Renewing insurance with free gift ...

[Ahbao999]

Hi, I am renewing my insurance very soon.

 

however, i realise that my premium given from my agent like no diff compare to previously policy ... now have 10% more NCD but same amount ...

 

my friend told me that some insurance offer $50 NTUC voucher once owner renew with them.

 

but will that add to our Insurance premium ??? cos i know some insurancer does not reflect the premium amount ...

 

please advise thanks

[Ghostrider]

All I can tell you is...shop around.

 

If the cheapest insurance offers you freebies...bonus.

 

Else see if you have needs for the gift or not...else just go for the cheapest and make sense policy...I say make sense cos I have seen some policy with low premium...but a 3K excess. Its telling you...dun claim if small amount...

 

Look for brokers...they tend to offer more competitive rates than the insurance company. And ask around...I got 3 Chartis quote for the same car...same driver...simi also same from 3 different broker...3 different quotes and diff between highest and lowest premium...almost 1K. Mad....

[Pippo20]

Take Aviva or Directasia if your car is stock.. Cheap cheap..

[Timex1441]

Take Aviva or Directasia if your car is stock.. Cheap cheap..

if need to be able to choose workshop, Aviva or Directasia might not be the cheapest

[Kangadrool]

Take Aviva or Directasia if your car is stock.. Cheap cheap..

 

Not really. It's about the same as others if comparing apples to apples. The reason why it's cheap is because, it allows you to have options of higher excess, no courtesy car, only panel w/s, print your own policy documents, etc.

[Ahbao999]

current with Liberty ... wait for my agent to quote now ...