Just got my bumper kissed

[GLZT]

I just got my bumper kissed by a civic just now. So sian, went to report police, police say just report insurance company. Since not really that guy fault, and he requested private settlement, so I gave in. Would like to know is there any stunt that guy can pull for private settlement?

[Nicholas]

Did you get him to sign anything to confirm private settlement? If not, he might report to insurance company, and if he did and you didn't you could be in trouble. Who knows what stories he might have made up.

By right have to inform insurance any accidents even for private settlement.

 

See question 4. Not sure which idiot made those questions in caps....

http://quote.wheels.sg/MotorClaimsFramework_FAQs.aspx

 

[Chogokin]

My suggestion report insurance but indicate private settlement , no claim needed to cover yrself jus in case.

[GLZT]

Yeah, never sign anything. Gonna report tommorrow, but I cant really decide on claim or private settlement, its not really up to me to decide either cause I'm driving my brother's car.

 

Though I told the guy okay when he ask for private settlement, kind of guilty if my brother go ahead and claim him.

[Nicholas]

Anyway, what you mean by not his fault? If want to report for claim or just informing the insurance co, please let the other party know. If it happens to you, you wouldn't want someone to say settle privately, then later found out you "kenna" claimed.

[GLZT]

Yeah, its actually his fault but I feel many of us will actually make that mistake, I was exiting the filter lane, then a speeding van was coming, so I brake normally. I think he was too focus on the on coming traffic and thought I drove out of the filter lane already.

[Kensk]

Yeah, its actually his fault but I feel many of us will actually make that mistake, I was exiting the filter lane, then a speeding van was coming, so I brake normally. I think he was too focus on the on coming traffic and thought I drove out of the filter lane already.

 

He should have checked both ways before moving off.

Anyway just claim him to save further troubles later.

[GLZT]

He should have checked both ways before moving off.

Anyway just claim him to save further troubles later.

 

True, but sometimes I tend to make that mistake as well, fear of speeding oncoming vehicle.

[Ben5266]

Yeah, its actually his fault but I feel many of us will actually make that mistake, I was exiting the filter lane, then a speeding van was coming, so I brake normally. I think he was too focus on the on coming traffic and thought I drove out of the filter lane already.

Don't feel guilty. It is not your fault at all.

2nd car must always watch the first car. See other cars for what?

Even if the on coming car is far far away, but if the first car no confidence to move out, we still have to wait.

 

[Tonyg]

I also got my bumper kissed on 24th Nov 2010 7.30 pm at BKE by a big pickup driven by FT on a rainning night. To my surprised my Civic bumper not even dented only dislocated and minor scratches. The boss of the company settle with me on the bill. There is a standard insurance form to be signed by both party not to claim each other insurance and agreed to be in pvt settlement.

[GLZT]

I also got my bumper kissed on 24th Nov 2010 7.30 pm at BKE by a big pickup driven by FT on a rainning night. To my surprised my Civic bumper not even dented only dislocated and minor scratches. The boss of the company settle with me on the bill. There is a standard insurance form to be signed by both party not to claim each other insurance and agreed to be in pvt settlement.

 

The form is provided by the insurance company? Both parties have to be there to sign the form together or we can sign them separately?

[GLZT]

Don't feel guilty. It is not your fault at all.

2nd car must always watch the first car. See other cars for what?

Even if the on coming car is far far away, but if the first car no confidence to move out, we still have to wait.

 

Bro, thanks for the enlightenment. Think I too soft heart liao.

[Mylimo]

Yeh, Chogokin is right don't sign anything. Try to set up privately.

[Marvelicious]

Certain car models are made to take light bumps. My Renault is one of those. The car body is plastic not metal, it will warp on impact, as in absorb. I got kissed on my bumper when I was in the checkpoint coming back to singapore, it was bumper to bumper traffic. I came out, inspected my car and was surprised that there was no crack, nothing whatsoever, not even a scratch. Obviously the culprit was happy as hell. This is one great thing about Renaults.

[Zahrin81]

My Bro-in-law kissed an Accord's bumper last month. and just open the mailbox an hour ago and saw a lawyer's letter ordering my dad-in-law to pay $4026.35!!!!!! I'm helping my In-laws to settle it....but how? No money liao!! Bro-in-law's name not in insurance and <26yrs!! $5000 excess!!! He didn't even report to insurance, thinking it will be settled privately!!

 

See my posting a while ago for details: http://www.singaporecarsforum.com/carforum...read.php?t=7638