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Guide on buying a new flat.


Yusld
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Neutral Newbie

My parents is selling their flat, and wanting to buy another new one. They are second timer.

 

I understand that Singaporeans can most buy new flat twice.

 

Can any share, can they view the available areas, ask for the price at HDB before they decide?

 

What other procedure needed. Thanks for any advise!

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nowadays new flats either are BTOs, DBSS or SBF(sale of balance flats)..the latest SBF was just over last month..BTO have to pay $10 fee to ballot for queue number..DBSS can just walk in to select..i not sure what u mean by viewing areas(u mean viewing actual site?)..can view through the HDB website when its launched for the locations/units/types/prices and maybe u go down HDB hub at tpy to see the models and materials..fyi 2nd timers hdb only set aside 5% for BTO..easier to get DBSS

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Twincharged

Don't forget they have to pay a levy to HDB when they sell their current house too.

 

iirc, levy only for sales from purchase with govt subsidy only.

 

so if you bought first flat without subsidy, then dun have to pay levy when you sell it.

 

 

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iirc, levy only for sales from purchase with govt subsidy only.

 

so if you bought first flat without subsidy, then dun have to pay levy when you sell it.

Wrong. Levy payable for first flat direct from hdb if the second flat to be purchased is direct from hdb... regardless whether first flat direct from hdb has housing grant or not.

Edited by Alant
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My parents is selling their flat, and wanting to buy another new one. They are second timer.

 

I understand that Singaporeans can most buy new flat twice.

 

Can any share, can they view the available areas, ask for the price at HDB before they decide?

 

What other procedure needed. Thanks for any advise!

 

Very simple. When HDB conduct exercise, just submit yr application and pay $10 which is non-refundable. Then wait for their letter to see if u hv been selected to book a flat.

Price wise, u can find out fm their web site for guide price.

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Neutral Newbie

Yes, was told to pay the levy for a 5 room flat of $45k . IF your application successful then you sell your existing flat.

 

If you sell your flat before applying the second one, no need to pay the levy.

 

Actually Government very "calculative" one. They will count for us!

 

 

Yes, and if i remember correctly, levy for 4rm is $40,000 and 5rm is $50,000.

 

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Neutral Newbie

Can I do it online?

 

If so, can I have the exact link? I try to help my folks scroll through the HDB website, but just couldn't find a online application for new flat column. TY

 

 

 

Very simple. When HDB conduct exercise, just submit yr application and pay $10 which is non-refundable. Then wait for their letter to see if u hv been selected to book a flat.

Price wise, u can find out fm their web site for guide price.

 

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Yes, was told to pay the levy for a 5 room flat of $45k . IF your application successful then you sell your existing flat.

 

If you sell your flat before applying the second one, no need to pay the levy.

 

Actually Government very "calculative" one. They will count for us!

You drive Porsche buy for yr parents a nice condo near sentosa la

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Twincharged

Wrong. Levy payable for first flat direct from hdb if the second flat to be purchased is direct from hdb... regardless whether first flat direct from hdb has housing grant or not.

 

so if my first flat is a resale unit, then do i have to pay any levy if i decided to sell or upgrade one day ?

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Neutral Newbie

Porsche or Lambo doesn't matter. My hubby can afford not means that I can also.

 

Always wanted my parents to stay with me but they resist. My hubby always invite my folks but they think otherwise.

 

Not everyone is rich like you , or must I say, generous like you. But after all, my folks wanted this kind of living, let them be, they happy is the most important.

 

 

You drive Porsche buy for yr parents a nice condo near sentosa la

 

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Neutral Newbie

You bought a resale unit in the first place, no Gov grant so you need need pay back any levy.

 

If you happen to upgrade one day, buying a new HDB flat directly from HDB, you will have the grant. But when you sell it after five years and wanting to buy another new flat from HDB, you have to pay the levy.

 

 

Correct me if I am wrong.

 

so if my first flat is a resale unit, then do i have to pay any levy if i decided to sell or upgrade one day ?

 

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Yes, was told to pay the levy for a 5 room flat of $45k . IF your application successful then you sell your existing flat.

 

If you sell your flat before applying the second one, no need to pay the levy.

 

Actually Government very "calculative" one. They will count for us!

 

If you sell your flat before applying the second one, no need to pay the levy.

 

Still need to pay levy as long as you apply for new flats as second timer, doesn't matter

 

whether you sell your 1st flat before or after you apply.

 

As long as apply for second new flat and when they got it, the levy will come in.

 

The only way to escape the levy is to buy resale HDB or new DBSS.

Edited by Mahjong74
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Housing grant received for the first flat also need to pay back to hdb.

 

I think there's an interest rate imposed on the grant. U know what's the %?

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Neutral Newbie

If you sell your flat before applying the second one, no need to pay the levy.

 

Still need to pay levy as long as you apply for new flats as second timer, doesn't matter

 

whether you sell your 1st flat before or after you apply.

 

As long as apply for second new flat and when they got it, the levy will come in.

 

The only way to escape the levy is to buy resale HDB or new DBSS.

 

I understand buying resale HDB dont need to pay Levy but DBSS also dont need?

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