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Advices needed


Obscurest
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Hi,

 

I need some advices on the following issue.

 

My friend has a apartment and every quarterly paying the maintenance fees on time without fail.

 

The ironical part is that it has been past 9mths but no one bank in the chq at all.

 

As we know all chq will void once pass a period of time (can't rem how long). He is still paying and now is the 4th chq that is sending out soon.

 

There is no way to check with other residents as that apartment is a small apartment and mostly on leasing which is of course same as him.

 

He tried to call the management but the weirdest part is that the person in charge keep saying he will check but never get back to him. The management did not even try to contact him chase him for maintenance fees!!!

 

Now what his worries is :

 

1) will he be sued for whatever reason?

2) can the management ask him to cough out all the maintenance fees the amount that he owe since day 1? The fact is that whatever amount that he suppose to pay is still in his account but that becomes "additional stress" trying to remember not to touch xxxx amount ?

3) can he turn around and fight that he did send the chq but if they don't wana bank in that's their problem?

 

I only know that the creditors will chase for payments din know that he is chasing the other party to make payment.

 

Thks

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A cheque's validity period is now only 3 months. It used to be 6 months. My parents encounter this kinda situation before. The apartment management staff lost the cheque. Only after many attempts to contact them and chase them for an answer that they finally found it in some obscure corner in their office. Good thing my parents photocopy their cheques before they sent them out as a precaution. Your "friend" should have a record in his cheque book, the serial no. on the cheque etc. Since your "friend" has a on time record on the payments. I think there's not much to worry.

 

The difficult thing is to recover the cheque that was sent out. If worst come to worst just issue a new one. Morover 9 months had past, it has past its validity period.

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is the apartment have no management office?

so just drop/ post the cheque every month to management office address?

 

that is some disadvantage of small size apt that have no management office inside the apt building.

 

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is the apartment have no management office?

so just drop/ post the cheque every month to management office address?

 

that is some disadvantage of small size apt that have no management office inside the apt building.

 

 

Think his main concern is that he spend the money not knowingly and if 1 day the management come knocking on the door demanding for payment, it might be tough to cough out all at 1 go...

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Cheque validity is 6 months unless stated on e cheque itself (usually gov paid out cheques 3 months validity).

 

Quite ridiculous for an estate management to allow maintenance fees unpaid for more than 3 months. and since your friend is paying per quarterly, by e 2nd payment due, e management office should have called him up (whatever reason it might be - e.g. cheque lost in mail, etc.)

 

with regards to coughing out money all at once, from e point your friend issued e cheques and send them out, he should have "parked" e sum of money aside and treat it as "paid out". then no worries about insufficient funds?

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Turbocharged

The issue will be in proving that you have paid -

 

Writing a cheque is not the same as paying an invoice, nor is posting a cheque. Only when the money goes out from your account to the other party is the cheque paid.

 

What I would do - take the money out from the chequing account and open a new account to park it in. Then all is safe.

 

The other thing to worry - what if got penalty fees for late payment?

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The issue will be in proving that you have paid -

 

Writing a cheque is not the same as paying an invoice, nor is posting a cheque. Only when the money goes out from your account to the other party is the cheque paid.

 

What I would do - take the money out from the chequing account and open a new account to park it in. Then all is safe.

 

The other thing to worry - what if got penalty fees for late payment?

 

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Hi,

 

I need some advices on the following issue.

 

My friend has a apartment and every quarterly paying the maintenance fees on time without fail.

 

The ironical part is that it has been past 9mths but no one bank in the chq at all.

 

As we know all chq will void once pass a period of time (can't rem how long). He is still paying and now is the 4th chq that is sending out soon.

 

There is no way to check with other residents as that apartment is a small apartment and mostly on leasing which is of course same as him.

 

He tried to call the management but the weirdest part is that the person in charge keep saying he will check but never get back to him. The management did not even try to contact him chase him for maintenance fees!!!

 

Now what his worries is :

 

1) will he be sued for whatever reason?

2) can the management ask him to cough out all the maintenance fees the amount that he owe since day 1? The fact is that whatever amount that he suppose to pay is still in his account but that becomes "additional stress" trying to remember not to touch xxxx amount ?

3) can he turn around and fight that he did send the chq but if they don't wana bank in that's their problem?

 

I only know that the creditors will chase for payments din know that he is chasing the other party to make payment.

 

Thks

 

 

got proof of payment or not?

 

got then scared what?

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If they don't bank in then stay for free lor. 9 month stay and they don't chase you for payment, u think the courts will believe? Don't worry, where got so easy get sue, they must provide proof that you didn't pay and letter of warning also mah.

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