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Talking Point >>> Is your CPF enough for retirement?

Wt_know

By Wt_know,
in Investment & Financial Matters

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Wt_know

Wt_know

Supersonic
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(edited)
On 6/18/2024 at 10:19 AM, Kxbc said:

agree. general food quality, price, value for money and service Singapore loses big time to most of the regional countries around. Compared to Japan, there is a wide gap.

the reason is spore restaurant (decent one la, dont talk about international brand) are 99% run be operator.

unlike msia, japan, taiwan, where i frequently visit , restaurant is managed by the “owner” with staff and family member mostly. hence, must work hard and with heart. 

except HK … even family run restaurant , their attitude is fk up … lol

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ccc888

ccc888

4th Gear
On 6/18/2024 at 9:02 AM, mersaylee said:

Me too...value service level over price and quality...if not good enuf for me...at least make up with the other two mah...

That's why nowadays i go more often to places without the 10%...at least wont feel too bad about paying extra for the lack of it...i know some may say it's all priced into the menu...well...can't win all the times lah...even service at cc also dropping liao...sometimes i find the fellows at my nearby zichar stall more friendly...😂

Homecook food by wifey bestest and service her afterward 🙂

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ccc888

ccc888

4th Gear
On 6/18/2024 at 10:36 AM, Wt_know said:

the reason is spore restaurant (decent one la, dont talk about international brand) are 99% run be operator.

unlike msia, japan, taiwan, where i frequently visit , restaurant is managed by the “owner” with staff and family member mostly. hence, must work hard and with heart. 

except HK … even family run restaurant , their attitude is fk up … lol

Yes if family owned confirm service better.

 

 

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mersaylee

mersaylee

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On 6/18/2024 at 6:50 PM, ccc888 said:

Homecook food by wifey bestest and service her afterward 🙂

Ask my wife to cook is akin to ask my very rich godfather to let tio toto...😂

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RadX

RadX

Moderator
On 7/30/2024 at 10:51 AM, denser said:

pink column created hahaa...

Welcome to the club young senior

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Throttle2

Throttle2

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Seriously, are there still idiots today in their 50s, 40s or even 30s  who think they can peacefully retire with $2k per month per person when they hit 65??  Really??   🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️

IMG_2551.jpeg

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Wt_know

Wt_know

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On 10/4/2024 at 1:52 PM, Throttle2 said:

Seriously, are there still idiots today in their 50s, 40s or even 30s  who think they can peacefully retire with $2k per month per person when they hit 65??  Really??   🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️

go on street ... target uncle to interview lo 

2024-10-17_171608.jpg

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Throttle2

Throttle2

Supersonic
On 10/17/2024 at 4:23 PM, Volvobrick said:

Should be 31st Dec. 

Swee although i hv no more cpf contribution since i retired early this year but at least i can look forward to the 2.5% and 4% in my accts…..

shiok ah

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Ginyu

Ginyu

5th Gear
(edited)
On 10/4/2024 at 1:52 PM, Throttle2 said:

Seriously, are there still idiots today in their 50s, 40s or even 30s  who think they can peacefully retire with $2k per month per person when they hit 65??  Really??   🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️🤦🏻‍♂️

IMG_2551.jpeg

Is still possible unless you want to dress like 25 year old and live a fancy life. At 65, you tend to spend lesser, eat less, travel less  and nua at home. Favourite pastime update bank book and smile at the bank balance. They have many 0s but they only spend less than 2k monthly🤣

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Throttle2

Throttle2

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On 10/17/2024 at 5:29 PM, Ginyu said:

Is still possible unless you want to dress like 25 year old and live a fancy life. At 65, you tend to spend lesser, eat less, travel less  and nua at home. Favourite pastime update bank book and smile at the bank balance. They have many 0s but they only spend less than 2k monthly🤣

For a 30 yr old, 65 is 35yrs later

for a 40yr old it is 25yrs later

for a 50 yrs old it is 15 yrs later

no way $2k is enough for decent living 35yrs, 25yrs , 15yrs or even right now.

travel less, nua at home in todays $2000 also very tough.  Thats not retired life, thats tough life or hardship life.

muayhahhahhahhahhah

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Spidey10

Spidey10

Supercharged
On 12/4/2024 at 3:40 PM, Soya said:

Anyone gonna move their SA money out b4 ah wong sentence it to another 10 yrs no parole lock up under RA?

 

it will auto move to OA if RA is FRS....

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Soya

Soya

Supersonic
On 12/4/2024 at 4:18 PM, Spidey10 said:

it will auto move to OA if RA is FRS....

Limpeh ERS liao. Dun want them to lock away more when they raise ERS ceiling 

 

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