Anyone familiar with buying Singapore Government Bonds?

[Fivegear]

Hi, i am a newbie in investment.

 

Are there any SGS right now which i can invest and will give a coupon rate of > 3% with maturity in 2 years?

 

Thanks in advance for all advises.

[Throttle2]

No SG govvy can give you >3% with 2 yr maturity.

 

Maybe 10yr maturity possible...

[inlinesix]

  On 5/13/2014 at 3:19 PM, Throttle2 said:

No SG govvy can give you >3% with 2 yr maturity.

 

Maybe 10yr maturity possible...

 

Not possible in Sg lah. Coupon interest rate damn high but yield damn low.

 

I used to actively invest in treasury bill. I gave up on SGS for a long time already.

 

[Enye]

  On 5/13/2014 at 3:13 PM, Fivegear said:

Hi, i am a newbie in investment.

 

Are there any SGS right now which i can invest and will give a coupon rate of > 3% with maturity in 2 years?

 

Thanks in advance for all advises.

 

i also in the market for SGS with this kind of yield and maturity

 

if have such good deals, please tell me ok?

 

[Xxsamxx]

If you want higher interest rates, try buying corporate bonds instead.

SGS bonds have very low yield even if you manage to get it directly at launch.

[Thaiyotakamli]

put CPF earn more, govt bond what

[BanCoe]

So what's the latest inputs?? MCf bros or have on SG Bonds now??

[Ktglfc]

  On 7/22/2015 at 1:10 AM, BanCoe said:

So what's the latest inputs?? MCf bros or have on SG Bonds now??

 

Can only apply after 1 Sep, and get it from 1 Oct....

The yield is betw 2% to 3%... principle guaranteed...

 

But if you want a higher yield, then look into REITS ...

[Tanyachua88]

  On 7/22/2015 at 2:16 AM, Ktglfc said:

 

Can only apply after 1 Sep, and get it from 1 Oct....

The yield is betw 2% to 3%... principle guaranteed...

 

But if you want a higher yield, then look into REITS ...

 

Yield is between 2% to 3% if you hold for 10 years.

If you hold for 1 year, I suspect it will be below 1.5%.

 

Rates can't be better than fixed deposit offered by banks.

[Lala81]

SSB should be for money u plan to keep close to untouched for about 7-10 years.

Or else not much point vs the FD rates of about 1.6-1.7% offered by the banks currently for amounts ~50k SGD.

[Galantspeedz]

  On 7/22/2015 at 2:56 AM, Lala81 said:

SSB should be for money u plan to keep close to untouched for about 7-10 years.

Or else not much point vs the FD rates of about 1.6-1.7% offered by the banks currently for amounts ~50k SGD.

 

there is a difference, allows liquidity because you can redeem anytime with no penalty and is principle guaranteed.

 

And min $500 Max 100k though

 

http://www.sgs.gov.sg/savingsbonds

[Throttle2]

If we Talking about 5 digits , its a waste of time.

If we are talking about high 6 digits, it starts to make a bit of sense

 

Rich get richer, thats been the rule of the jungle for centuries......

 

Better all listen to agents go buy property and (let agent) huat , muayhhahahahahaha

[The_Bear]

  On 7/22/2015 at 2:56 AM, Lala81 said:

SSB should be for money u plan to keep close to untouched for about 7-10 years.

Or else not much point vs the FD rates of about 1.6-1.7% offered by the banks currently for amounts ~50k SGD.

 

Some high yield saving accounts are paying 1.5%. So if you have $100million, you will be getting $125k per month.

[Lala81]

  On 7/22/2015 at 3:21 AM, Galantspeedz said:

 

there is a difference, allows liquidity because you can redeem anytime with no penalty and is principle guaranteed.

 

And min $500 Max 100k though

 

http://www.sgs.gov.sg/savingsbonds

 

the liquidity is not immediate. U can only withdraw and get the money the following month.

Say for some unknown reason, u need the $ straight away. U can only get it at the start of the next calender month.

Unlike FD, u can redeem it straight on any working day.

 

Very minor difference, to me about the same. But a fine point. FD also no penalty mah.

Like i said, if u keeping the $ there for less than 5 yrs, i think FD can match the interest rates. However if at 10 years, then can't match lor, cos it's just slightly poorer than SGS liao.

[Lala81]

  On 7/22/2015 at 3:30 AM, Bavarian said:

 

Some high yield saving accounts are paying 1.5%. So if you have $100million, you will be getting $125k per month.

 

ocbc 360, dbs multiplier, uob one accounts all offer more if u get ur salary credited to them, spend minimum of X dollars on CC etc etc.

Usually up to 50k per account only though

[Sdf4786k]

Inflation / CPI is 4% componded annually.. I think NPV wise u losing money.

 

But then again, I am short sighted and dont have financial acument that allows me a better insight..

 

Happy to be wrong..

[Blueray]

am waiting for them to announce what the actual yield is and what is the yield step up by holding on for longer period.

[Galantspeedz]

  On 7/22/2015 at 3:36 AM, Lala81 said:

 

the liquidity is not immediate. U can only withdraw and get the money the following month.

Say for some unknown reason, u need the $ straight away. U can only get it at the start of the next calender month.

Unlike FD, u can redeem it straight on any working day.

 

Very minor difference, to me about the same. But a fine point. FD also no penalty mah.

Like i said, if u keeping the $ there for less than 5 yrs, i think FD can match the interest rates. However if at 10 years, then can't match lor, cos it's just slightly poorer than SGS liao.

 

FD redeem early no penalty meh?