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Term CI rider tagged to home loan insurance plan


Panerex77
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hi all

 

seeking your opinions on buying Term CI coverage where the coverage will reduce every year.

 

This is a CI rider tying in with a mortgage reducing-term loan.

 

Pay $360 premimum per year for $150K CI coverage, where the CI coverage reduce per year while the $360 premium remains the same.

 

Wise move?

 

pls advise.

 

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