Should I get a bigger car?

[Spidey10]

  On 1/25/2012 at 1:16 PM, Cklasse said:

When I read TS first post, my only thought was where is the safety? I find a lot of parents have no brain when it comes to ferrying kids around. Where's the seat belt? kid on grandparent? some will have kid with mother in front, some have kids unbelted and moving around in the car.

 

Forget the debt and loan, if TS wants everyone to travel safely, change the car, or find other alternative such as making two trips or take taxi. Safety has no compromise.

Agree here!!! So for TS, this decision is a no brainer decision! Period! But dun hv to get new one ah, get one within yr means..

Edited January 26, 2012 by Spidey10

[Krieger]

Bingo.

 

 

 

  On 1/25/2012 at 1:07 AM, KARTer said:

I like your view if it also means:-

 

Always live below our means even in good time. when bad time comes, we will have some savings/buffers and also if we need to downgrade (housing/car etc), we can delay it since in good time we already 'pre-downgraded' thru living below our means. Some say this is being too 'kiam', but it should work and wont hurt.

 

[Krieger]

Agree, also have a lag in spending power when salary or business profits come in. Pamper yourself after you have a comfortable buffer, say 50% increase

 

 

  On 1/25/2012 at 8:36 AM, Raymondism said:

my frens hv always criticised me for not "upgrading" my lifestyle over the past 8 yrs... though salary has gone up significantly....

 

i always see them as being fettered by the golden handcuff...

 

[Madscientist83]

You only live once..just buy and let you and your family enjoy your car. Dun listen to what others say. Look for one within your budget perhaps a preowned one.

[Blueblack]

For a caring family like you, nothing beat the coat & reliability Toyota MPV like Estima or Alphard.

Forget the smaller mpv you child will soon need more space

[Voodooman]

You have car allowance of 1k per month, does your job require you to move around a lot? If so, you should consider running cost of a larger MPV/car and decide if it is worth the while. On affordability, you are the best judge but general rule of thumb is not to spend 20% of household income on transport. It should be 10% internationally but many in Singapore would have busted the ratio.

[Kiadaw]

  On 1/25/2012 at 2:05 PM, Dualie said:

U brought out a very good point.

 

When I'm travelling 2+3, my kids will be in child/booster.

When 4+3, my youngest will be in the child seat.

When 5+3, all kids on adult laps.

 

I agree that the arrangement is less than idea.

That's also one consideration whether to get a bigger car.

Until you get a new car, or an additional car, I suggest you do not ferry your kids with your parents, in your car, with the kids on their lap. This is too dangerous in my view.

[Raymondism]

  On 1/26/2012 at 1:29 PM, Madscientist83 said:

You only live once..just buy and let you and your family enjoy your car. Dun listen to what others say. Look for one within your budget perhaps a preowned one.

 

 

when some one say " live like there's no tomorrow!"

i tell them if i really think there is no tomorrow... i wont bother go buy a car...

 

[Vhtfhwlego]

  On 1/25/2012 at 1:16 PM, Cklasse said:

When I read TS first post, my only thought was where is the safety? I find a lot of parents have no brain when it comes to ferrying kids around. Where's the seat belt? kid on grandparent? some will have kid with mother in front, some have kids unbelted and moving around in the car.

 

Forget the debt and loan, if TS wants everyone to travel safely, change the car, or find other alternative such as making two trips or take taxi. Safety has no compromise.

This is the post in this thread which I like the most .

 

[Multiobd]

get one !

[Dice]

Zafira is a very safe car to travel in, if I m in your shoe I think I would consider a grand Picasso too. I would get a used car n since u dun mind driving till end of COE then I think a 4-5 y.o. car is possible within budget after u trade in yours w/o outstanding loan.