Jump to content

35 and flat broke!

Matoonia
 Share

Recommended Posts

Matoonia

Matoonia

6th Gear
  • Author

Actually I will prefer to be in their shoes, earning $5k monthly, with no commitments

 

Rather than now, got car, house, utilities to pay, feed wife and 2 children.

↡ Advertisement
Link to post
Share on other sites
Throttle2

Throttle2

Supersonic

Actually I will prefer to be in their shoes, earning $5k monthly, with no commitments

 

Rather than now, got car, house, utilities to pay, feed wife and 2 children.

You so sad....

Link to post
Share on other sites
Matoonia

Matoonia

6th Gear
  • Author

Yah, I really got some friends like this. 40yo not married, still stay with parents, only "commitment" is give parents allowance.

 

Then just need to take care of themselves. No house or car installment. Tio retrenched or resign also no worry.

Link to post
Share on other sites
Neutrino

Neutrino

Supercharged

'a publishing executive' on S$5k per month. Ha ha ha.

 

Got good title instead of good salary.

 

But whatever if she can't manage her money then she should sort that out quickly.

Will anyone marry her and take on a S$20k debt???

 

And some more want to boast about it.

 

Strange people we Singaporeans.

Link to post
Share on other sites
Throttle2

Throttle2

Supersonic
(edited)

'a publishing executive' on S$5k per month. Ha ha ha.

 

Got good title instead of good salary.

 

But whatever if she can't manage her money then she should sort that out quickly.

Will anyone maarry her and take on a S$20k debt???

 

And some more want to boast about it.

 

Strange people we Singaporeans.

Ssshhhh ssshhhh, later people say you hao lian, sssshhhh.

 

 

 

Muayhahahahahhaa

Edited by Throttle2
Link to post
Share on other sites
CH_CO

CH_CO

6th Gear

'a publishing executive' on S$5k per month. Ha ha ha.

 

Got good title instead of good salary.

 

But whatever if she can't manage her money then she should sort that out quickly.

Will anyone marry her and take on a S$20k debt???

 

And some more want to boast about it.

 

Strange people we Singaporeans.

 

if pretty can moonlight , but i doubt so

Link to post
Share on other sites
Icedbs

Icedbs

Turbocharged

Very soon, we will have a financial course called "snowballing". How to snowball your CC debts in a skillful manner that will not affect your credit score...

 

It is a trend for the modern times. There will be people who lives from paycheck to paycheck and from one CC debt to another. And they will be so good at it that it doesn't seem to affect their peace of mind.

Link to post
Share on other sites
Lala81

Lala81

Hypersonic

Very soon, we will have a financial course called "snowballing". How to snowball your CC debts in a skillful manner that will not affect your credit score...

 

It is a trend for the modern times. There will be people who lives from paycheck to paycheck and from one CC debt to another. And they will be so good at it that it doesn't seem to affect their peace of mind.

 

true. Really becoming a first world country.

Link to post
Share on other sites
Lala81

Lala81

Hypersonic
(edited)

In days of internet shopping, easy to spend more than u earn.

Instant gratification is common.

 

Not surprising that the less disciplined are having trouble. Even the more disciplined are spending more and more.

Think being too frugal or even worse miserly is also the opposite side of the coin.


I think it's not difficult for a disciplined Single income person to clear off debt though provided you don't have like significant commitments like supporting your parents a lot or large medical bills.

Edited by Lala81
  • Praise 1
Link to post
Share on other sites
OmOm

OmOm

5th Gear

The world today spins on the axis of consumerism. Financial discipline has been cast to the wind. Through mainstream media and the internet, the notion that money speaks loudest is constantly being drilled into the minds of the masses.

 

Where does the sweet spot lie between extravagance and being overly stingy?

 

In days of internet shopping, easy to spend more than u earn.

Instant gratification is common.

 

Not surprising that the less disciplined are having trouble. Even the more disciplined are spending more and more.

Think being too frugal or even worse miserly is also the opposite side of the coin.

 

Link to post
Share on other sites
OmOm

OmOm

5th Gear

It's not a big deal. It all boils down to personal expectations and lifestyle. One can live on $3 per day or one can live on $300 per day.

 

The one who lives a simple and frugal lifestyle that costs only $3 daily need not be any less happy than the one who has a $300 daily budget for spending.

 

There are real-life examples where folks from the first category could in fact be happier than the ones from the second group.

 

However, there is constant pressure by society and from society that drives the individual into trying to keep up with the Joneses. In time, this conspires with envy and jealousy to invoke in a significant percentage of society general unhappiness and severe discontent.

 

What's the big deal. I WAS FLAT BROKE THE DAY I WAS BORN.

 

  • Praise 2
Link to post
Share on other sites
Watwheels

Watwheels

Supersonic
(edited)

It's the evil thing called Credit Card. It's the devil the size of a card, tempting ppl to spend more. Haha...

 

In the distant future I will limit my Adult children to just one card. Cannot have more. LoL...

 

A couple of years ago I already tulan coz got this ah loong company call me up.

Ah loong: Sir, we are now offering this low interest loan blah blah blah....

 

Lim peh: No thanks. I dun need any loan.

 

Ah loong: Huh? ( sounding damn surprised) Dun need any loan? Why not take loan to pay your credit card bill?

 

Lim peh: (knnbccb, gu niang you think I'm that kinda person?) Ahem...NO!

 

Lim peh: *Hang up* (tulan)

 

I was thinking wtf.

Edited by Watwheels
Link to post
Share on other sites
Voodooman

Voodooman

Supersonic
(edited)

Aiyo, why all the rich people are congregating in this tread and laughing at those 35 years old and flat broke? Another Singaporean pastime?

 

What is so special, I have friends and relatives who are in their 40s and 50s mirred in debt and their kids are carrying top of the line iPhone or Samsung handphones and we have tons of middle income people with huge mortgage loans for sole own stay property. It is a materialistic world, otherwise the economy would have collapsed long ago.

Edited by Voodooman
  • Praise 4
Link to post
Share on other sites
Lala81

Lala81

Hypersonic

kinda true. if materialism went out of vogue. the entire 1st world economy will collapse. lol.

 

haha i limit my penchant for internet shopping to only buying things for my wife and my family and household items!

  • Praise 1
Link to post
Share on other sites
Neutrino

Neutrino

Supercharged

Aiyo, why all the rich people are congregating in this tread and laughing at those 35 years old and flat broke? Another Singaporean pastime?

 

What is so special, I have friends and relatives who are in their 40s and 50s mirred in debt and their kids are carrying top of the line iPhone or Samsung handphones and we have tons of middle income people with huge mortgage loans for sole own stay property. It is a materialistic world, otherwise the economy would have collapsed long ago.

 

This is soooo true.

 

Unfortunately.

 

Because one day it will all come home to roost.

↡ Advertisement
Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share
Go to topic listing
×
×
  • Create New...