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Honda Vezel

Hsiao

By Hsiao,
in Japanese Talk

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Hi all,

sorry for my first post. but been reading this thread since last year dec.

haven got enough money to change my car to vezel.

 

just a question if anybody can answer

i saw the black comes with 2 different type. correct me if wrong. (i tot i saw some1 post the colour of 2015 vezel)

interested in the crystal black

just to confirm have anot?

 

hopefully coe drop to below 50k then i will pen on the dotted line

 

anybody got PI to recommended?

prefer new improved vezel S model

maybe 70-80% loan with trade in my mazda 3 that left about 1yr+

 

cheers

a hopefully vezel owner

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chinpokomon

chinpokomon

1st Gear

Oh yes bro. All the stuff i got from taobao. The price is like 20%-30% of the local retail price and about 30-40% cheaper than q10. Q10 get it from the same siurce anyway.

 

I would say the best is get a firm delivery date.

 

thks! shopping time! lolz.

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Ev0smok3d

Ev0smok3d

1st Gear

Hi all,

sorry for my first post. but been reading this thread since last year dec.

haven got enough money to change my car to vezel.

 

just a question if anybody can answer

i saw the black comes with 2 different type. correct me if wrong. (i tot i saw some1 post the colour of 2015 vezel)

interested in the crystal black

just to confirm have anot?

 

hopefully coe drop to below 50k then i will pen on the dotted line

 

anybody got PI to recommended?

prefer new improved vezel S model

maybe 70-80% loan with trade in my mazda 3 that left about 1yr+

 

cheers

a hopefully vezel owner

COE below $50k, your Mazda 3 is equal to paper value bro. Buy cheap Sell cheap. That is market. Doesn't make a difference if you buy now and your car fetch you better trade in.

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Eaton

Eaton

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Anyone know which PI can provide 80% loan with low interest rate ? Did call some but was told the interest rate ranges from 2.9 - 3.9%...Thank you.

sibor going up. Hard to have low interest now.
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COE below $50k, your Mazda 3 is equal to paper value bro. Buy cheap Sell cheap. That is market. Doesn't make a difference if you buy now and your car fetch you better trade in.

Yes. Thanks. Just hope coe will drop before the GE. Haha.

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Magoo_6565

Magoo_6565

Neutral Newbie

Car not under ur name wor. U mind? It will be under other coy or financial institute. Dun confuse with bank loan. Tho bank loan is also hire-purchase (literally considered under bank), car is still under ur name. For leasing, car is not under ur name, ie legally doesn't belongs to u.

 

For HP, the car is in your name but it also does not belong to you till you have settled all your loans, the bank has the right to repo the car if you default on your instalments so.. to me no difference, the bank is still the rightful owner. Ok, for leasing, the car will be tranferred to your name once you settle all your outstanding ownings or if you have completed your leasing agreement - meaning same as bank.

 

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MQX87511

MQX87511

5th Gear

Yes. Thanks. Just hope coe will drop before the GE. Haha.

but GE is on the corner already, suppose 12-Sep,

how much time leave for you hesitating?

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whiteangelcsh

whiteangelcsh

1st Gear

 

For HP, the car is in your name but it also does not belong to you till you have settled all your loans, the bank has the right to repo the car if you default on your instalments so.. to me no difference, the bank is still the rightful owner. Ok, for leasing, the car will be tranferred to your name once you settle all your outstanding ownings or if you have completed your leasing agreement - meaning same as bank.

 

I know where u coming from. Many will regard it this way. To me, look at it this way. For HP, bank will only repo if u default payment. Legally, car is under ur name n u are the legal registered owner. Bank repo is becos u are using it as an asset for the loan.

 

For leasing, till the day u can repay in full, the car is not urs prior to that. It is legally belonging to the financial institute. Any point of time, they hv all the legal rights to take back THEIR car, regardless payment.

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Magoo_6565

Magoo_6565

Neutral Newbie

I know where u coming from. Many will regard it this way. To me, look at it this way. For HP, bank will only repo if u default payment. Legally, car is under ur name n u are the legal registered owner. Bank repo is becos u are using it as an asset for the loan.

 

For leasing, till the day u can repay in full, the car is not urs prior to that. It is legally belonging to the financial institute. Any point of time, they hv all the legal rights to take back THEIR car, regardless payment.

 

I also do understand where you are coming from but..for the sake of argument..why would they want to take back "THEIR" car for no reason..Leasing also has a binding contract like HP so they(lessor) are also bound by rules. Anyway, whether to go for HP or Leasing, the only difference is straightforward - if you are willing to fork out more cash and take less loan, then its HP but if you are not willing to do that, then Leasing is the other option. I know of people going for Leasing on exotic cars like Aston Martin, Ferrari etc so I don't think there is going to be a problem especially in Singapore where everything financial is controlled by MAS. Just my 2 cts.

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whiteangelcsh

whiteangelcsh

1st Gear

 

I also do understand where you are coming from but..for the sake of argument..why would they want to take back "THEIR" car for no reason..Leasing also has a binding contract like HP so they(lessor) are also bound by rules. Anyway, whether to go for HP or Leasing, the only difference is straightforward - if you are willing to fork out more cash and take less loan, then its HP but if you are not willing to do that, then Leasing is the other option. I know of people going for Leasing on exotic cars like Aston Martin, Ferrari etc so I don't think there is going to be a problem especially in Singapore where everything financial is controlled by MAS. Just my 2 cts.

Not for the sake of argument lah bro. For the sake of discussion ;)

 

Agreed too. It all depends on individual budget. My point is, as much as we all wanted, we would wish our car to be under our name ;)

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but GE is on the corner already, suppose 12-Sep,

how much time leave for you hesitating?

Waiting for next bid and sept 2 bids. If really GE in sept. Sibor is up. So I also in a dilemma. Interest will go up

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Spiritual-Zen

Spiritual-Zen

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Hi all.. Since last Oct 2014.. was cpativated and interested when saw an advert in fb by PI.. E***** G***** @ 111k+

 

Finally, while looking for a 2nd hand car replacement for my 10 yo car, in Ubi & Turf City thru sgcarmart, ended up booking a X after visiting a few dealers @ mid range price of 108k, although got a few price ranging from 104k-112k from other dealers.

 

Amongst all the dealers, P**** SE gave me a very friendly, pleasant and comfortable feelings with a deal I couldn't resist, but delivery in Nov/Dec. Fulfilled and handled all my 3 main concerns, hassle and worries. Offered and accepted my car with higher value than others, getting me a cheap rented car on the day of handing over my 10 yo car next month while waiting for the new X and guaranteed COE.. the next day, sms me that the loan was approved.. another thing is, whatever I asked for, replies were all "no worries, small issues".

 

That's how I decided no need to check out on other dealers anymore and signed the deal.

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flashbang

flashbang

Turbocharged

another thing is, whatever I asked for, replies were all "no worries, small issues".

 

 

 

Will have to see if it's NATO (No Action Talk Only). Easy to say "no worries" when nothing is going wrong.

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Imac

Imac

5th Gear
(edited)

Hi all.. Since last Oct 2014.. was cpativated and interested when saw an advert in fb by PI.. E***** G***** @ 111k+

 

Finally, while looking for a 2nd hand car replacement for my 10 yo car, in Ubi & Turf City thru sgcarmart, ended up booking a X after visiting a few dealers @ mid range price of 108k, although got a few price ranging from 104k-112k from other dealers.

 

Amongst all the dealers, P**** SE gave me a very friendly, pleasant and comfortable feelings with a deal I couldn't resist, but delivery in Nov/Dec. Fulfilled and handled all my 3 main concerns, hassle and worries. Offered and accepted my car with higher value than others, getting me a cheap rented car on the day of handing over my 10 yo car next month while waiting for the new X and guaranteed COE.. the next day, sms me that the loan was approved.. another thing is, whatever I asked for, replies were all "no worries, small issues".

 

That's how I decided no need to check out on other dealers anymore and signed the deal.

Providence Automobile's SE spotted...date join 13 Aug.....only 2nd post on forum....

Edited by Imac
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