well, I'm not sure. Some dealers are telling us this story that getting car loan now is very hard and strict etc. I'm not that young but still able to take bus and mrt.. I've been doing that but as my job do requires traveling, taking the public transport isn't very convenient at times when you need to go to places "where life does not exist"

 

That's just an excuse to screw you and not sell you the car. Just ask them to apply for the loan and see if it's approved. Are you able to put down 40-50% of the car price in cash? If you are, I don't see why the loan would be a problem.

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