Jump to content

News: Reviewing of Central Provident Fund scheme


Piyopico
 Share

Recommended Posts

They already have - there are maximum amounts that you can use for your housing loan (I think is 135% of the value of the house or something)

 

But can we use CPF money to buy more than 1 property? Since CPF money cannot touch, might as well use them whenever possible!

↡ Advertisement
Link to post
Share on other sites

Reviewing of Central Provident Fund scheme

 

Published on Aug 22, 201

 

By Janice Tai

 

The government is reviewing the Central Provident Fund (CPF) scheme as life expectancy in Singapore increases to 85 and beyond, said BG (NS) Tan Chuan-Jin, Minister of State for Manpower and National Development on Monday on the sidelines of the Ee Peng Liang Memorial Fund Forum at the National University of Singapore.

 

At the forum, NUS alumnus Mr Ng Kok Hoe, who was awarded the Ee Peng Liang Memorial Fund Scholarship last year to pursue doctoral studies in Social Policy at the London School of Economics, presented findings from his research.

 

He found that the number of elderly who are living with their children in Singapore is declining. He said that this finding is significant because living with their children boosted the incomes of the elderly and improved their income security. As our retirement income system is built on the fact that children will provide for their parents and grandparents, he questioned the sustainability of our current retirement income system.

 

In his speech at the forum, BG Tan noted that Singapore is currently meeting the challenges of increasing longevity. One of the ways in which the government is tackling such challenges is encouraging family support. He said that we have schemes such as the Minimum Sum Topping-Up Scheme (MSTU), for members to voluntarily top up the CPF accounts of their family members, especially those who are not working or unable to work.

 

................................................................................

...................................................................

 

 

Siao liao .............. Review can only mean two things.

 

1. Up withdrawal age from 55 to be in line with retirement age of 62 or

2. Increase minimum sum scheme again ............. maybe set at $1M.

 

Hip hip Hurray!!!!

 

:D

Only those living on landed property live beyond age 85, and only millionaires can withdraw from their CPF account?

Link to post
Share on other sites

Sooner or later, someone will have to have a look at it. It is true that people are liver longer, society has also changes. Fewer people are living with their parents and many don't think it is their job or simply cannot afford to feed both their children and their aged parents. Medical, among other things, are also getting a lot more expensive

You refering to those with landed properties? Those in highrise mostly got heart problem before age 62?

Link to post
Share on other sites

How come people live longer ? How many of us here think we can out live LKY ? I see more people in Singapore die earlier than say our ah kong from China lor .

Beyond age 62 for highrise dwellers exceptional long life? [:p]

Link to post
Share on other sites

Just one sentence....."CPF is for your children to use...not for you...you will not have chance to enjoy it in your life time"

You sure or not? How your children allowed to have any of it?

Link to post
Share on other sites

Can migrate anywhere, and take CPF monies except M'sia.

 

Sori ah, MIW thought of it already!

 

west malaysia cannot.

 

 

east malaysia can

Link to post
Share on other sites

The 60.1% are idiots who thinks they are not capable to handle their own money and need gahmen to hold for them.

GRC = Gangsters-Rob-Citizens. Only mentally retarded believe/think of playing the fool. A fool and his money (CPF) soon part company.

Link to post
Share on other sites

Can migrate anywhere, and take CPF monies except M'sia.

 

Sori ah, MIW thought of it already!

 

Yep, West Malaysians can't take out CPF monies, policy for them is the same as S'pore citizen. East Malaysians on the other hand...

 

If it's just migrating to Malaysia under my second home thing, won't affect CPF withdrawals, will still be the same. Sooo...don't really see a way out other than taking out as much as you can when you reach 55 (for now), or getting citizenship to some other place other than Malaysia.

 

 

Link to post
Share on other sites

Yep, West Malaysians can't take out CPF monies, policy for them is the same as S'pore citizen. East Malaysians on the other hand...

 

If it's just migrating to Malaysia under my second home thing, won't affect CPF withdrawals, will still be the same. Sooo...don't really see a way out other than taking out as much as you can when you reach 55 (for now), or getting citizenship to some other place other than Malaysia.

Incorrect, West Malaysians CAN take out their CPF if they declare that they will never work/reside in Singapore. I have a friend who is from West Malaysian who took out all his CPF when he was late 30s to buy house in Australia. For Eastern Malaysian, such declaration is not needed....

Edited by Tjkbeluga
Link to post
Share on other sites

End of the day is to tell Sporean to forget about retirement comfortably with YOUR CPF money! Your $ is my $...and my $ will forever be my $ theory.

 

Even if most lived to 85, how can one predict that stroke or other illness will not put me on bed or wheelchair permanently? I will still not able to enjoy the hard earn CPF $.

 

Moral of the story is use every cents to invest in property and forget about cashing it.

GRC = Gangsters-Rob-citizens will empty our CPF accounts. Many/most people will be retired by illnesses before age 62. Many/most people will not live till age 85 unless living on landed properties. Already many aged 40+ or 50+ under medication or had cancer. How? :o

Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
 Share

×
×
  • Create New...