Aviva policyholder take note..

[C-K]

i need to change from Aviva to DA, i bought my premium with aviva last month - May, so now if i change to DA, should i tell them that i buying from June till may next yr (11mths) or must i buy a full year from them?

Just buy from June (or July) till May next year.

 

No need to buy 1 full year from DA.

[Sony]

am i sensitive but why is so many jumping over to DA and DA only. have not seen any other insurance company being mentioned.

 

 

and how close is the quote for DA compared to Aviva?

 

I did an online indicative and it's 1/3 more..

[KennyLee83]

am i sensitive but why is so many jumping over to DA and DA only. have not seen any other insurance company being mentioned.

 

 

and how close is the quote for DA compared to Aviva?

 

I did an online indicative and it's 1/3 more..

 

my difference is abt 300+ bet. DA and Aviva... shouldn't have chosen the cheapest one... now headache

[Sony]

my difference is abt 300+ bet. DA and Aviva... shouldn't have chosen the cheapest one... now headache

 

 

if you have changed certain things that are quite obvious, then too bad. otherwise why worry.

 

moreover, you always hit people?

[MG_Myvi]

But with regards to the clause of Mod...Aviva and DA seems the same if I not wrong.

[Sony]

But with regards to the clause of Mod...Aviva and DA seems the same if I not wrong.

 

 

 

from one hole to another hole...

[MG_Myvi]

from one hole to another hole...

 

Ya lor in a sense...think online insurance have more grey area. I'm with Aviva....will be switching once due in Nov.

[Sony]

Ya lor in a sense...think online insurance have more grey area. I'm with Aviva....will be switching once due in Nov.

 

 

i will switch to whoever is cheap and reasonable..

[Mllcg]

if you have changed certain things that are quite obvious, then too bad. otherwise why worry.

 

moreover, you always hit people?

 

ppl bang you also they void leh.

[Sony]

ppl bang you also they void leh.

 

 

 

eh, people bang u, you claim the other person... your insurance not involved mar..

[Osiris]

because DA vultures are here.

[Sony]

because DA vultures are here.

 

 

oh... so the police are aware...

 

Frankly, this aviva issue is blowing a bit out of proportion if you ask me

[Alg]

Need help here.

 

My road tax due in 2 Oct. My Aviva insurance due in 29 Oct.

 

Like to change to another insurer.

 

If I change on 2 Oct to be in-line with my road tax, will I be able to get the additional 10% NCD?

 

Or prefer to terminate now and change to another insurer?

 

Thanks

 

 

[Billcoke]

Need help here.

 

My road tax due in 2 Oct. My Aviva insurance due in 29 Oct.

 

Like to change to another insurer.

 

If I change on 2 Oct to be in-line with my road tax, will I be able to get the additional 10% NCD?

 

Or prefer to terminate now and change to another insurer?

 

Thanks

 

I've transferred my 50% NCD from Chartis to NTUC, no issue. Need to show your previous policy that you are entitled to the NCD.

[Patwong]

I guess the underwriters at Aviva has managed to filter-out some of the customers that they do not want to insure.

This group of people like to modify their car. Most of these people has the 'racer' mentality (not all people).

By taking away this group, Aviva hope to has lesser claims and thus higher profit.

Not doubt that some customers that like to add accessoriss to their car but dont have the 'racer' mentlity could also get hurt by this underwriting condition.

If 1~2 years later, Aviva profit goes up due to lesser claims (lesser 'racer' insured), they can continue this method.

If not, they can revised the underwriting condition and lower the premium to take back market share.

I think this is just business.

[C-K]

I guess the underwriters at Aviva has managed to filter-out some of the customers that they do not want to insure.

This group of people like to modify their car. Most of these people has the 'racer' mentality (not all people).

By taking away this group, Aviva hope to has lesser claims and thus higher profit.

Not doubt that some customers that like to add accessoriss to their car but dont have the 'racer' mentlity could also get hurt by this underwriting condition.

If 1~2 years later, Aviva profit goes up due to lesser claims (lesser 'racer' insured), they can continue this method.

If not, they can revised the underwriting condition and lower the premium to take back market share.

I think this is just business.

It ain't business; it is more like a con job to me.

 

I do not see any clauses in my policy that state Aviva will not insure legally "Modified" car.

 

 

 

 

 

 

[Ghostami]

Seems like my reply is abit different from Stan. Seems like most of my mods are ok except for the Rotor and Struts. I guess you guys better do some enquiry if you are in doubt. Now thinking to whether switch or stay but have to do it within this week.

 

Dear Mr XXXXXX,

 

Thank you for your below email enquires.

 

As spoken, please assist to remove and replace the original parts for 4) Bigger disc rotor (consider as modification) & 5) Strut bars (consider as modification) in order for your car insurance policy to be valid.

 

1) Voltage Stablizers

 

2) KNN Drop in air filter

 

3) Rims Upgrade/change according to manufacture spec size

 

4) Bigger disc rotor (consider as modification)

 

5) Strut bars (consider as modification)

 

6) Hi-Fi system

 

7) Window Tinting ( Original with car )

 

8) Aftermarket Steering wheel ( Original Momo )

 

Edited June 22, 2011 by Ghostami

[Tigershark1976]

finally got the insurance cert from NTUC... declare everything i "mod". the column the provided is too small so I attached a list, total 20+ items including tyres, rims, sound systems, solar films, voltage stabiliser....and to play safe, ended with "other LTA approved modification" just in case I further "mod" my car... they dont even give me a call to clarify after receiving the "wish list"....