Wt_know Supersonic August 7, 2013 Share August 7, 2013 drive while you can ... have a peek of the future vertical kampung and transportation agreed totally, Jepun is a big country where worker commune via subway train daily, we do not have terrain and landscape like them, a mixture, given time URA architecture will come out similar outfit copycat. I can't wait _ i like a mixture if Korea and Jepun , an integrated SingKoreaJepun nation. ↡ Advertisement Link to post Share on other sites More sharing options...
TVT Supercharged August 7, 2013 Share August 7, 2013 Sengkang is a lousy place la, outer 2 nd most furthest area in the northeast to the centre It's a kampong Aka punggol end 30 yrs ago In other country, it's a rural area Which guy born with a silver spoon will stay in this bird can't hatch egg place It's a low class area..... I too stay in sengkang n is happy cos I grow up here And my next house gonna be in sk n in future if can afford a pte also will be this area Cos it used to be a playground But I would never say boon lay not good woodlands not gd etc Everyone got his reason for staying anywhere as long as he's happy Oh, I actually tot you stay in Hougang... Sengkang is not a lousy place lah. It does have many facilities. The public pool is great! A hospital will be built there soon also. I only feel it should have a cinema there too... Link to post Share on other sites More sharing options...
BlueOldMan 1st Gear August 7, 2013 Share August 7, 2013 Oh, I actually tot you stay in Hougang... Sengkang is not a lousy place lah. It does have many facilities. The public pool is great! A hospital will be built there soon also. I only feel it should have a cinema there too... I lived 20+ yrs in hg then 8 yrs in sk Yup bro u are spot on, new cineplex near my new flat Expecting it to gain one more round Link to post Share on other sites More sharing options...
TVT Supercharged August 7, 2013 Share August 7, 2013 I lived 20+ yrs in hg then 8 yrs in sk Yup bro u are spot on, new cineplex near my new flat Expecting it to gain one more round New Cineplex where? I dun know where's your new flat leh... Link to post Share on other sites More sharing options...
Animian Clutched August 7, 2013 Author Share August 7, 2013 New Cineplex where? I dun know where's your new flat leh... my guess is fernvale area ... Link to post Share on other sites More sharing options...
Lala81 Hypersonic August 7, 2013 Share August 7, 2013 Under table means optional Lolz Beside I think guys provide more interesting pictures as well as all those bouncing avatar No need female to provide to talk Liao Lolz I notice a typical trend here ... All Saving for 2nd property Before clearing existing loan with CPF Lolz If i want to take a 2nd loan for property. Assuming PC as 2nd loan. HDB BTO as 1st loan. What i will do is pay in cash to CPF to clear the loan + outstanding interest. Then i can use 100% of my OA to pay for my 2nd property downpayment. Instead of having the very restrictive 2nd loan minimum sum requirement limits. Link to post Share on other sites More sharing options...
BlueOldMan 1st Gear August 7, 2013 Share August 7, 2013 New Cineplex where? I dun know where's your new flat leh... Seletar mall bro, first cineplex in hg sk pg area Link to post Share on other sites More sharing options...
Animian Clutched August 7, 2013 Author Share August 7, 2013 If i want to take a 2nd loan for property. Assuming PC as 2nd loan. HDB BTO as 1st loan. What i will do is pay in cash to CPF to clear the loan + outstanding interest. Then i can use 100% of my OA to pay for my 2nd property downpayment. Instead of having the very restrictive 2nd loan minimum sum requirement limits. dun get it... so for a $1m property... you going to use your cash of $200k to pay off CPF then use OA to pay the downpayment... and you can bypass the restrictive 2nd loan min sum requirement ... izzt ...1st time heard this method... my impression is regardless whether pay off or no pay off...as long as it is 2nd property... need to meet min sum already but of course got loopholes too Link to post Share on other sites More sharing options...
Animian Clutched August 7, 2013 Author Share August 7, 2013 Seletar mall bro, first cineplex in hg sk pg area good luck with parking in futures but on bright side...you can make 2nd time profit if sell cos near mall sure high price Link to post Share on other sites More sharing options...
TVT Supercharged August 7, 2013 Share August 7, 2013 Seletar mall bro, first cineplex in hg sk pg area Do you mean Greenwich V ? Link to post Share on other sites More sharing options...
Animian Clutched August 7, 2013 Author Share August 7, 2013 Do you mean Greenwich V ? this one Link to post Share on other sites More sharing options...
BlueOldMan 1st Gear August 7, 2013 Share August 7, 2013 good luck with parking in futures but on bright side...you can make 2nd time profit if sell cos near mall sure high price Dun worry bro, my house tuck in a corner nearer to lush arces I dun like crowded plc Uncle Like me like peaceful life Link to post Share on other sites More sharing options...
RadX Moderator August 7, 2013 Share August 7, 2013 Dun worry bro, my house tuck in a corner nearer to lush arces I dun like crowded plc Uncle Like me like peaceful life come join me.... here [laugh] oni once/yr got ppl come....but whole yr round peaceful but seriously, i find peace there. A very tranquil place and good to really reflect on things!! Link to post Share on other sites More sharing options...
TVT Supercharged August 7, 2013 Share August 7, 2013 this one Oh, there huh! Just opposite MINDS. Thanks sis! But when will be ready? Link to post Share on other sites More sharing options...
Lala81 Hypersonic August 7, 2013 Share August 7, 2013 dun get it... so for a $1m property... you going to use your cash of $200k to pay off CPF then use OA to pay the downpayment... and you can bypass the restrictive 2nd loan min sum requirement ... izzt ...1st time heard this method... my impression is regardless whether pay off or no pay off...as long as it is 2nd property... need to meet min sum already but of course got loopholes too It's not 2nd property. Once u pay off CPF entirely for every single cent of ur 1st loan ie equivalent to using 100% cash for ur 1st loan. Then u maximise ur OA and use it for your 2nd loan... It only makes sense if u have a small 1st loan with CPF. and going to take a much larger loan for ur 2nd property. And also if u did not fully utilise your OA for your 1st BTO. Cos the 2nd loan restriction on a couple's OA was cant touch 2 x 60k (now i think its more like 70+k already and the amount is still increasing...). So it's more than 140k sitting that u cant even touch (of course provided ur OA has that much $). Link to post Share on other sites More sharing options...
Somewhat1975 6th Gear August 7, 2013 Share August 7, 2013 come join me.... here [laugh] oni once/yr got ppl come....but whole yr round peaceful but seriously, i find peace there. A very tranquil place and good to really reflect on things!! wah, got gurkha guard one, very elite Link to post Share on other sites More sharing options...
Lala81 Hypersonic August 7, 2013 Share August 7, 2013 Yes, you may use your CPF to purchase more than one property. However, if you already own a property (HDB flat or private property) bought with your CPF savings and wish to buy another property with CPF savings after 1 July 2006, you must set aside half of the prevailing Minimum Sum before you can use the excess savings in your Ordinary Account for the second/subsequent property. Savings in the Special Account (including the amount used for investments) and Ordinary Account can be used to meet this required amount. Please note that as the Minimum Sum will be raised in July each year, the amount you need to set aside will be adjusted accordingly. Please click here for more details. If you currently own more than one property bought with CPF savings before 1 July 2006, you need not set aside half of the prevailing Minimum Sum unless you subsequently buy another property using your CPF savings on or after 1 July 2006. Please note that this is not applicable if you are applying to use your CPF to purchase a second or subsequent property with non-related singles. Non-related singles can only jointly use their CPF to purchase one property (HDB flat or private property). Link to post Share on other sites More sharing options...
RadX Moderator August 7, 2013 Share August 7, 2013 wah, got gurkha guard one, very elite actually some of the tombstones there are real works of art. those that were richer cud afford these nice places complete with security ↡ Advertisement Link to post Share on other sites More sharing options...
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