sHy3r 4th Gear August 15, 2018 Share August 15, 2018 Save more with Aviva car insurance August promotion! Enjoy 20% off with promo code TMALLNEW. For existing MINDEF/MHA policy holder, you will enjoy another 15% off. Terms and conditions apply. ↡ Advertisement Link to post Share on other sites More sharing options...
jacojaco Neutral Newbie August 15, 2018 Share August 15, 2018 noob question, minor accident. car claim against me and I claim against myself for own damage. is it consider 1 or 2 claim? if the overall sum is about 3-4k, will my premium increase a lot? Thank you! Link to post Share on other sites More sharing options...
sHy3r 4th Gear August 15, 2018 Share August 15, 2018 noob question, minor accident. car claim against me and I claim against myself for own damage. is it consider 1 or 2 claim? if the overall sum is about 3-4k, will my premium increase a lot? Thank you! Shud Consider 1 accident claim. But doesnt matter becos insurance quote is base on whether u got claim anot for the past 3 yrs. If overall sum is abt $3-4k... y not settle privately? U can settle the other party first and dont do ur car first... Normally insurance claim is when the amount is high. If low, and if u can afford.. try private settle better. Premium is the killing part. And u lose ur NCD. Depending on ur insurer.. some reduce ncd 10% if u claim, some reduce 30% if u claim. And also depend if ur car make has many accident claim anot. And ur age, occupation, marital status n claims etc... Link to post Share on other sites More sharing options...
Carhorn 5th Gear August 15, 2018 Share August 15, 2018 Insurance damn expensive. 28 years old, 0% NCD, new car owner, 2 years experience, quoted $2500 for personal car insurancde. WDFoh dear. hahahhaha no such thing as fresh, boobsy and pretty virgin who will give u a free fark. all u need to do is wait till u are in 40-45 then u go and own a car. insurance is cheaper than now. then you no need to swear what the fark. hahahahaha Link to post Share on other sites More sharing options...
zipping Supersonic October 4, 2018 Share October 4, 2018 (edited) My car insurance due soon......w zero claims n status quo Last yr paid $67x.....(comprehensive) tis yr renewal letter came....$84x (comprehensive) WTF...... BTW, wanted to get quotes fr MCF 'Motor insurance' but keep getting 'car plate not valid' error... Edited October 4, 2018 by zipping 1 Link to post Share on other sites More sharing options...
Blueray Hypersonic October 4, 2018 Share October 4, 2018 My car insurance due soon......w zero claims n status quo Last yr paid $67x.....(comprehensive) tis yr renewal letter came....$84x (comprehensive) WTF...... BTW, wanted to get quotes fr MCF 'Motor insurance' but keep getting 'car plate not valid' error... I used the MCF Motor Insurance previously, used to be A-Assurance. Seems like now the tie up is with another party. Link to post Share on other sites More sharing options...
zipping Supersonic October 5, 2018 Share October 5, 2018 I used the MCF Motor Insurance previously, used to be A-Assurance. Seems like now the tie up is with another party. apparently it is down...at least 4 me currently.. 2 Link to post Share on other sites More sharing options...
Blueray Hypersonic October 5, 2018 Share October 5, 2018 (edited) apparently it is down...at least 4 me currently.. alternatively you may wanna try MoneySmart website directly ? Edited October 5, 2018 by Blueray Link to post Share on other sites More sharing options...
sbs2716g 3rd Gear October 5, 2018 Share October 5, 2018 I try to get quotation from some online website. They alway ask whether you got accident/claims within the past 3 years or not. So if someone knock into you n they private settle with you (you also reported to your previous insurance company), so shall I indicate that there is accident or there is no accident. Will they be able to check (even if there is no claim involved) Link to post Share on other sites More sharing options...
Ghost777 1st Gear October 7, 2018 Share October 7, 2018 (edited) My accord 2.0 2009model I only pay $850 included ncd protection Tokyo marine. My agent return me back $150 one month later. Can say is best friend Edited October 7, 2018 by Ghost777 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear October 20, 2018 Share October 20, 2018 Just got my car insurance : FWD Kia Carens 2017 NCD 50% Excess 500 $560 Remember to select $500 Excess if not it is $2500. Key in Promo Code FWD25 Budget Direct $615 HL Assurance $695 + Free Servicing Income $800 1 Link to post Share on other sites More sharing options...
Pocy Hypersonic October 21, 2018 Share October 21, 2018 Just got my car insurance : FWD Kia Carens 2017 NCD 50% Excess 500 $560 Remember to select $500 Excess if not it is $2500. Key in Promo Code FWD25 Budget Direct $615 HL Assurance $695 + Free Servicing Income $800 Authorized WS or WS at your choice (including AD)? Link to post Share on other sites More sharing options...
MQX87511 5th Gear October 21, 2018 Share October 21, 2018 any recommendation for COE car insurance? 2008 Civic 1.8M 1 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear October 21, 2018 Share October 21, 2018 Authorized WS Of course. I never use own WS one because claim could be a headache lor. And all the time except 1 case, I claim 3rd party one. And that 1 case, not successful lor. I think add 100+++++ for own workshop lor. Authorized WS or WS at your choice (including AD)? Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear October 21, 2018 Share October 21, 2018 You can forget about income ba ........ they have a standing policy of not taking COE car and car that is on the 8th year for the first time with income lor ....... They will not reject you, but will tell you over phone that they dont have the product for you. So you are never rejected - VERY IMPORTANT. any recommendation for COE car insurance? 2008 Civic 1.8M Link to post Share on other sites More sharing options...
minion 4th Gear October 21, 2018 Share October 21, 2018 Signed on Octavia, 0NCD. First year $ 2530 with dealer, no choice. Got quote for a two year policy as below with no change in excess (first year is also 750). Good enough? 2Year: $ 4350 Excess: $ 750 Windscreen Excess: $0 (Unlimited Windscreen Replacement) Link to post Share on other sites More sharing options...
Pocy Hypersonic October 21, 2018 Share October 21, 2018 Authorized WS Of course. I never use own WS one because claim could be a headache lor. And all the time except 1 case, I claim 3rd party one. And that 1 case, not successful lor. I think add 100+++++ for own workshop lor. Authorized WS = by insurer, not necessarily your AD WS. If you meant your AD WS, $600+ is good price. 1 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear October 21, 2018 Share October 21, 2018 If I claim 3rd Party I can go AD lor. But I have never go to AD for 3rd Party claim. All this while I claim through Authorized WS by insurer lor. Within 1~5 days approved liao. 560 is approved WS for insurer. Authorized WS = by insurer, not necessarily your AD WS. If you meant your AD WS, $600+ is good price. ↡ Advertisement Link to post Share on other sites More sharing options...
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